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ALTA Says PACE Programs Need Safeguards to Protect Consumers
press release, American Land Title Association
   

The American Land Title Association (ALTA), the national trade association of the land title insurance industry, issued the following statement in response to the Consumer Financial Protection Bureau’s Advance Notice of Proposed Rulemaking (ANPR) on residential Property Assessed Clean Energy (PACE) financing:

“When buying a home, Americans need to know if they are going to be responsible for someone else's debts,” said Cynthia Durham Blair NTP, president of ALTA. “PACE programs allow local governments to help individual homeowners finance energy efficiency upgrades through loans repaid via property taxes. Unfortunately, many homebuyers are surprised when they get their tax bill because these super liens are not recorded in local property records and sellers don’t disclose them. ALTA looks forward to providing comments to CFPB. PACE programs need effective safeguards that will promote energy efficiency property upgrades, while also protecting consumers.”



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