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CHRISTINE POPISH's Blog

working for home title searching
by CHRISTINE POPISH | 2013/06/03 |

There is no way that you could do this work completely on line. Yes, you can retrieve docs on line, but when it gets to prots office there is no way you would be able to sit there and read every doc of a complicated file. The counties I have been working in are not on line, and I for one am glad of it. I would though print the docs I need to chain a title as it would be a lot cheaper at home than at the courthouse. I have been doing this work almost 30 years.

CHRISTINE POPISH's Blog ::




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116 words | 3502 views | 12 comments | log in or register to post a comment


Working from Home

It depends on the state and even the county.  When the on-line documents are maintained by the Register of Deeds, and even utilizing the same servers, there's no difference between searching at the courthouse and searching at home.  Everything I can get at the courthouse I can get an home in several counties.  And I don't even know what a "prots office" is!  Is that Prothonotary?  So such beastie in my state.

 I think that if you are a talented, experienced abstractor utilizing well-maintained equalization/mapping/register of deeds info, you CAN work strictly on line.  You may have to work in several states to make a living, but it's do-able AND IT IS GOING TO EVENTUALLY PUT US ALL OUT OF BUSINESS.  I have been saying this since I got into this business and I still believe that within 10 to 15 years, the counties that AREN'T on line will be so few that most of our easy-stuff searching will be done by the title companies, vendor managers, and/or mortgage companies themselves.  Or the Indian contingent.

 
by Alix Ott | 2013/06/03 | log in or register to post a reply

It is possible....
As I live in Florida, where it became law in 2000 that all records be available on line, I wouldn't have it any other way  Before computers, I too had to go to the courthouse of many counties and it was very time consuming! When I lived in IL I had to get up way before dawn and return way after dark if I wanted to do any other counties. (1 or 2 maybe a day) Don't be afraid of progress....oh, and it isn't the 'source of title' that's important here, it's the experience of the title examiner as what to do with that information. If you describe yourself as an abstractor/searcher than yes, you may be put out of business by foreign entities.....When you walk into the records room of any courthouse in FL all you see are rows of computer monitors... 
by Paula Reynolds | 2013/06/03 | log in or register to post a reply

working in florida
I also examine and have back title to almost every development in the counties I do work in. One has to examine their work before sending it out.  I am not afraid of progress at all, I am well past the age of retirement. Why are all those monitors there if everyone is working from home?? 
by CHRISTINE POPISH | 2013/06/10 | log in or register to post a reply

prots
that is just the word searchers, examiners,use here rather than using the full name.   
by CHRISTINE POPISH | 2013/06/10 | log in or register to post a reply

examining vs. abstracting?

I am not an examiner and do not play one on TV.  I accumulate DATA only and let the client do the actual examining.  I provide what RECORDED and any other information I can glean from the mapping department, equalization, etc.  While it is nice to provide that additional information, what we are responsible for and expected to do is gather recorded documents and tax information.  Some "examining" is, of course, necessary to figure out a screwy chain or mystical verbiage on deeds/other docs.  But I would only use the word examine were I going to provide a title commitment that tells the client what they need to do to complete a transaction.

The reason there are monitors at the courthouse is that there are people out there who are doing genealogy, don't want to learn the on-line system, have to do a search that is beyond what's available at the courthouse, etc. etc.  Again:  If the same information is available on line as is at the courthouse, what difference does it make?  I have contacts at all my regular counties (the ones I do myself as opposed to my subcontractors) and I call them if I think they can help me clear up a problem.  I am friends with clerks, treasurers, and especially mapping department personnel.  They understand that it saves me a trip to the courthouse if I have a sticky problem (like conflicting addresses) and have no problems helping me locate the answer.  Can all searching be done on line?  Not yet...but it's coming.  I give it no more than 10 years and 90% will be done on line.

 

 
by Alix Ott | 2013/06/10 | log in or register to post a reply

Our backwoods Texas county ...

In our county, they no longer print books. We have the monitors for actual searching and printing docs. If a doc is imaged AND in a book they won't let you pull a book and hand it over to be copied - if you want it you MUST use the computer. (We have no copier available for use by anyone other than the clerk).

 

We use title plants here so most of my work is done in the office rather than the clerk, but I don't see our county as ever being completely online. Images only go back to 1992 even in the clerks office. Other counties in Texas, though, are completely online. Just not mine :-( 

 
by Rebecca Fisher | 2013/06/17 | log in or register to post a reply

ON-LINE SEARCHING CAN BE VERY DANGEROUS!!
Depending on what county/parish you are searching, documents imaged on-line are fine, however, who is entering that data for the data-base, can and does matter! I abstract and examine over 7 counties in Wisconsin and have been doing it for over 20 years. Seen tons of changes at the courthouse departments over the years, especially the on-line search technology coming on to most of my counties. At first, i signed-up for the on-line (Fidlar) program at two of my counties. After several weeks, came to encounter some docs not showing up on grantor/grantee or searching the legal desc. Became quite concerned and went to the courthous(es) to conduct the search and actually did find the missing docs, in the tract books and searching the grantor/grantee books!! Yikes!! I guess this happens alot, from talkinng with long-time known Abstractors and courthouse personnel. DON'T PUT YOUR TRUST IN ON-LINE SEARCHING!! Human error in posting, etc. - all kinds of errors can cause your on-line search and eventual title commitment to be in jeopardy!! STICK WITH GOING TO THE ACTUAL COURTHOUSE AND DOUBLE-CHECKING THE ACTUAL POSTED INFO WITH THE ON-LINE SEARCH!!  
by Toni Harper | 2013/06/25 | log in or register to post a reply

working at home
The key to working at home is having contacts to all the major plants as well as contacts in as many counties as possible. I do have such and I also help anyone whenever possible 
by Tamara Howard | 2013/07/01 | log in or register to post a reply

Working at Home "that's the way it's done
Hey Tamara:  Yes, your right and this is what I do also.  After being in this business for 30 years (and striking out on my own the last 15 years) you keep your ex-business partners in contact, and when in need they come thru for you.  I like your fresh, but simple, approach. 
by Linda Lesko | 2013/07/05 | log in or register to post a reply

working at home

Thanks Linda!

If you ever need anything, I'll be more than willing to help you and anyone else! We're a family, you might say and as we learned in kindergarden, what goes around does come around. So we all help one another as much as possible without ever taking one's time and effort for granted!

 

 
by Tamara Howard | 2013/07/08 | log in or register to post a reply

In agreement
Im in agreement with Toni here. I know in Connecticut we are a very different breed as we dont have county based searching or registries. Many town halls do now have their indexes online and their copies fees are doubled if you want to buy them (as well as having to buy the entire document and not just a portion). But the indexing is quite irregular and a bit messy at times. Many of the town halls to "speed up" and get caught up with technology hire summer help or people that are not well versed in the industry and they simply do not index properly. We have 169 towns in CT in which we have to physically drive to on a daily basis in order to stay competitive and Im not sure I would put my business on the line by solely using our online indexing as a means for correct information. I dont even know if I would enjoy sitting home searching every day, it would be a nice break but I would think you can get stale pretty quick and then when something complicated comes up the resources are not right in front of you. I am interested to see how the industry turns and where we will all be in 5 years but for now, I have to rely on the old fashioned searching for peace of mind. 
by Jacqueline Purcell | 2013/07/09 | log in or register to post a reply

hmmm....
those are for 'non-professionals'. individuals who want to check their own properties and people who buy/bid at foreclosure sales who do not want to pay others to do it.... 
by Paula Reynolds | 2013/07/15 | log in or register to post a reply
CHRISTINE POPISH's Blog

 

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Recent Comments

those are for 'non-professionals'. individuals who want to check their own properties and people who...
by Paula Reynolds
Im in agreement with Toni here. I know in Connecticut we are a very different breed as we dont hav...
by Jacqueline Purcell
Thanks Linda! If you ever need anything, I'll be more than willing to help you and anyone else! We'...
by Tamara Howard
Hey Tamara:  Yes, your right and this is what I do also.  After being in this busines...
by Linda Lesko
The key to working at home is having contacts to all the major plants as well as contacts in as...
by Tamara Howard
Depending on what county/parish you are searching, documents imaged on-line are fine, however, ...
by Toni Harper
In our county, they no longer print books. We have the monitors for actual searching and printing do...
by Rebecca Fisher
I am not an examiner and do not play one on TV.  I accumulate DATA only and let the client do ...
by Alix Ott
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