A friend shared a bulletin with me from Fidelity National to its agents, attorney and examiners. The bulletin states that since the late 1990's when most underwriters relaxed their title examination standards there has been an up-tick in losses to the company.  So with that being said, they are now requiring "minimum" search standards as follows:

Residential Purchase      40 years

Residential Refinance      two link search (2 owner)

Commercial                   60 years

Well, for many of us here on SOT, these guidelines have always been our "standard". 

One only has to wonder why it has taken from the lat 1990's to the mid 20's for the underwriters to see the error of their ways.  How, I wonder, will this affect other major underwriters and their guidlines?