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[+] Chow at CLK Title - g h/SC (2 replies)
7/25/2019 4:32:17 PM (1592 views)

[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
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[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
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[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
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[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (2271 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (1470 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (1428 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (1134 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (1175 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (169 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (1327 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (1071 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (1215 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (1165 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (620 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (173 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (1228 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (1129 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (156 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (933 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (194 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (1166 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (182 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (981 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (643 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (198 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (1401 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (2052 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (1267 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (1855 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (2712 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (1730 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (1818 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (1661 views)

Empire Research, LLC - Rita Killary/NY
6/24/2019 1:02:32 PM (1196 views)


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