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[+] Comment on "Another Big County Goes After MERS Back Fees" - Source of Title/OH (1 reply)
10/26/2011 7:00:19 PM (2308 views)

[+] Rasa Solutions - Bridget Marinelli/PA (15 replies)
10/26/2011 10:41:11 AM (3009 views)

Congratulations Are In Order - Patrick Scott/IL
10/25/2011 8:45:54 PM (1980 views)

Surprise on Refi Revamp: Key Regulator Agrees to Reforms - Leigh Attridge/MA
10/25/2011 3:21:38 PM (3568 views)

Comment on "NAR: Existing Home Sales Edge Down in September" - Source of Title/OH
10/25/2011 2:24:02 AM (1661 views)


Real Title Services


[-] Comment on "Breaking the Tie-- or Not" - Source of Title/OH (10 replies)
10/24/2011 8:01:51 PM (2260 views)
What about the document numbers? - Daniel Silverburg/CA
10/24/2011 8:01:52 PM (2443 views)
CA underwriters - William Pattison /CA
10/24/2011 8:42:38 PM (2402 views)

California title underwriters have relied upon the following principles:

1.  The date and time stamp show priority.

2.  When the date and time stamp are the same, then the county assigned series number is the second default.

 In most CA counties, multiple title companies record documents at 8am every day, as the county provides a set-back time to 8:00 a.m.  While all the papers are handed to the county staff by 7:50 a.m., the actual processing time is around 11:00 a.m. because of the time needed to rectify minor document errors (pages out of order or misoriented, illegible notary seals, need for cover pages, etc...,) and the time to clear the index of last-minute lien matters recorded on the prior day ("name runs"). 

This means that, without the set-back time to 8am, such papers would record after many mailed liens are processed and many public-persons' papers are walked in.  Thus the time established priority, despite the numbering appearing serially AFTER those other mentioned papers.

But, since all the title companies effectively record concurrently at 8am, the priority then goes to the serial number.

 Some states are not "first to the counter" states, so this will vary.  What did Ohio say in the ruling?

 

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Re: CA underwriters - Robert Franco/OH
10/24/2011 10:05:29 PM (2473 views)
Re: CA underwriters - Slade Smith/OH
10/25/2011 5:44:23 AM (6019 views)
Re: CA underwriters - William Pattison /CA
10/26/2011 2:17:42 AM (2330 views)
Re: CA underwriters - Slade Smith/OH
10/26/2011 3:21:37 AM (2354 views)
lien priority is your answer - William Pattison /CA
10/26/2011 3:01:26 PM (2560 views)
But L.A. is Different... - Daniel Silverburg/CA
10/31/2011 8:23:32 AM (2287 views)
Re: But L.A. is Different... - Slade Smith/OH
10/31/2011 1:25:11 PM (4803 views)
Re: But L.A. is Different... - William Pattison /CA
11/7/2011 8:16:56 AM (2249 views)

[+] Applied Tech Resources Doesn't Pay - Kimberly Goode/GA (4 replies)
10/24/2011 12:55:23 PM (2579 views)

[+] another company who does not pay - Anthony BROWNN/VA (4 replies)
10/24/2011 11:35:44 AM (2758 views)

[+] What Are Your Thoughts on This - Kevin Ahern/CT (4 replies)
10/22/2011 8:34:17 AM (2525 views)

[+] Mass Land Records crappy new system - we need feedback - Leigh Attridge/MA (3 replies)
10/21/2011 9:05:29 AM (3679 views)

[+] Error or Lie? - Rebecca Cowart/MS (16 replies)
10/20/2011 5:52:49 PM (2578 views)

[+] Rush to Drill for Natural Gas Creates Conflicts with Mortgages - Leigh Attridge/MA (5 replies)
10/20/2011 12:28:47 PM (4178 views)

[+] Aracor is Not Paying - Bruce Lutz/PA (3 replies)
10/20/2011 10:46:35 AM (3704 views)

The Sweep-It-Under-the-Rug Housing Plan - Leigh Attridge/MA
10/19/2011 3:19:02 PM (3308 views)

US Century Bank, Florida won TARP loan, now teeters - Leigh Attridge/MA
10/19/2011 12:43:08 PM (3515 views)


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