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[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
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[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (2903 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (1893 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (1996 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (1698 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (1755 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (515 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (1823 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (1535 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (1693 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (1617 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (1102 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (593 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (1772 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (1586 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (518 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (1376 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (553 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (1671 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (523 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (1452 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (1135 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (579 views)


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