In Minnesota, we are a race to the recorders office state.. which means, the one that get's their document or lien to the recorder first, has the redemption rights in the order filed, from any foreclosure action.. , and is it an advantage to file e-file (add'l $50.00 per document), since they don't actually go to the recorders' office to file??? Here's the story, we sent in on 11/25/15 a new mortgage AND a modification to an already recorded mortgage, the recorder rejected our modification of mortgage for a drafting statement, so both documents were returned.  How did we know? we called on 12/11/15 for document numbers, because our abstractor couldn't find them of record.  So we called and were given the reason for rejection.  We keep copies here of what's going of record, so when the recorder told us the reason, we told her on page 2 upper left hand side is the drafting statement .. we have our phone number on every document, why didn't you call us to ask if you couldn't see it.??  she says " well we just don't do that".. ok.. so you sent it back in the mail to us and now we get to start all over with the time line (gap time) or do you put it back in on the day you get it back from us.. (we won't see it for another week).. Snail mail.. it goes back in the day they receive it.. so our gap time doubles because of recorder error.. this is happening all the time to us in certain counties.. is anybody else seeing this problem??  is the county trying to get people to e-file only?  I need some thoughts on this, since our gap time is doubling in some counties via county error.. or county office policy not to call for correction or verification. Meanwhile, if you e-record, they tell you immediately what's wrong, am I correct on this part?

Can I get your thoughts on this.. I have had this question more than once from clients who are trying to hold down their costs...

Have a nice weekend.