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[+] Nationwide Abstrax - Marilyn Knobel/NY (5 replies)
7/31/2019 9:22:54 PM (1505 views)

[+] SLK Global Solutions - NON PAYER - Tamara Howard/FL (3 replies)
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[+] As if the lender's name wasn't bad enough... - Jay Duncan/MO (3 replies)
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[+] North Star from GA - Sherry Greene/MI (7 replies)
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[+] Chow at CLK Title - g h/SC (2 replies)
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[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
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[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
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[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
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[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (1287 views)

[-] Judgment Reporting - F P/VA (15 replies)
7/16/2019 12:13:18 PM (1672 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (944 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (878 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (573 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (612 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (755 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (625 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (672 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (640 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (227 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (685 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (626 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (518 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (660 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (399 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (223 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (975 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (1419 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (762 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (1005 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (2113 views)


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