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Frank Divittorio w/Chahardy-Non Payer - Leah Brown/LA
11/2/2018 2:07:01 PM (2204 views)
Re: Frank Divittorio w/Chahardy-Non Payer - Jay Duncan/MO
11/2/2018 2:51:34 PM (1998 views)
Re: Frank Divittorio w/Chahardy-Non Payer - Leah Brown/LA
11/2/2018 4:30:31 PM (2005 views)
Re: Frank Divittorio w/Chahardy-Non Payer - Heather St Amant/LA
11/5/2018 8:25:50 AM (2002 views)
Re: Frank Divittorio w/Chahardy-Non Payer - Leah Brown/LA
12/12/2018 9:39:22 AM (1793 views)
Re: Frank Divittorio w/Chahardy-Non Payer - Rita Killary/NY
12/12/2018 10:07:07 AM (1741 views)
Re: Frank Divittorio w/Chahardy-Non Payer - Regina  Engebritson/MN
12/3/2018 10:00:13 AM (1750 views)

Looking for a photo-stitching application - Ted Williamson/TX
10/31/2018 3:50:55 PM (1779 views)
Re: Looking for a photo-stitching application - David Fagen/IL
11/16/2018 8:22:46 PM (1497 views)
Re: Looking for a photo-stitching application - Katrina Patterson/AR
12/4/2018 9:36:22 AM (1432 views)
Re: Looking for a photo-stitching application - Allen Bruce/OH
12/10/2018 5:51:02 PM (1345 views)

Blockchain - F P/VA
10/31/2018 11:54:09 AM (3644 views)
Re: Blockchain - Jeffrey Land/NJ
11/5/2018 11:04:19 AM (1911 views)
Re: Blockchain - Carol Clark/NY
11/19/2018 3:54:34 PM (1394 views)
Human Error - Victoria Moate/NJ
12/3/2018 10:58:19 AM (1473 views)
Re: Human Error - Carol Clark/NY
12/3/2018 11:36:06 AM (1402 views)
Re: Blockchain - Jeanine Johnson/MN
12/10/2018 7:25:53 PM (2104 views)
Re: Blockchain - Jeanine Johnson/MN
12/10/2018 7:25:54 PM (1386 views)
Re: Blockchain - Sal Turano/NY
12/17/2018 10:21:36 AM (1141 views)

Optima-non payer - Jason Knowles/AL
10/30/2018 2:47:50 PM (1563 views)

Lendserv - Jason Knowles/AL
10/30/2018 2:44:38 PM (2192 views)
Re: Lendserv - Jason Knowles/AL
10/30/2018 5:06:06 PM (1689 views)
Re: Lendserv - Michael Rosing/IL
11/5/2018 8:58:08 AM (1681 views)
Re: Lendserv - Michael Rosing/IL
11/7/2018 11:28:36 AM (1503 views)




BoA - kim rase/CO
10/27/2018 4:16:11 PM (2054 views)
Re: BoA - Constance Foye/VA
11/19/2018 10:22:09 PM (1512 views)
Re: BoA - Jeffrey Land/NJ
12/10/2018 10:45:21 AM (1626 views)

Comment on "South Carolina Man Sentenced to 18 Months in Prison For Using Forged Deeds to Steal Homes" - Source of Title/OH
10/27/2018 3:50:19 PM (1991 views)
fraud in colorado - kim rase/CO
10/27/2018 3:50:19 PM (2730 views)
This seldom happened until . . . - David Bloys/TX
10/28/2018 4:51:10 PM (2639 views)

Timely Documents Inc - Prem Kumar/NV
10/26/2018 3:21:25 PM (2837 views)
Re: Timely Documents Inc - Karen Knuth/NY
10/29/2018 11:21:10 AM (2131 views)
Re: Timely Documents Inc - Kurt deVries/FL
10/29/2018 12:27:27 PM (2128 views)
Re: Timely Documents Inc - Mallory Jones/CA
10/31/2018 5:08:32 PM (2055 views)
Re: Timely Documents Inc - Angela Sharp/CA
11/5/2018 5:33:51 PM (2097 views)
Re: Timely Documents Inc - Greg Weiss/IL
11/12/2018 3:30:06 PM (1824 views)
Re: Timely Documents Inc - Greg Weiss/IL
11/12/2018 3:30:09 PM (2023 views)
Re: Timely Documents Inc - David Kossman/MO
11/19/2018 10:31:29 AM (1698 views)
Re: Timely Documents Inc - Jonathan Mintz/TN
7/1/2021 11:25:14 AM (443 views)
Re: Timely Documents Inc - David Kossman/MO
7/1/2021 11:31:34 AM (432 views)
Re: Timely Documents Inc - Ray Glowniak/CA
3/13/2019 11:09:52 PM (1480 views)
Re: Timely Documents Inc - george Hubka/MI
3/30/2019 11:21:54 PM (1220 views)
Re: Timely Documents Inc - Tempie Elder/GA
4/1/2019 10:58:07 AM (1172 views)

kofile searches - Tom Schmick/OH
10/22/2018 12:32:01 PM (2365 views)
Re: kofile searches - Alix Ott/MI
10/24/2018 4:11:05 PM (1597 views)
Re: kofile searches - Tom Schmick/OH
10/24/2018 6:44:00 PM (1794 views)
Re: kofile searches - stephen willard/OH
11/19/2018 9:33:43 AM (1747 views)

2018 NAILTA/NALTEA Conference - Robert Franco/OH
10/21/2018 5:37:07 PM (2740 views)

Judgement Lien - Abrar Khan/TX
10/16/2018 5:09:56 PM (2663 views)
Re: Judgement Lien - Michaelene Bomestar/OH
10/18/2018 4:35:01 PM (2144 views)
Re: Judgement Lien - Roberta Dean/IN
10/20/2018 2:12:26 AM (1730 views)
Re: Judgement Lien - Deborah Shanks/NY
10/22/2018 7:02:26 PM (1551 views)
Re: Judgement Lien - Lisa Ramsey/TX
10/22/2018 8:37:02 PM (1519 views)
Re: Judgement Lien - Celeste Yakawonis/ME
10/29/2018 11:34:43 AM (1485 views)

CALREPORTING 818 AREA CODE - Scott & Sandra Forbes/CA
10/15/2018 3:29:15 PM (2227 views)
Re: CALREPORTING 818 AREA CODE - MEGHAN HEBARD/CA
10/16/2018 6:37:20 PM (2077 views)
Re: CALREPORTING 818 AREA CODE - Linda Dobbs/CA
10/17/2018 12:37:02 AM (1952 views)
Re: CALREPORTING 818 AREA CODE - george Hubka/MI
10/17/2018 3:12:37 AM (1887 views)
Re: CALREPORTING 818 AREA CODE - Scott & Sandra Forbes/CA
10/17/2018 11:31:07 AM (2022 views)
Re: CALREPORTING 818 AREA CODE - Scott & Sandra Forbes/CA
10/17/2018 11:36:05 AM (2009 views)
Re: CALREPORTING 818 AREA CODE - Nils Nelson/ME
10/17/2018 5:16:11 PM (1971 views)

Express Services / Derrick Whitaker - Jaime Melvin/NC
10/12/2018 7:22:44 PM (2116 views)

Any word on this company - Karen Knuth/NY
10/10/2018 11:40:23 AM (2942 views)
Re: Any word on this company - Carol Clark/NY
10/15/2018 9:33:12 AM (2425 views)
Re: Any word on this company - g h/SC
10/15/2018 4:22:53 PM (2097 views)

We can't be Walmart anymore... - Alix Ott/MI
10/9/2018 12:51:44 PM (3194 views)
Re: We can't be Walmart anymore... - ROD HEFNER/KS
10/10/2018 6:53:47 AM (2375 views)
Re: We can't be Walmart anymore... - David Bloys/TX
10/10/2018 7:25:52 AM (2161 views)
Re: We can't be Walmart anymore... - Joyce Obrien/PA
10/10/2018 9:45:50 AM (2293 views)
Re: We can't be Walmart anymore... - Alix Ott/MI
10/10/2018 9:56:59 AM (2241 views)
Re: We can't be Walmart anymore... - Joyce Obrien/PA
10/10/2018 10:12:57 AM (2058 views)
Re: We can't be Walmart anymore... - Alix Ott/MI
10/10/2018 2:36:48 PM (2333 views)
Re: We can't be Walmart anymore... - Kurt deVries/FL
10/11/2018 2:53:22 PM (2168 views)
Re: We can't be Walmart anymore... - Meg Evans/OH
10/15/2018 8:40:18 AM (2132 views)
Re: We can't be Walmart anymore... - Heather St Amant/LA
10/15/2018 8:50:20 AM (2081 views)
Re: We can't be Walmart anymore... - Alix Ott/MI
10/15/2018 9:02:55 AM (2162 views)
Re: We can't be Walmart anymore... - Cheryl Santamaria/CT
10/15/2018 8:58:01 AM (2150 views)
Re: We can't be Walmart anymore... - Scott Tischler/OH
10/15/2018 11:52:01 AM (2185 views)
Re: We can't be Walmart anymore... - g h/SC
10/15/2018 4:16:00 PM (2091 views)
Re: We can't be Walmart anymore... - KIMBERLY  FALCONE/PA
10/22/2018 8:30:57 AM (1652 views)
Re: We can't be Walmart anymore... - John Rawlings/WI
10/22/2018 9:34:52 AM (1573 views)
Re: We can't be Walmart anymore... - Lisa Ramsey/TX
10/22/2018 8:35:51 PM (1588 views)
Re: We can't be Walmart anymore... - Alix Ott/MI
10/23/2018 7:07:56 AM (1642 views)

First, I am a vendor manager and it's true that we're not needed.  BUT a lot of companies like to bypass dealing with literally dozens of individuals and have one point of contact -- someone who already has a tried and true group of subcontractors.  It's a lot of work and a lot of time to weed out the chaff.  That's what I do and as an abstractor myself, I'm often able to answer questions and resolve issues (especially in my home state) immediately.

All that being said, Abstracting Life in Texas is NOT Abstracting Life anywhere else.  I found that out when I started to accumulate counties and fees lists in Texas.  The pricing was seriously breathtaking.  And please, no one take offense here because those I work with have been incredibly wonderful -- BUT I get tired of hearing about the distances you drive.  You don't drive any farther than my folks in the Upper Peninsula of Michigan and the northern parts of Wisconsin and Minnesota -- AND WE DO IT WITH SNOW AND ICE.  And isn't it true that to work in Texas you must be local and/or have a company within the state?  That's not true elsewhere.  I'm envious that you can get the prices you're getting...but here's the gist:

Despite the current economic climate, we are a business of supply and demand.  In counties where there are few abstractors I charge more.  But in counties where everybody and their brother has on line access, I have to keep my prices right where they are to maintain the work.  And that goes for counties I do myself, not just as a vendor manager to others.  If I raise my rates, I lose the business to someone else.  Why should the title companies I work for pay me SIGNIFICANTLY more for a search that they can farm out to an abstractor directly?  Or to someone in my own counties who will do it for 10% less than I do?  If they'd have to deal with bad work and unreliable people, that would be different but the fact is there are a lot of people in a lot of areas who do incredibly good, fast work.  If you're shopping for canned goods or toilet paper and just want the basics, why go to Whole Foods when Walmart is 20% cheaper?  You don't.  You go to Walmart for the basics.  Period.  

I am not the only vendor manager who has run into these problems with having to keep our prices low (and, in fact, are asked yearly to LOWER our rates).  I communicate with a lot of competitors here in Michigan and know we're all in the same boat.

Let's use another analogy:  technological items go DOWN in price.  Think about TV's...  This year's LG OLED runs over $2,000 but I have already seen Best Buy drop their price a bit and in a year, that $2,000 TV will be $1200.  Because our industry is also now technological in so many locales, the price of doing our job goes down because more people -- including India -- have access.  Simple 1 owner searches are going away.  Period.  We're not going to be able to compete there much longer (and actually AREN'T competing in a lot of places because the local title companies do all their own work on line in outlying areas and at the courthouse in their own counties).  Maybe it's not true in Texas, but the vault in Lenawee Co. Michigan was full of people just 10 years ago.  Abstractors and local title companies.  Now on the VERY rare trip I make there, I am usually the only one in their huge vault that has 6 work stations.  

It is a fact for most of us that to raise our rates means ALL (rather than most) of the easy work goes away and what's left is only that work that requires expertise and actual courthouse experience.

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Re: We can't be Walmart anymore... - James Powell/MI
10/23/2018 10:54:48 AM (1640 views)
Re: We can't be Walmart anymore... - Lisa Ramsey/TX
10/29/2018 8:54:03 PM (1724 views)
Re: We can't be Walmart anymore... - Lisa Ramsey/TX
10/29/2018 8:54:08 PM (1722 views)
Re: We can't be Walmart anymore... - Alix Ott/MI
10/29/2018 10:12:35 PM (1804 views)
Re: We can't be Walmart anymore... - David Bloys/TX
10/23/2018 7:13:16 AM (1582 views)
Re: We can't be Walmart anymore... -  ABSTRACT SOLUTIONZ /TX
11/7/2018 3:46:38 PM (1476 views)
Re: We can't be Walmart anymore... - Alix Ott/MI
11/7/2018 3:57:43 PM (1700 views)
Re: We can't be Walmart anymore... -  ABSTRACT SOLUTIONZ /TX
11/7/2018 4:08:37 PM (1753 views)
Re: We can't be Walmart anymore... - David Bloys/TX
11/22/2018 8:23:55 PM (1471 views)
Re: We can't be Walmart anymore... - Alix Ott/MI
11/23/2018 7:33:20 AM (1505 views)


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