Charlene,

I'm with you!

I'm holding my breath ever so little that the FEDs realize they had created an Edsel with the GFE HUD.

It would be helpful to get some preliminary rules or thinking from CFPB.

One extra page, but I prefer the larger print and cleaner arrangement of items.  I'm not an expert on these forms like those of you who handle closings, and didn't look at them in fine detail, but there doesn't seem to be a whole lot of difference between the two.

I've had a chance to look over the forms in a little more detail and one thing that struck me was the title insurance was payable to "Treasurer State of Iowa". Is this a hint do you think??

Also, on the Ironwood Bank example there's an amount of $3,216.44 on page 5 titled "Total of Other Costs In Connection with the Loan". We've been trying to determine from where this amount is derived. Nothing seems to add up for this particular item.

I thought I had it figured out, but no.  You are right, no matter how I manipulate these numbers I can't get to that figure.

While I too would suggest either a typo or math error, I am somewhat perplexed because the software usually adds, substracts, etc. Now I have to solve this puzzle for my sanity. 

Thanks Slade.  I can always count on you to make me think  :)