Good information in the article. But, not all companies outside the Marketplace are disreputable. I am now part of a legitimate PPO for medical insurance. Yes, the dental/vision is a discount plan, but it is extremely similar to what was offered as an extension to my previous plan. The difference is that the cost for my family is affordable whereas what was offered on the Marketplace was not. The best part is all of our physicians are in network and the plan is good anywhere in the US. 

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