New PA Lien Law Causes Confusion Among Realtors, Lenders
by Scott Perry | 2014/02/27
Blurbs from the Bossman :: 4 comments ::
5 Ways to Save Money on Worker's Comp
by Carly Wright | 2014/02/26
In an office, danger lurks around every shelf, machine and desk. Of course, some businesses are more susceptible to the falls of workers compensation than others. In the end though no one is immune and accidents happen. And if the unthinkable does happen, your company will take the hit. Works Comp insurance is a necessary part of the corporate world, but in general, businesses spend way too much on insurance for multiple reasons ranging from errors to ignorance. Thankfully there is something you can do about it.
Being prepared is the best way to prevent and properly handle a work related accident. Having a well-designed safety plan not only decreases the amount of incidents, but having a recorded safety procedures can help in lowering premiums with most insurance providers. Some ideas for your safety plan:
If your company is a higher risk environment, creating an incident report plan can lower the severity of injuries and help employees from being exposed to potentially dangerous situations. The main things to focus on in an incident report plan are:
Did you know that according to the substance Abuse Health Services Administrations, "employed drug abusers cost their employers about twice as much in medical and worker compensation claims as their drug-free coworkers." It is crucial for any business looking to save money and ensure the safety of their employees to be a drug free environment. Ways this can be achieved is through screening new hires and conduct random drug testing on current employees.
In some cases, it makes better financial sense to outsource the most dangerous operations. The main thing to consider with this is making sure the outsourced vendor doesn't cost more than what you're saving. Between a high amount of premiums and multiple claims, sending the danger somewhere else is your best bet.
Errors, both human and machine, are always a risk and can cause you a fortune if big enough. Anything from not closing the claim on time, an oversight or simple data entry error can cause extra money. While you may think you can stay on top of it, using a third-party company like Brown & Theis, LLP can help ensure that your claims are filed in a timely, accurate manner.
Employee safety is the most important thing and should never be taken lightly. That being said, there is no reason you should spend unnecessary money when you shouldn't have to. Being prepared and having the proper knowledge will help keep your employees safe along with saving your company money.
Carly Wright's Blog :: 0 comments ::
5 Things to Do Before Hiring a Personal Injury Attorney
by Carly Wright | 2014/02/25
5 Ways to Prep for a Successful Signing
by Herbert Willis | 2014/02/10
Herbert Willis's Blog :: 0 comments ::
Maryland Senate Bill 229- limits on fees charged by Homeowner's Associations
by CHARLENE PERRY | 2014/02/03
CHARLENE PERRY's Blog :: 0 comments ::
Top 5 Iphone Apps for Mobile Notaries
by Herbert Willis | 2014/01/31
I have compiled a list of the Top 5 Iphone Apps for Mobile Notaries. With today’s technology and the capabilities that are available in just the palm of your hand, there are many applications for the Apple Iphone that help us Mobile Notaries out on a daily basis. These apps can help keep cost down and increase productivity.
Herbert Willis's Blog :: 4 comments ::
The top 7 Commonly Missed Documents By Mobile Notaries
by Herbert Willis | 2014/01/08
Herbert Willis's Blog :: 7 comments ::
Title Industry Slow Down
by ProTitleUSA Title Search | 2014/01/08
Besides seasonal slow down during holidays, there is another factor that will impact the title industry. Its a new law (going in effect on 01/14/2014) that all lenders, servicers, trustees and title companies would have to comply with.
The CFPB amended Regulation Z, which implements the Truth in Lending Act (TILA). Regulation Z currently prohibits a creditor from making a higher-priced mortgage loan without regard to the consumer’s ability to repay the loan. The final rule implements sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), which generally require creditors to make a reasonable, good faith determination of a consumer’s ability to repay any consumer credit transaction secured by a dwelling (excluding an open-end credit plan, timeshare plan, reverse mortgage, or temporary loan) and establishes certain protections from liability under this requirement for “qualified mortgages.” The final rule also implements section 1414 of the Dodd-Frank Act, which limits prepayment penalties. Finally, the final rule requires creditors to retain evidence of compliance with the rule for three years after a covered loan is consummated.
ProTitleUSA Foreclosure Defense and Offense Blog :: 0 comments ::
Today the Fed Announced It Will Trim Its Bond Buying
by john gault | 2013/12/18
john gault's Blog :: 0 comments ::
A Stunningly Bad Court Decision on Affiliated Business Arrangements
by Slade Smith | 2013/12/04
In a stunning decision, the Federal 6th Circuit Court of Appeals has ruled that under RESPA, sham affiliated business arrangements are legal. Apparently referrers of settlement service business, prohibited by RESPA from receiving kickbacks for referrals, can now cash in on referrals by setting up shell businesses which serve no other purpose than to distribute money for referrals to the referrer, There's no longer any need to make the affiliated business even look like a bona fide business with employees, an office, and work being performed.
Can this decision possibly be correct? I certainly do not think so. I think the court missed something that was right under its nose.
Slade Smith's Blog :: 2 comments ::
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