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Ohio House Bill Introduced to Regulate Solicitation of Deeds
by Robert Franco | 2017/03/22

The "Deed Scam" was discussed here on Source of Title more than a decade ago, and it hasn't gone away.  It refers to the official looking letter that warns you that you need a certified copy of your deed and then offers to get it for you... for $70.00, or more.  Considering I can get a certified copy for about $6.00 at the court house, I have always felt that this was nothing but a scam.  And, I'm not alone. 

[read more...]

Categories: Consumer Advocacy, Crime, Ohio Legislation

Source of Title Blog :: 0 comments ::

In God We Trust... Everyone Else Gotta Pay by Wire Transfer
by Robert Franco | 2017/03/12

In Ohio, the new Good Funds Law that goes into effect on April 6, 2017, will require any funds over $1,000 be provided by wire transfer for all residential closings.  Cash and cashier's checks for amounts over $1,000 will no longer be accepted.  

[read more...]

Categories: Escrow/Funding, Ohio Legislation

Source of Title Blog :: 1 comments ::

What is a title reader?
by Lydia Ruggiero | 2017/03/08

How many times do people ask what my job title is vs. how many times they follow-up with the question, "What is it that you exactly do?" Is basically equal. It is so rare that someone outside of the Title Insurance field understands my job as a Title Reader. So let me describe what it is that us title readers actually do for a living.

[read more...]

Lydia Ruggiero's Blog :: 5 comments ::

Archive America 2017
by William Pattison | 2017/02/02

  Russel Neiss and Charlie Schwartz employed the Twitter platform to list the German passenger vessel manifest of the MS St. Louis . Carrying Jewish refugees, America refused entry causing a return to home port. @Stl_Manifest scrolls by passengers killed, in the form: "Fran Schmidt. The US turned me away at the border in 1939. I was murdered at The Netherlands.” Tweets add photographs of passengers too.

  This is a truly nouvelle and innovative way to make archival content relevant by democratizing access through public-private partnerships.  Social media sites like Instagram and Pintrest

[read more...]

William Pattison's Blog :: 1 comments ::

Michigan Abolished Dower
by Robert Franco | 2017/02/01

Michigan's dower statute has been on the books for more than 170 years.  Only a handful of states recognize dower rights, and the number is shrinking.  Interestingly, in Michigan the legislature finally took the steps to get rid of it because it would have needed to be revised in light of Obergefell v. Hodges (legalizing gay marriages).  

[read more...]

Categories: Michigan Legislation

Source of Title Blog :: 3 comments ::

A New Curative Statute is Working its Way Through the Ohio Legislature
by Robert Franco | 2016/08/28

Ohio currently has a statute that cures certain defects in recorded instruments when they have been of record for more than 21 years.  Defects that can be cured include improper witnessing and missing or defective acknowledgements.  Senate Bill 257, if it passes, will broaden the application of the statute and shorten the time it takes for the cure to take effect. 

[read more...]

Categories: Ohio Legislation

Source of Title Blog :: 2 comments ::

Title Industry tasked with identifying money launderers
by CHARLENE PERRY | 2016/01/14

It was with interest that I read this report today that adds just one more thing to the list of things we title agents are/may be tasked with having to do for the Government. 

 

http://thelegaldescription.com/TLD/ArticlesTLD/Title-industry-tasked-with-identifying-money-laund-65807.aspx?utm_source=vwTLDget&utm_medium=email&utm_campaign=TLD_Thurs_Enews

[read more...]

CHARLENE PERRY's Blog :: 0 comments ::

TRID and it's impact on abstractors
by CHARLENE PERRY | 2015/10/05

Today I have seen a lot of discussion on these boards as well as on other sites asking how the new rules under TRID impact abstractors.  Let me see if I can add some insight.

[read more...]

CHARLENE PERRY's Blog :: 3 comments ::

9th Circuit Reverses; Suit Goes Forward re: Mtg Loan Debt Collectors
by john gault | 2015/07/20

The 9th Circuit Court of Appeals recently reversed and remanded a long-fought battle over licensing for those who are deemed to have been acting as debt collectors when performing activities related to non-judicial foreclosure. 

[read more...]

john gault's Blog :: 1 comments ::

"India" is not the problem
by Thomas Pryde | 2015/04/16

In the past few weeks I have been highlighting the fact that the industry is rapidly changing. Some of this change is inevitable and worthwhile, but some changes may prove to undermine the health of the industry as a whole.

One of the most common changes described as being bad for the industry is usually referenced by one word: "India." For some, this has become a shorthand term for off-shoring, and it is usually used as a negative or pejorative term. However, we need to be clear that "India" isn't the problem.

[read more...]

Thomas Pryde's Blog :: 14 comments ::

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Articles

Source of Title articles help to keep you informed on the state of the title industry.

Pennsylvania Counties Begin Adding Fees to Deeds and Mortgages
In November, Governor Tom Wolf signed Act 152 into law in an effort to combat blight. Now that the law has gone into ef...
South Florida Title Agent Pleads Guilty in Mortgage Fraud
A south Florida title agent and her co-conspirator has pled guilty to federal charges related to their participation in ...
MBA Weekly Report: Applications Increase 3.1%
Mortgage applications increased 3.1 percent from one week earlier, according to data from the Mortgage Bankers Associati...
Montana House Bill to Require Use of Title Plant
House Bill 223, pending in Montana, would amend the state's title insurance law to require that before an insurer can is...
ATA National Title Group Continues National Expansion
The largest independent title insurance agency in the Midwest, ATA National Title Group, LLC (ATA) is continuing its com...

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