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Blogs

BRASS Services is going out of business after years of service....
by William Pattison | 2017/06/19

Brass services is dissolving as a business as of the date of this entry. This is due to the death of our majority shareholder, Shane Mohler, who has been going through some serious health problems the last few years. His wife Jennifer felt that BRASS was Shane's business and should end with him.

[read more...]

William Pattison 's Blog :: 1 comments ::

A Time-Saving Title Search Tool?
by Robert Franco | 2017/05/29

There really haven't been many advances in title searching in a couple of decades - not since the book indices were replaced by computers.  Even then, it's arguable whether that was really an improvement.  I'm old-school -- I prefer the books.  I think it was quicker to search a name in the books, particularly when it was a common name, or one susceptible of several spelling variations.  Sure, the digitization of the records has made it easier to remotely access the records, but has it really changed the way we search? 

[read more...]

Categories: Abstractors, Innovation, Technology

Source of Title Blog :: 3 comments ::

Confirmed... The Ohio Good Funds Law is Harming Consumers
by Robert Franco | 2017/05/17

A few days ago I wrote a blog about wire fraud.  I commented that those responsible for the change in our good funds law were at least partially to blame for innocent consumers getting conned out of their life savings.  Well, yesterday a local ABC news station has confirmed that I was right.

[read more...]

Categories: Crime, Ohio Legislation

Source of Title Blog :: 4 comments ::

Email Fraud in Real Estate Transactions is on the Rise
by Robert Franco | 2017/05/14

A scheme that targets real estate transactions can be devastating to potential homebuyers.  Such scams are on the rise and changes intended to protect settlement professionals may have made matters worse for many innocent, unsuspecting consumers.

[read more...]

Categories: Crime, Escrow/Funding, Legislation, Ohio Legislation, Risk, Liability and Claims, Title Industry

Source of Title Blog :: 2 comments ::

The Ohio House Sneaks a Massive Recording Fee Increase into the New Budget Bill
by Robert Franco | 2017/04/25

It was kept relatively quiet, though rumors have been circulating for a few weeks. Today the Ohio House of Representatives introduced a substitute budget bill that includes a massive increase in recording fees. Some documents will cost more than double if this version of the budget passes.  

[read more...]

Categories: Ohio Legislation, Public Records, Title Industry

Source of Title Blog :: 0 comments ::

Is Notice by Certified Mail Worth the Cost?
by Robert Franco | 2017/04/03

Certified mail is the most common form of notice required by law. It is intended to provide some assurance that notice is actually provided by getting the recipients signature acknowledging receipt.  But, is it really all that effective? More importantly, is it really worth the cost?  The Ohio legislature seems to believe that there is a better way to provide notice in some circumstances.

[read more...]

Categories: Ohio Legislation

Source of Title Blog :: 1 comments ::

Ohio House Bill Introduced to Regulate Solicitation of Deeds
by Robert Franco | 2017/03/22

The "Deed Scam" was discussed here on Source of Title more than a decade ago, and it hasn't gone away.  It refers to the official looking letter that warns you that you need a certified copy of your deed and then offers to get it for you... for $70.00, or more.  Considering I can get a certified copy for about $6.00 at the court house, I have always felt that this was nothing but a scam.  And, I'm not alone. 

[read more...]

Categories: Consumer Advocacy, Crime, Ohio Legislation

Source of Title Blog :: 3 comments ::

In God We Trust... Everyone Else Gotta Pay by Wire Transfer
by Robert Franco | 2017/03/12

In Ohio, the new Good Funds Law that goes into effect on April 6, 2017, will require any funds over $1,000 be provided by wire transfer for all residential closings.  Cash and cashier's checks for amounts over $1,000 will no longer be accepted.  

[read more...]

Categories: Escrow/Funding, Ohio Legislation

Source of Title Blog :: 1 comments ::

What is a title reader?
by Lydia Ruggiero | 2017/03/08

How many times do people ask what my job title is vs. how many times they follow-up with the question, "What is it that you exactly do?" Is basically equal. It is so rare that someone outside of the Title Insurance field understands my job as a Title Reader. So let me describe what it is that us title readers actually do for a living.

[read more...]

Lydia Ruggiero's Blog :: 7 comments ::

Archive America 2017
by William Pattison | 2017/02/02

  Russel Neiss and Charlie Schwartz employed the Twitter platform to list the German passenger vessel manifest of the MS St. Louis . Carrying Jewish refugees, America refused entry causing a return to home port. @Stl_Manifest scrolls by passengers killed, in the form: "Fran Schmidt. The US turned me away at the border in 1939. I was murdered at The Netherlands.” Tweets add photographs of passengers too.

  This is a truly nouvelle and innovative way to make archival content relevant by democratizing access through public-private partnerships.  Social media sites like Instagram and Pintrest

[read more...]

William Pattison's Blog :: 2 comments ::

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Articles

Source of Title articles help to keep you informed on the state of the title industry.

MBA Forecasts Commercial/Multifamily Mortgage Originations to Decline in 2017
The Mortgage Bankers Association (MBA) projects commercial and multifamily mortgage originations will be down slightly i...
RamQuest Appoints Ben Cork Chief Strategy Officer
RamQuest, Inc. announced today the appointment of Ben Cork as chief strategy officer. In this role, Ben will be responsi...
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 0.6 percent from one week earlier, according to data from the Mortgage Bankers Associati...
Realtors® Highlight Flood Insurance Concerns as House Committee Finalizes Key Markup
The House Financial Services Committee today concluded a markup on multiple pieces of legislation to reauthorize and ref...
Existing-Home Sales Rise 1.1 Percent in May; Median Sales Price Ascends to New High
Existing-home sales rebounded in May following a notable decline in April, and low inventory levels helped propel the me...

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