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Blogs

Confirmed... The Ohio Good Funds Law is Harming Consumers
by Robert Franco | 2017/05/17

A few days ago I wrote a blog about wire fraud.  I commented that those responsible for the change in our good funds law were at least partially to blame for innocent consumers getting conned out of their life savings.  Well, yesterday a local ABC news station has confirmed that I was right.

[read more...]

Categories: Crime, Ohio Legislation

Source of Title Blog :: 3 comments ::

Email Fraud in Real Estate Transactions is on the Rise
by Robert Franco | 2017/05/14

A scheme that targets real estate transactions can be devastating to potential homebuyers.  Such scams are on the rise and changes intended to protect settlement professionals may have made matters worse for many innocent, unsuspecting consumers.

[read more...]

Categories: Crime, Escrow/Funding, Legislation, Ohio Legislation, Risk, Liability and Claims, Title Industry

Source of Title Blog :: 1 comments ::

The Ohio House Sneaks a Massive Recording Fee Increase into the New Budget Bill
by Robert Franco | 2017/04/25

It was kept relatively quiet, though rumors have been circulating for a few weeks. Today the Ohio House of Representatives introduced a substitute budget bill that includes a massive increase in recording fees. Some documents will cost more than double if this version of the budget passes.  

[read more...]

Categories: Ohio Legislation, Public Records, Title Industry

Source of Title Blog :: 0 comments ::

Is Notice by Certified Mail Worth the Cost?
by Robert Franco | 2017/04/03

Certified mail is the most common form of notice required by law. It is intended to provide some assurance that notice is actually provided by getting the recipients signature acknowledging receipt.  But, is it really all that effective? More importantly, is it really worth the cost?  The Ohio legislature seems to believe that there is a better way to provide notice in some circumstances.

[read more...]

Categories: Ohio Legislation

Source of Title Blog :: 1 comments ::

Ohio House Bill Introduced to Regulate Solicitation of Deeds
by Robert Franco | 2017/03/22

The "Deed Scam" was discussed here on Source of Title more than a decade ago, and it hasn't gone away.  It refers to the official looking letter that warns you that you need a certified copy of your deed and then offers to get it for you... for $70.00, or more.  Considering I can get a certified copy for about $6.00 at the court house, I have always felt that this was nothing but a scam.  And, I'm not alone. 

[read more...]

Categories: Consumer Advocacy, Crime, Ohio Legislation

Source of Title Blog :: 3 comments ::

In God We Trust... Everyone Else Gotta Pay by Wire Transfer
by Robert Franco | 2017/03/12

In Ohio, the new Good Funds Law that goes into effect on April 6, 2017, will require any funds over $1,000 be provided by wire transfer for all residential closings.  Cash and cashier's checks for amounts over $1,000 will no longer be accepted.  

[read more...]

Categories: Escrow/Funding, Ohio Legislation

Source of Title Blog :: 1 comments ::

What is a title reader?
by Lydia Ruggiero | 2017/03/08

How many times do people ask what my job title is vs. how many times they follow-up with the question, "What is it that you exactly do?" Is basically equal. It is so rare that someone outside of the Title Insurance field understands my job as a Title Reader. So let me describe what it is that us title readers actually do for a living.

[read more...]

Lydia Ruggiero's Blog :: 7 comments ::

Archive America 2017
by William Pattison | 2017/02/02

  Russel Neiss and Charlie Schwartz employed the Twitter platform to list the German passenger vessel manifest of the MS St. Louis . Carrying Jewish refugees, America refused entry causing a return to home port. @Stl_Manifest scrolls by passengers killed, in the form: "Fran Schmidt. The US turned me away at the border in 1939. I was murdered at The Netherlands.” Tweets add photographs of passengers too.

  This is a truly nouvelle and innovative way to make archival content relevant by democratizing access through public-private partnerships.  Social media sites like Instagram and Pintrest

[read more...]

William Pattison's Blog :: 2 comments ::

Michigan Abolished Dower
by Robert Franco | 2017/02/01

Michigan's dower statute has been on the books for more than 170 years.  Only a handful of states recognize dower rights, and the number is shrinking.  Interestingly, in Michigan the legislature finally took the steps to get rid of it because it would have needed to be revised in light of Obergefell v. Hodges (legalizing gay marriages).  

[read more...]

Categories: Michigan Legislation

Source of Title Blog :: 3 comments ::

A New Curative Statute is Working its Way Through the Ohio Legislature
by Robert Franco | 2016/08/28

Ohio currently has a statute that cures certain defects in recorded instruments when they have been of record for more than 21 years.  Defects that can be cured include improper witnessing and missing or defective acknowledgements.  Senate Bill 257, if it passes, will broaden the application of the statute and shorten the time it takes for the cure to take effect. 

[read more...]

Categories: Ohio Legislation

Source of Title Blog :: 2 comments ::

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Articles

Source of Title articles help to keep you informed on the state of the title industry.

Refi Apps Up, Purchase Apps Slightly Down in Latest MBA Weekly Survey
Mortgage applications increased 4.4 percent from one week earlier, according to data from the Mortgage Bankers Associati...
Existing-Home Sales Slip 2.3 Percent in April; Days on Market Falls to Under a Month
Stubbornly low supply levels held down existing-home sales in April and also pushed the median number of days a home was...
Trump Administration Proposes 2018 HUD Budget
The Trump Administration today announced the proposed 2018 Budget for the U.S. Department of Housing and Urban Developme...
Stewart Title Expands in Utah Asset Purchase: will better serve Salt Lake and Utah County communities.
Stewart Title’s direct operations in Utah today announced its asset purchase of the business of Title West, a lead...
An Owner May Be A Third-Party Beneficiary of a Lender's Closing Instructions
Last week an Ohio Appellate Court reversed and remanded a case benefiting an owner who lost his construction funding whe...

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