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Indiana Underwriting Counsel Awarded National Title Professional Designation
Danielle Kaiser, of Westfield, Ind., has been awarded a National Title Professional (NTP) designation from the American Land Title Association.
Your Spouse Can Mortgage Your Property Without Your Signature?

Can your spouse unilaterally mortgage your jointly owned property without your express consent via your signature?  In an Oregon case, the answer to this question was "Yes".

TitleExpress Now Integrated with First American SMS TrustLink
TSS Software, a provider of technology solutions for the title industry, has announced that its TitleExpress platform is now integrated with First American's SMS TrustLink platform.
MBA Weekly Report: Mortgage Applications Decrease
Mortgage applications decreased 2.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending August 8, 2014. 
Two Michigan Counties Begin e-Recording
Electronic recording (e-recording) of land records is now available in Jackson and Montcalm counties in Michigan, e-recording service provider Simplifile has announced.

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MBA: Mortgage Delinquency Rate at 6 1/2 Year Low
The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 6.04 percent of all loans outstanding at the end of the second quarter of 2014. The delinquency rate decreased for the fifth consecutive quarter and reached the lowest level since the fourth quarter of 2007.  The delinquency rate decreased seven basis points from the previous quarter, and 92 basis points from one year ago, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey.
Two Massachusetts Jurisdictions Begin e-Recording
Two Massachusetts recording jurisdictions—Berkshire South and Worcester South—have adopted electronic recording (e-recording) of land records, service provider Simplifile has announced.
Two Indiana Counties Begin E-Recording
E-recording has been implemented in two Indiana counties, e-Recording service provider Simplifile has announced.
MERS Must Record Mortgage Assignments in Pennsylvania

A ruling last month from a Federal District Court in Pennsylvania ruled that MERS members have violated the law by failing to record assignments when mortgages are conveyed between MERS members. 

CoreLogic: Home Prices Up 7.5% Year over Year
Housing data provider CoreLogic has released its monthly Home Price Index for June, showing home prices have increased 7.5% in the past year and 1.0% since May.
MBA Weekly Report: Mortgage Applications Increase Modestly
Mortgage applications increased 1.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending August 1, 2014. 
CoreLogic: Completed Foreclosures Down 10%
Housing data provider CoreLogic has reported that there were 49,000 completed foreclosures in June, down about 10% from June of last year.
Kentucky court, to purchasers: "Do a thorough title search."

Despite the ruling in the case we discussed last week, it would not be safe to assume that you buy a property free and clear of any encumbrances that are not found through a current owner search, as is made clear in a recently decided Kentucky case.

Warren County, NY Begins e-Recording

The Warren County Clerk’s office in New York implemented electronic recording (e-recording) of all real property documents this week service provider Simplifile has announced.

MBA Weekly Report: App Volume Decreases Slightly
Mortgage applications decreased 2.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending July 25, 2014. 
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