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First American: Existing Home Sales Market Nearing Full Potential
First American has released its proprietary Potential Home Sales model for the month of July 2016, showing that the existing-home sales market is performing closer to its full potential.  
Is That Other Buyer Really Out of the Picture?

Beware of closing on a property based on a seller’s representation that a contract with a previous buyer has been cancelled. In a recent New York case, a buyer relied on such a representation and ended up having its title voided.

Black Knight: Mortgage Delinquency Rate Rises in July
The Data & Analytics division of Black Knight Financial Services, Inc. has reported its "first look" at July 2016 month-end mortgage performance statistics derived from its loan-level database representing the majority of the national mortgage market. The data shows an uptick in the mortgage delinquency rate from June, although the delinquency rate is still down slightly from this time last year.
NAR: Existime Home Sales Slowed in July
Slowed by frustratingly low inventory levels in many parts of the country, existing-home sales lost momentum in July and decreased year-over-year for the first time since November 2015, according to the National Association of Realtors®. Only the West region saw a monthly increase in closings in July.
MBA Weekly Report: Mortgage Applications Decrease Slightly
Mortgage applications decreased 2.1 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending August 19, 2016.

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E-Recording Begins in Coffee County, TN
Simplifile has made its e-recording service available to recording customers in Coffee County, Tenn.
Should You Double-Check that the Document You Filed Is Actually Recorded?
If you file a document for recording in the local land records office, and the office fails to properly record it, who pays the price when the unrecorded interest gets wiped out via subsequent events? You guessed it: you could easily pay the price for the recorder’s neglect, as shown by a bankruptcy case in New York.
Stewart Names Agency Services Manager and Underwriting Counsel for Connecticut
Stewart Title Agency Services announced the appointment of David Baghdady as Connecticut Agency Services Manager and Underwriting Counsel.
CoreLogic: Completed Foreclosures, Foreclosure Inventory Continue to Decline
Housing data provider CoreLogic has released itsJune 2016 National Foreclosure Reportwhich shows the foreclosure inventory declined by 25.9 percent and completed foreclosures declined by 4.9 percent compared with June 2015. The number of completed foreclosures nationwide decreased year over year from 40,000 in June 2015 to 38,000 in June 2016.
MBA Weekly Report: Mortgage Application Volume Decrease 4%
Mortgage applications decreased 4.0 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending August 12, 2016.
Validity of a Mortgage with No Legal Description Nor Any Hint of the Property Location
I’ve noted before that in Ohio, a mortgage may be valid without a legal description, so long as it contains some other information such as a parcel number or property address that uniquely identifies the property. But a recent Ohio case goes further, holding that it is possible for a mortgage to be valid without any mention whatsoever on the mortgage of what property is encumbered.
First American Names New President of Direct Division

First American Title Insurance Company announced that Judd Hoffman will be promoted to the role of president of First American Title's Direct Division effective January 1, 2017.

MBA: Mortgage Delinquency Rate Hits 10-Year Low
The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased 11 basis points to a seasonally adjusted rate of 4.66 percent of all loans outstanding at the end of the second quarter of 2016. This was the lowest level since the second quarter of 2006, according to the Mortgage Bankers Association's (MBA) National Delinquency Survey.
MBA Weekly Report: Applications Increase 7.1%
Mortgage applications increased 7.1 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending August 5, 2016.
WFG Appoints Chief Marketing Officer

Williston Financial Group (“WFG”) has promoted Justin Tucker to the position of Chief Marketing Officer to spearhead its aggressive growth strategy.

A Forged Deed Can Be a Good Deed, Part III
Forged deeds are worthless scraps of paper—at least, courts will often proclaim in most convincing language that a forged deed is absolutely worthless, always. However, there are several scenarios where a forged deed becomes effective.
Black Knight: Dip in Interest Rates Has Given Millions the Incentive to Refinance
Black Knight Financial Services, Inc. has released its latestMortgage Monitor Report, based on data as of the end of June 2016, reporting that multi-year lows in interest rates have given millions of 30-year mortgage holders the financial incentive to refinance.
CoreLogic: Home Prices Rise 5.7%
Housing data provider CoreLogic has released its latest Home Price Index, showing that home prices had increased 5.7% annually through June, and had increased 1.1% in the prior month.
MBA: Mortgage Credit Slightly Easier to Get in July
Mortgage credit availability increased in July according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA).
MBA Weekly Report: Mortgage Applications Decrease by 3.5%
Mortgage applications decreased 3.5 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending July 29, 2016.

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