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A $200,000 Cap on a $1.5 Million Policy
Just because a lender pays for $1.5 million worth of title insurance does not mean that a title insurer necessarily owes $1.5 million to the lender in the case of a complete failure of title, as illustrated by a recent case where a title insurer only had to pay $200,000 on a complete loss on a $1.5 million lender’s policy.
NAR Sees Highest Existing Home Sales Levels Since 2006
The National Association of Realtors predicts that there will be about 5.3 million existing home sales in 2015, the highest number since 2006.  The NAR expects that number to rise to 5.5 million in 2016.
Simplifile Announces eRecording Service in Fairfax County, Virginia
Fairfax County, Virginia’s most populated county, is now accepting electronic documents for recording through Simplifile, the e-recording service provider has announced.
SMS Named as ALTA Elite Provider
The American Land Title Association (ALTA) has announced that SMS TrustLink has been named an Elite Provider.
MBA Weekly Report: Mortgage App Volume Dips 3.5%
Mortgage applications decreased 3.5 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending May 8, 2015.

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ALTA Designates Risolv as Elite Service Provider
The American Land Title Association (ALTA) has announced that Rizolv, provider of a web-based customer engagement tool, has been named an Elite Provider. Rizolv joins 11 other companies as ALTA Elite Providers.
ALTA President Testifies Before Congress
American Land Title Association (ALTA) President Diane Evans NTP submitted the following written testimony for this week's hearing before the Housing and Insurance subcommittee of the House Committee on Financial Services.
ALTA Applauds Bipartisan Legislation to Assist Implementation of New Disclosure Requirements
The American Land Title Association (ALTA), along with 15 other real estate trade associations,
sent a letter to U.S. Representatives Steve Pearce (R-NM) and Brad Sherman (D-CA) applauding their introduction of H.R. 2213, a bill to create a "hold-harmless" period through the end of the year after TILA-RESPA Integrated Disclosures (TRID) regulation activates on August 1st.
Iowa Now Has eRecording Statewide
Hardin County is the final Iowa county to adopt electronic recording (e-recording) of documents through Simplifile, making e-recording available statewide.
California Man Pleads Guilty in Foreclosure Bid Rigging
A Northern California real estate investor has agreed to plead guilty for his role in conspiracies to rig bids at public real estate foreclosure auctions in Northern California, the Department of Justice announced.
APTR Announces Expansion
American Tax & Property Reporting, Inc. (ATPR), a provider of technology focused solutions for the real estate and settlement services industry, announced the expansion of its nationwide abstractor network for its SmartProp property search reporting product.
Mortgage Delinquency Rate Decreases in Q1
The delinquency rate for mortgage loans on residential properties decreased to a seasonally adjusted rate of 5.54 percent of all loans outstanding at the end of the first quarter of 2015.  This was the lowest level since the second quarter of 2007. 
MBA Weekly Report: App Volume Falls 4.6%
Mortgage applications decreased 4.6 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending May 1, 2015.
Orange County, NY Begins eRecording
Orange County, N.Y., is now accepting electronic documents for recording through Simplifile, the nation’s largest e-recording service.
The "IN" that was not IN the Closing Protection Letters
The absence of the two-letter word "in" in a Closing Protection Letter could potentially determine whether a title insurer has to pay out several million dollars for alleged acts of dishonesty by its title insurance agents in closings.
New York Announces Crackdown on Kickbacks in Title Industry
New York Governor Andrew M. Cuomo has announced new regulations to crack down on kickbacks and other improper expenditures (such as excessive meal and entertainment expenses) in the title insurance industry.
ALTA Releases Statement on Title Industry Regulatory Proposals
The American Land Title Association (ALTA) has released a statement following New York Governor Andrew Cuomo’s press release regarding the New York title insurance industry and new regulatory proposals for the state.
Town of Salem, Connecticut Begins eRecording
Electronic recording (e-recording) in the Town of Salem, Connecticut is now available through Simplifile, the e-recording service provider has announced.
Boone County Illinois Begins eRecording
Boone County, Illinois is now accepting electronic documents for recording through Simplifile, the e-recording service provider has announced. 
MBA Weekly Report: Purchase Mortgage Index Still Well Above Last Year's Levels
Mortgage applications decreased 2.3 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending April 24, 2015. The purchase index is still 21% above the same week a year ago.
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