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Land Title Encompasses Land AND Structures
Land titles include not just land, but the buildings attached to the land. Thus, a court order or administrative order to demolish a building affects land title, not just land value, even though it only affects a structure on land.  
First American: Title Agents Expect Improvement in Market Conditions
First American has released the First American Real Estate Sentiment Index (RESI) for the third quarter of 2016 found that market production, a leading indicator of market activity that combines title agents’ expectations for changes in both transaction volume and prices over the coming year, increased 7.6 percent this past quarter as compared with a year ago, a gain largely driven by the significant increase in the outlook for refinance transactions.
Market is Missing its Potential Due To Tight Supply, According to First American Potential Home Sales Model
First American Financial Corporation, a leading global provider of title insurance, settlement services and risk solutions for real estate transactions, has released its proprietary Potential Home Sales model for the month of September 2016, showing that the market was still underperforming somewhat because of tight inventory.
NAR: Existing Home Sales Rebound Strongly
Existing-home sales rebounded strongly in September and were propelled by sales from first-time buyers reaching a 34 percent share, which is a high not seen in over four years, according to the National Association of Realtors. All major regions saw an increase in closings last month, and distressed sales fell to a new low of 4 percent of the market.
MBA Weekly Report: Mortgage Volume Ticks Up
Mortgage applications increased 0.6 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending October 14, 2016. This week's results included an adjustment for the Columbus Day holiday.

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CoreLogic: Completed Foreclosures Down Over 42% from Last Year
Housing data provider CoreLogic, has released itsAugust 2016 National Foreclosure Reportwhich shows the foreclosure inventory declined by 29.6 percent and completed foreclosures declined by 42.4 percent compared with August 2015.
Stewart to Give Away 200 Bicycles to Abused and Neglected Children in Houston
Two hundred Houston-area children will receive new bikes as holiday gifts, thanks to the support of Stewart Title, a leading Houston-based title insurer. The company will donate 200 bikes built by Stewart associates as part of the company’s Community of Sharing™ annual charity program.
Federal Appeals Court Says RESPA Allows Captive Reinsurance Arrangements
In the case PHH v. CPFB, a federal appeals court in the D.C. Circuit Court of Appeals has ruled that RESPA does not prohibit captive reinsurance arrangements by settlement service providers. Moreover, the court ruled that the CPFB was unconstitutionally structured, putting too much power in the hands of a single director shielded from the control of the President.
American Land Title Association Statement on PHH Decision
The American Land Title Association(ALTA), has released the following statement in response to the ruling from the U.S. Court of Appeals for the District of Columbia Circuit on the PHH Corp. V. CFPB case:
MBA Weekly Report: Mortgage Applications Decrease 6%
Mortgage applications decreased 6.0 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending October 7, 2016.
Actual Notice of an Adverse Interest
Merely receiving a notice of foreclosure by a junior lender does not trigger a senior lender’s duty to notify its title insurer of a possible title insurance claim, a Missouri Court of Appeals has ruled.
CoreLogic: Home Prices Rise 6.2% Annually
Housing data provider CoreLogic has released its latest Home Price Index, showing that home prices increased 6.2% on an annual basis as of the end of August.
MBA Weekly Report: Applications Increase 2.9%
Mortgage applications increased 2.9 percent from one week earlier,according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending September 30, 2016.
ALTA Membership Hits Record for Seventh Consecutive Year
The American Land Title Association(ALTA) has reported its seventh consecutive year of all-time record membership. With more than 6,200 member companies, ALTA has surpassed its 2015 membership record by more than 150 companies.
ALTA Announces Six National Title Professional Designations
The American Land Title Association(ALTA), the national trade association of the land title insurance industry, announced it has awarded six new National Title Professional (NTP) designations. The six designees join 66 other industry leaders from around the country who have earned the prestigious professional designation.
ALTA Releases Spanish Language Suite as Part of Homebuyer Outreach Program
The American Land Title Association(ALTA), the national trade association of the land title insurance industry, released a new Spanish Language Suite as part of its industry education initiative, theHomebuyer Outreach Program(HOP).
American Land Title Association Names Daniel D. Mennenoh as President
The American Land Title Association(ALTA) has announced that Daniel D. Mennenoh has been installed as president for the 2016-2017 year.
ALTA Consumer Survey Shows 40% Confused by Title Fee Calculation on Closing Disclosure
Over 40 percent of American homebuyers feel taken advantage of or are confused by the calculation of title insurance fees on the Consumer Financial Protection Bureau’s (CFPB) new mortgage disclosures, according to a new study by the American Land Title Association (ALTA).
First American: Fewer Defects, Less Fraud in Loan Apps
First American has released its First American Loan Application Defect Index for August 2016, which estimates the frequency of defects, fraudulence and misrepresentation in the information submitted in mortgage loan applications, showing a decrease of 14.6% from last year, indicating fewer instances of defects and fraud.
Bad Faith, Explained
“Bad faith” is a legal term that often comes up in title insurance litigation when a title insurer does not pay a claim. But what exactly is bad faith? How is it proved? And if a title insurer is shown to have acted in bad faith in denying a policy holder’s claim, to what does that entitle the policy holder?
Black Knight: House Prices Rise 5.3% Annually
Black Knight Financial Services, Inc.has released its latest Home Price Index (HPI) report, based onJuly 2016residential real estate transactions, showing house prices up 5.3% from last year's levels.
NAR: Pending Home Sales Index at Lowest Levels Since January
After bouncing back in July, pending home sales cooled in August for the third time in four months and to their lowest level since January, according to the National Association of Realtors.
MBA Weekly Report: Applications Increase Fractionally
Mortgage applications decreased 0.7 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending September 23, 2016.

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