It is refreshing to hear from a member of the mortgage community with a positive slant on how to proceed so that full compliance can be achieved. The inclusive positive message is a model best followed by all stakeholder in the Real Estate profession. In our recent meeting with members of cfpb we concluded that they were intrested in being proactive and provide a medium for positive discussion and realistic procedures that were beneficial to both the consumer and the practioneers.

We encourage all members of the title industry, agents and underwriter alike, to take this opportunity to give input to this governmental agency and assure that compliance and enforcement will be across the board and not selective. It is hoped that the entire community of financial stakeholders rebut any attempt by profiteers to institute divisive and reckless procedures in an industry that at present is highly regulated. If monies are to be spent let it be on oversight and enforcement of the current laws and not a procedure that is merely motivated by profit and control. The keeper of the flame should and must be the Title Insurance Undersriters who have done so in the past.

Anthony Louis Affatati, Sr.

Vice President, NAILTA