We have changed a great deal since that time period.  We also agree with you.  Let me shed some light on to what happened back then and what has changed since.

We know there were issues with accounting several years ago where we had an employee that stole 10's of thousands of dollars from us here at ATA - Atlanta Title Abstractors.  We worked really hard to recover from there and paid all of the outstanding payments to the abstractors and all that we owed in general.  At the time all of that went on, our abstractors had agreed to be paid 90 days out.  Since then, we have been going strong and changed our Payment structure to our Abstractors.  They are now paid for last month’s orders on the 15th of the next month.  That is when checks are mailed.  We have very valuable Abstractors that have been with us for many years.  They are truly the hero's and we appreciate them greatly.