I have never tried to negotiate wire fees with the bank... I have a feeling that would be like trying to negotiate the price of electricity with the electric company - you aren't going to get too far.  You may be able to find another bank that charges less, if you feel that your bank is particularly expensive. 

Also, as I understand it, ACH transfers are not as good as wire transfers. I believe that they can be recalled easier than a wire.  We do not use ACH.

Best,
Robert A. Franco
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