Yes, some lenders may ask for a short chain of title to make sure that they aren't getting involved with a land flip.  Those flips usually come along with an inflated appraisal and checking the chain of title is one way to spot warning signs.  That makes sense.  I have no problem supplying the chain of title, however, I would not rely on a 24 month search for a purchase transaction if I were insuring the transaction. 

Best,
Robert A. Franco
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