The way I understand it, the originator would no longer be required to give the name of its preferred provider in any case.  The originator's preferred provider would be subject to the tolerance.  If the borrower chooses not to go with the originator's preference, then the borrower's preferred provider would not be subject to the tolerance.

Also, as I unsderstand, additional work on the abstract would not be considered an unforseen circumstance under HUD's proposed rules.  It seems to me that additional abstract work would be subject to the 10% tolerance, as a total of the settlement catagory.

But I will go back and take another look.