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Bad Fences Make Bad Neighbors

From time to time, we have explored the depths to which some landowners sink when they can’t get along with a neighbor. This time, we look at a recent Maine case where a bad neighbor built especially tall and ugly fences to stick it to a hated neighbor.

New Jersey Title Agent Among Three Arrested in Alleged Fraud Scheme
Three members of an alleged New Jersey mortgage fraud scheme, including a title agent and a mortgage broker, were arrested last week on a criminal complaint charging them with conspiring to commit wire fraud, federal prosecutors have announced.
NAR: Existing Home Sales Slowed in April

Despite properties typically selling faster than at any time since July 2013, existing–home sales slowed in April but remained above an annual sales pace of five million for the second straight month, according to the National Association of Realtors®. All major regions except for the Midwest experienced sales declines in April.

Punctual Abstract
RealtyTrac: Foreclosure Filings Hit 18-month High
Housing data provider RealtyTrac has released its April 2015 U.S. Foreclosure Market Report™, which shows foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 125,875U.S. properties in April of 2015, up 3 percent from the previous month and up 9 percent from a year ago, an 18-month high.
Quick links
http://mortgagefraudblog.com/%e2%80%a2former-title-company-owner-heads-prison-bank-fraud-conspiracy/
Kirk Smith, Harris County, Texas, has been ordered to prison following his conviction for defrauding seven different Houston, Texas-area banks of more than $2 million in 2007 and 2008.
A Comment on House Prices: Real Prices and Price-to-Rent Ratio in December
Some experts say that the housing recovery is "faltering". Bill McBride, aka "CalculatedRisk, disagrees.
Can That Easement Stand?
Short answers to some common questions that arise when a pipeline company seeks to use an old easement for new pipeline construction.
POINT OF VIEW: Misunderstanding Imbued Title Insurance Industry
4th Circuit Rules Executed But Unrecorded Security Interest Has Priority Over IRS Tax Lien (Maryland)
On October 31, 2014, the U.S. Court of Appeals for the 4th Circuit interpreted Maryland law in ruling that a bank's security interest in a Chapter 11 debtor's property created by a deed of trust that was executed before, but recorded after, the Internal Revenue Service filed a tax lien, had priority over the tax lien.
MBA Weekly Report: Applications Decrease 1.5%
Mortgage applications decreased 1.5 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending May 15, 2015.
A $200,000 Cap on a $1.5 Million Policy
Just because a lender pays for $1.5 million worth of title insurance does not mean that a title insurer necessarily owes $1.5 million to the lender in the case of a complete failure of title, as illustrated by a recent case where a title insurer only had to pay $200,000 on a complete loss on a $1.5 million lender’s policy.
NAR Sees Highest Existing Home Sales Levels Since 2006
The National Association of Realtors predicts that there will be about 5.3 million existing home sales in 2015, the highest number since 2006.  The NAR expects that number to rise to 5.5 million in 2016.
The "IN" that was not IN the Closing Protection Letters
The absence of the two-letter word "in" in a Closing Protection Letter could potentially determine whether a title insurer has to pay out several million dollars for alleged acts of dishonesty by its title insurance agents in closings.
Negligent Misrepresentation Claims Against Title Insurers
A bank issued a mortgage loan on a parcel, believing that a house had been built on the parcel. Unfortunately for the bank, the house had been built on a neighboring parcel. The bank sued its title insurer for negligent misrepresentation, in addition to breach of contract. But a negligent misrepresentation claim in that situation is almost certainly doomed to fail.
Title Industry Performance in Graphs, Updated With 2014 Data
In 2014, the title insurance industry continued to show improved loss performance and profitability, according to industry financial data recently released by ALTA. Revenue declined in 2014, however.
A Defective Mortgage on Registered Land in a Bankruptcy

In a bankruptcy, the bankruptcy trustee has broad powers to avoid mortgages that are invalidly recorded. But does the same power apply to mortgages on registered land, where there is an official certificate of title indicating that the land title office has accepted the defective mortgage as valid?

On the Blogs

"India" is not the problem
Thomas Pryde's Blog
2015/04/16
10 comments

Independent Abstractors: Well Trained Specialists (Part Three)
Thomas Pryde's Blog
2015/04/09
0 comments

Independent Abstractors: Making Peace With Technology (Part Two)
Thomas Pryde's Blog
2015/03/26
0 comments

Independent Abstractors: Dying Breed or Valued Specialists? (Part One)
Thomas Pryde's Blog
2015/03/19
2 comments

Introductions
Thomas Pryde's Blog
2015/03/10
0 comments

Reconstruction of Past Persons
William Pattison 's Blog
2015/02/20
0 comments

Violations of Professional Codes
William Pattison 's Blog
2015/02/16
3 comments

The Deed of Trust Trustee, Laws, and the Constitution
john gault's Blog
2015/02/08
4 comments

An End to Outsourcing & Off-Shoring of Title?
William Pattison 's Blog
2015/02/03
9 comments

Civil Records, Probate, Title and Same Sex Marriage Collide at Supreme Court
William Pattison 's Blog
2015/01/28
14 comments

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