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Does Education Really Lead to Greater Earning Power?
Whether it’s parents shuttling their children off to elementary school or students starting their final year of college, back-to-school season is here. We generally spend a minimum of 12 years as a student, more if you pursue a college degree. Along the way, we’re told that education is critical to your ability to earn a decent living.
Mortgage Applications Flat in Latest MBA Weekly Survey
Mortgage applications decreased 0.1 percent from one week earlier, according to data from the Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ending September 13, 2019. Last week's results included an adjustment for the Labor Day holiday.
Housing Starts Post Healthy Gains in August
Led by a surge in multifamily production, total housing starts rose 12.3 percent in August to a seasonally adjusted annual rate of 1.36 million units from an upwardly revised reading in July, according to a report from the U.S. Housing and Urban Development and Commerce Department. This is the highest level since May 2007.
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NAR Responds to CFPB's Rulemaking Notice on the Qualified Mortgage Patch Issue
The National Association of Realtors® is calling on the Consumer Financial Protection Bureau to improve the Qualified Mortgage definition and patch while supporting an extension before a long-term solution is secured. The current patch expires on January 10, 2021.
August New Home Purchase Mortgage Applications Increased 33 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for August 2019 shows mortgage applications for new home purchases increased 33 percent compared to a year ago. Compared to July 2019, applications decreased by 0.2 percent.
Builder Confidence Hits Yearly High in September
Builder confidence in the market for newly-built single-family homes rose one point to 68 in September from an upwardly revised August reading of 67, according to the latest National Association of Home Builders/Wells Fargo Housing Market Index released today.
Simplifile Adds 31 Western U.S. Jurisdictions to E-recording Network
Simplifile, a leading provider of real estate document collaboration and recording technologies for lenders, settlement agents and counties, today announced that 31 additional recording jurisdictions located in 13 states throughout the Midwest, Southwest and Western U.S. have joined Simplifile’s e-recording network.
International Housing Association Focuses on Access to Housing Finance
The International Housing Association is focusing on ways potential home owners across the world can access housing finance to achieve homeownership, IHA leaders announced during the association’s interim meeting Aug. 27-30 in Taipei, Taiwan.
Vast Majority of Americans Cite Growing Housing Affordability Problem As a Crisis
Four out of five American households believe the nation is suffering a housing affordability crisis and at least 75 percent report this is a problem at the state and local level as well, according to a new nationwide survey conducted by Morning Consult on behalf of the National Association of Home Builders.
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This was the worst week for mortgage rates in 3 years - and it may be just the beginning
The average rate on the 30-year fixed is now 20 basis points higher than it was on Monday and 36 basis points higher than its last low on Sept. 4, according to Mortgage News Daily.

U.S. advisers to home buyers get permission to earn fees from mortgage lenders
Housing counseling agencies that offer advice and assistance to struggling home buyers will be allowed to receive fees from mortgage lenders under a new, relaxed regulatory policy unveiled by the U.S. consumer watchdog on Tuesday.

Rock Hill lawyer kept $166k in breach of trust fraud in home closing, police say
A Rock Hill lawyer was arrested Friday after not paying off more than $166,000 owed from a house closing, police said.

Analysts react after Fidelity abandons Stewart acquisition
To no one's surprise, Fidelity National Financial Inc. and Stewart Information Services Corp. agreed Tuesday morning to abandon their proposed merger, after the U.S. Federal Trade Commission voted Friday to oppose the deal.

Sound Off: What are title searches and why are they important?
If there is one thing you should take-away from this article, it's this: Make sure you review a title search with your real estate agent as early as possible when buying or selling property.

Title insurance's Big Three are not to be: Fidelity, Stewart call off $1.2B merger
Stewart announced on Tuesday that the two companies had made the mutual decision to call off their merger after it did not receive the necessary approval from the Federal Trade Commission. Fidelity will pay Stewart a $50 million reverse termination fee.

Looking beyond eSignature, DocuSign aims for the modern mortgage
"Rooms for Mortgage allows lenders to pull all the necessary resources together for a drama-free closing day," said Georg Gerstenfeld, general manager of global real estate solutions at DocuSign. "It's intuitive, user-friendly and flexible enough to support traditional closings, fully digital closings with eNotary, eNotes and eVaults, or anything in between."

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Polk County Ia Title Plant for Sale
August 26 2019
New digital certified title plant for sale or lease. Polk County Iowa. Chain of title back to 1866.
Contact Mary,, all inquiries kept confidential
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