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NotaryCam CEO Rick Triola Praises ALTA, MBA and NAR for Issuing Model RON Executive Order
NotaryCam®Founder and CEO Rick Triola today hailed the efforts of the American Land Title Association (ALTA), Mortgage Bankers Association (MBA) and National Association of Realtors (NAR) to provide guidance and standardization for states seeking to temporarily authorize the use of remote online notarization (RON) for real estate closings. To date, all but seven states have some form of RON legislation or executive order in effect.
Strong Majority of Realtors® Say Market Is in Recovery Phase of Pandemic as Buyers Return
After enduring months of setbacks brought on by the coronavirus pandemic, a new survey from the National Association of Realtors® shows that more than nine in 10 of its members believe they are in the process of recovering as many states start to reopen their economies.
Real Title Services
NAR Applauds Numerous Championed Provisions in THUD Appropriations Bill
The National Association of Realtors® applauded the House Appropriations Subcommittee on Transportation, Housing and Urban Development and Related Agencies for including various protections for America’s homeowners and the U.S. real estate industry in its Fiscal Year 2021 spending bill.
AccuSearch Company
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 2.2 percent from one week earlier,according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending July 3, 2020. This week's results include an adjustment for the Fourth of July holiday.
American Land Title Association Names New Director of Grassroots and Political Affairs
The American Land Title Association (ALTA), the national trade association of the land title insurance industry, announces the appointment of Leah Shimp Vass as Director of Grassroots and Political Affairs.
Notarize and Title365 Join Forces to Offer Online Closing Solutions
Notarize, the first company to enable an entirely online mortgage closing process, today announces a new partnership withTitle365that extends its online closing platform to new closing agents nationwide.
Share of Mortgage Loans in Forbearance Decreases for Third Straight Week to 8.39%
The Mortgage Bankers Association's (MBA) latest Forbearance and Call Volume Survey revealed that the total number of loans now in forbearance decreased by 8 basis points from 8.47% of servicers' portfolio volume in the prior week to 8.39% as of June 28, 2020. According to MBA's estimate, almost 4.2 million homeowners are in forbearance plans.
MISMO® Certifies First Two Remote Online Notary Products
MISMO®, the mortgage industry's standards organization, today announced that eNotaryLog and Notarize are the first two companies to complete MISMO's new Remote Online Notarization (RON) certification program. RON certification provides assurance that products fulfill the requirements of the MISMO Remote Online Notary Standards.
National ALTA Registry Announces Full Mapping to MISMO Schema
The American Land Title Association(ALTA), the national trade association of the land title insurance industry, has announced the successful completion of fully mapping the national ALTA Registry data set to the MISMO Schema. ALTA Registry data, which is free of duplicates, typos and closed businesses, enables users to be assured of the identity of title and settlement agents handling their mortgage transactions.
Quick Links
California, Oregon and South Carolina continue to require in-person notarizations
According to a recent report by Qualia, nearly half of the United States has not enacted RON legislation despite a survey by the company that remote notarizations surged 40% from April to May. Three states in particular, California, Oregon and South Carolina maintain a requirement for in-person notarizations and have yet to adopt RON regulations of any form.

DocuSign expands into remote notary business with $38M deal to buy Liveoak Technologies
Digital signature powerhouse DocuSign plans to integrate remote online notary services into its core suite of products after announcing an agreement Tuesday to acquire Liveoak Technologies of Austin, Texas, for $38 million in stock. Liveoak's technology includes video conferencing and tools for remote identity verification.

HousingWire to donate to MBA Opens Doors for every magazine social post
In August, HousingWire is relaunching our all-new magazine, and we want to celebrate with something big. To help, we are calling on you and all our loyal readers. In honor of our redesigned magazine, HousingWire will donate $5 to the Mortgage Bankers Association's Opens Doors Foundation. The request is simple - get your magazine, snap a picture, tag us!

Coronavirus lockdown spurs widespread adoption of digital ID tech in Canada
The coronavirus pandemic has led to a massive surge in Canadians using digital identity authentication platforms to get immediate access to government emergency aid. This shift to remote access for digital services is likely to be permanent. As Canadians have become accustomed to using ID verification for accessing government services, they may also use this technology to apply for services in sectors such as banking, real estate, insurance and health care.

AmTrust inks software deal that bolsters remote platform
COVID-19 has forced businesses to move their workflows remotely. AmTrust Title has transitioned its entire staff to work from home with the help of ProDeal's technology platform. The company said it is starting to plan for the reopening of its offices and preparing to welcome back employees who feel ready to return.

CFPB Issues Factsheet On TRID Title Insurance Disclosures And Updates TRID FAQ
On June 9 the Consumer Financial Protection Bureau (CFPB) published a Factsheet on how to disclose title insurance on the Loan Estimate and Closing Disclosure, including when a negative owner's title insurance cost disclosure is appropriate, and updated the TRID FAQs to include guidance on the total of payments disclosure, using the optional signature line on the Loan Estimate and Closing Disclosure, and the requirement to include seller information on the consumer's disclosures if providing separate Closing Disclosures.

Mortgage rates hit another record low amid coronavirus pandemic
Mortgage rates are generally lower than interest rates from other types of debt ?- but lately rates have been astonishnigly low, as the coronavirus pandemic continues to wreak havoc on the U.S. economy. The financial chaos already led the Federal Reserve to make emergency rate cuts twice since March.

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