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A Forged Deed Can Be a Good Deed, Part II
A deed with a forged signature is a legal nothingness—void, void ab initio, a nullity, null and of no effect. Every bit of legal jargon that means "completely and utterly worthless" applies to a forged deed! That’s how legally worthless a forged deed is.  But even so, there are a few circumstances where having a forged deed is better than having no deed at all.
CFPB Busts Big Banks in Title Kickback Scheme
Earlier this week, the Consumer Financial Protection Bureau (CFPB) and the Maryland Attorney General took action against Wells Fargo and JPMorgan Chase for an illegal marketing-services-kickback scheme they participated in with Genuine Title, a now-defunct title company.
Two Georgia Counties Begin e-Recording
Land records in Fannin and Upson counties in Georgia can now be processed electronically, e-recording service provider Simplifile has announced.
AccuSearch Company
NRA: Existing Home Sales Up 3.5% from Last Year's Levels
Existing-home sales rose 2.4 percent last month, according to the National Association of Realtors. From a year ago, December sales were higher by 3.5 percent and are now above year-over-year levels for the third straight month.
Quick links
Can That Easement Stand?
Short answers to some common questions that arise when a pipeline company seeks to use an old easement for new pipeline construction.
POINT OF VIEW: Misunderstanding Imbued Title Insurance Industry
4th Circuit Rules Executed But Unrecorded Security Interest Has Priority Over IRS Tax Lien (Maryland)
On October 31, 2014, the U.S. Court of Appeals for the 4th Circuit interpreted Maryland law in ruling that a bank's security interest in a Chapter 11 debtor's property created by a deed of trust that was executed before, but recorded after, the Internal Revenue Service filed a tax lien, had priority over the tax lien.
Federal Housing Administration in the Black for First Time Since 2011
The slow pace of recovery could hamper the agency's efforts to boost the housing recovery, however.
Borrowers, Beware: The Robo-Signers Aren't Finished Yet
Robo-signed foreclosure documents may interfere with Fannie Mae's recent push to get deficiency judgments on thousands of Florida borrowers.
MBA Weekly Report: Refinance Spike Continues
Mortgage applications increased 14.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 16, 2015. A spike in refinance volume continued for the second consecutive week.
"Actual Loss or Damage"
Title insurance covers whatever the policy says it covers. Generally, it does not cover for any conceivable loss that a homeowner might suffer as a result of a title defect—a fact which disappointed homeowners in a recent Illinois case.
RamQuest Announces Integration with CSC e-Recording
Title and settlement services software provider RamQuest has announced that its Closing Market digital network is now integrated with the electronic document recording solution from Corporation Service Company (CSC). This integration enables RamQuest’s customers to access document filing services through CSC without ever having to leave their RamQuest title production platform.
Can a Forged Deed Be a Good Deed?
It’s a well settled rule of law that forged deeds are of no legal worth whatsoever. A forged deed is treated in the law as if it does not exist, and does not convey title. In legal speak, it is void ab initio—treated as nothing from the start. How is it then, that in certain special circumstances, a party whose only claim to title is through a known forged deed gets to keep the property under that deed, even after a court is made aware of the forgery?
A Failure to Safeguard
When title professionals obtain professional liability insurance (more commonly referred to in the title industry as E & O insurance), some may buy solely on cost, believing that such insurance is largely the same from one company to another.  But this may be a serious mistake, as some policies contain exclusions that eliminate coverage for the very types of negligent errors and omissions which would pose the highest risk of disastrous liability to a title professional.
Liability for Notarizing a Signature That Turns Out to be Forged
How diligent must a notary be to avoid liability from losses caused by a forged signature which they have notarized? A recent California case may provide some guidance.
On the Blogs

Season Shift in Foreclosure Marlet
William Pattison 's Blog
2015/01/15
0 comments

Je Suis Charlie
William Pattison 's Blog
2015/01/12
2 comments

New Year Fun: Shoot for the Moon then Abstract the Lunar Homestead
William Pattison 's Blog
2015/01/01
0 comments

Chilling the Bid
William Pattison 's Blog
2014/12/15
1 comments

Bankrutcy Protection for Foreclosure Investors
William Pattison 's Blog
2014/12/07
0 comments

San Mateo County Advances Anti-Business Plans
William Pattison 's Blog
2014/11/12
4 comments

Custodian of Records
William Pattison 's Blog
2014/11/03
0 comments

Standards and Practices of Foreclosure Investors
William Pattison 's Blog
2014/10/20
1 comments

Abstracting soundtrack
Teresa Wright's Blog
2014/10/20
3 comments

Camera on Foreclosures: The Dirty Little Cheaters
William Pattison 's Blog
2014/10/11
3 comments

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