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IMO - fred jansen/GA
3/9/2015 11:33:41 AM (3287 views)

Research on Title and Abstract Market - John Pratt/IL
3/9/2015 11:15:20 AM (1576 views)

Warrn & Smith - Kurt deVries/FL
3/6/2015 11:06:43 AM (1893 views)
Re: Warrn & Smith - Jason Knowles/AL
3/6/2015 5:17:00 PM (1752 views)
Re: Warrn & Smith - Jim A/WV
3/7/2015 6:40:50 AM (1919 views)
Re: Warrn & Smith - Kurt deVries/FL
3/9/2015 11:28:16 AM (1403 views)

Title2land - Kurt deVries/FL
3/6/2015 11:02:24 AM (1857 views)
Re: Title2land - george Hubka/MI
3/9/2015 8:34:45 PM (1405 views)
Re: Title2land - Saundra  Scott/MD
3/12/2015 2:29:55 PM (1284 views)

Suggestions Needed: Title Plant for Alabama & Kentucky - Eric Matthews/TN
3/5/2015 3:24:46 PM (3019 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Yvette Todoro/KY
3/5/2015 3:29:34 PM (1789 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Susan Bac/PA
3/9/2015 12:53:02 PM (1467 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Russell Williams, Jr./WV
3/9/2015 11:29:13 AM (1391 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Stacie Chambers/IN
11/2/2022 10:46:51 AM (213 views)




Computer File Storage Suggestions Needed - Ted Williamson/TX
3/5/2015 1:37:30 PM (1653 views)
Re: Computer File Storage Suggestions Needed - Jim A/WV
3/5/2015 3:29:22 PM (1510 views)
Re: Computer File Storage Suggestions Needed - Nils Nelson/ME
3/5/2015 6:22:20 PM (1457 views)
Re: Computer File Storage Suggestions Needed - Robert Franco/OH
3/6/2015 3:48:16 PM (1470 views)
Re: Computer File Storage Suggestions Needed - Nils Nelson/ME
3/6/2015 4:57:26 PM (1480 views)
Re: Computer File Storage Suggestions Needed - James Franklin, Land Surveyor/NH
3/9/2015 8:23:35 AM (1289 views)
Re: Computer File Storage Suggestions Needed - Thomas Pryde/MI
3/9/2015 11:42:14 AM (1346 views)
Re: Computer File Storage Suggestions Needed - Thomas Pryde/MI
3/9/2015 11:50:04 AM (1393 views)
Re: Computer File Storage Suggestions Needed - Jim A/WV
3/10/2015 1:25:53 PM (1258 views)
Re: Computer File Storage Suggestions Needed - Alix Ott/MI
3/10/2015 1:52:50 PM (1294 views)
Tiger Direct - Victoria Moate/NJ
3/16/2015 11:44:55 AM (1189 views)

O & E aka Express National aka Beta Group - Jason Knowles/AL
3/5/2015 11:16:02 AM (1473 views)

Watch out for American Documents in Clearwater, FL. - Amber Binick/MD
3/5/2015 11:03:59 AM (1811 views)
Re: Watch out for American Documents in Clearwater, FL. - Kurt deVries/FL
3/6/2015 11:09:04 AM (1415 views)
Re: Watch out for American Documents in Clearwater, FL. - george Hubka/MI
3/9/2015 8:45:48 PM (1420 views)
Re: Watch out for American Documents in Clearwater, FL. - Amber Binick/MD
3/13/2015 2:15:01 PM (1303 views)

Guardianship question - Yvette Todoro/KY
3/5/2015 9:50:17 AM (1612 views)
Re: Guardianship question - Victoria Moate/NJ
3/16/2015 11:48:40 AM (1218 views)

Best way to search forum by user name - David Bloys/TX
3/5/2015 8:29:43 AM (1677 views)
Re: Best way to search forum by user name - Slade Smith/OH
3/5/2015 9:58:45 AM (1325 views)
Re: Best way to search forum by user name - David Bloys/TX
3/5/2015 10:54:47 AM (1295 views)

Titleinfo Inc - A-K ./CO
3/2/2015 12:58:22 PM (2298 views)

iMortgage - Smitty Strickland/SC
3/2/2015 10:32:41 AM (2066 views)
Re: iMortgage - Dick Cranium/DC
3/2/2015 10:39:42 AM (1722 views)
Re: iMortgage - Smitty Strickland/SC
3/2/2015 10:44:23 AM (1593 views)
Re: iMortgage - Patrick Obrien/MA
3/2/2015 10:25:29 PM (1679 views)
Re: iMortgage - Joyce Obrien/PA
3/3/2015 12:15:16 PM (1625 views)
Re: iMortgage - Smitty Strickland/SC
3/6/2015 3:45:26 PM (1443 views)
Re: iMortgage - KRISTI PERRY/ID
3/9/2015 4:47:33 PM (1441 views)

Thank you, Mr. Alvey! - Alix Ott/MI
3/2/2015 10:08:27 AM (2181 views)
Re: Thank you, Mr. Alvey! - Rita Killary/NY
3/2/2015 10:11:42 AM (1651 views)
Re: Thank you, Mr. Alvey! - Dick Cranium/DC
3/2/2015 10:25:04 AM (1588 views)
Re: Thank you, Mr. Alvey! - Wanda Steudel/OH
3/2/2015 12:44:49 PM (1545 views)
Re: Thank you, Mr. Alvey! - Slade Smith/OH
3/2/2015 1:17:42 PM (1609 views)
Re: Thank you, Mr. Alvey! - Kurt deVries/FL
3/3/2015 1:18:27 PM (1484 views)
Re: Thank you, Mr. Alvey! - Rita Killary/NY
3/3/2015 1:43:34 PM (1515 views)
Re: Thank you, Mr. Alvey! - Ron Black/VA
3/4/2015 2:45:55 PM (1606 views)

pay history? - WAYNE QUICK/NC
2/27/2015 9:26:03 AM (2087 views)
Re: pay history? - Bob Costa/NY
2/27/2015 9:48:46 AM (1670 views)
Re: pay history? - Rita Killary/NY
2/27/2015 10:10:01 AM (1615 views)
Re: pay history? - Bob Costa/NY
2/27/2015 10:54:28 AM (1522 views)
Re: pay history? - Bob Costa/NY
2/27/2015 10:54:30 AM (1575 views)
Re: pay history? - Jason Knowles/AL
2/27/2015 1:40:26 PM (1618 views)
Re: pay history? - Rita Killary/NY
3/1/2015 2:23:26 PM (1561 views)
Re: pay history? - Nils Nelson/ME
2/27/2015 5:57:06 PM (1491 views)
Re: pay history? - R A/KY
3/1/2015 11:34:23 AM (1596 views)
Re: pay history? - Serena Stout/VA
3/2/2015 7:23:00 AM (1470 views)
Re: pay history? - Dick Cranium/DC
3/2/2015 11:17:11 AM (1408 views)
Re: pay history? - Jim A/WV
3/5/2015 10:51:48 AM (1358 views)

Copy fees - Bob Costa/NY
2/24/2015 5:16:29 PM (2866 views)
Re: Copy fees - Kristina Leitch/MD
2/24/2015 5:57:46 PM (1797 views)
Re: Copy fees - Jason Knowles/AL
2/26/2015 12:01:31 PM (1691 views)
Re: Copy fees - Scott Perry/PA
2/24/2015 8:34:40 PM (1735 views)
Re: Copy fees - Lu Rivera/PA
2/25/2015 12:05:11 AM (1673 views)
Re: Copy fees - REBECCA RIZZONELLI/PA
3/2/2015 7:50:41 AM (1614 views)
Re: Copy fees - Mark Rasnick/OH
2/25/2015 12:52:21 PM (1606 views)
Re: Copy fees - Robert Franco/OH
3/6/2015 3:57:02 PM (1539 views)
Re: Copy fees - Scott Perry/PA
3/14/2015 2:58:01 PM (1465 views)
Re: Copy fees - Richard Primmer/RI
2/25/2015 3:38:59 PM (1592 views)
Re: Copy fees - Shona Dunning/WY
2/25/2015 6:06:30 PM (1605 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 8:47:30 AM (1598 views)
Re: Copy fees - Kristina Leitch/MD
2/26/2015 12:23:53 PM (1638 views)
Re: Copy fees - Randi Erickson/MN
2/26/2015 2:40:56 PM (1511 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 4:14:04 PM (1572 views)
Re: Copy fees - Randi Erickson/MN
2/26/2015 4:17:54 PM (1487 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 4:35:02 PM (1564 views)
Re: Copy fees - Kristina Leitch/MD
2/26/2015 5:37:12 PM (1576 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 6:26:18 PM (1690 views)
Re: Copy fees - WILMA WALKER/AL
2/26/2015 6:56:05 PM (1613 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 8:31:38 AM (1543 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 9:54:10 AM (1497 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 10:07:03 AM (1398 views)
Re: Copy fees - Mark Rasnick/OH
2/27/2015 10:26:00 AM (1476 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 10:35:08 AM (1467 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 10:52:57 AM (1418 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 11:50:01 AM (1421 views)

So let's think about this for a moment. 

Back in the day, when I worked for a white shoe law firm, my boss charged whatever he felt like charging because the firm basically *owned* the bank.  We did ALL of their closings.  No other law firms even got within sniffing distance of the bank's mortgage department.  Title work was done by a crew of 3 of us.  We used paper forms because there were no photocopiers in any of the Registries.  A full title took  a minimum of two full working days to complete & closings weren't scheduled until after my boss had reviewed the title.  That was in 1975.

In 1985 or thereabouts that all changed.  Individual law firms stopped having a stranglehold on banks.  Law firms competed for mortgage lending business.  The boom times of 1984-1989 & so forth was driven by technological advances, both in & out of the Registry. 

The long & the short of it was that with increased competition ,fees were no longer based on what the market would bear; but on what the market would accept & what the market decided it would accept was lower fees & increased volumes.

Back to the techno advances.  I am the original luddite with computers BUT bless their little mechanical hearts - having one made it possible for me to go out & start my own business as a freelance title examiner as I could cover more distance in a day through the magic of the internet.  I no longer had to accept whatever a boss was willing to pay me- now I could more or less work like crazy & make my own way in the world.

Change is inevitable.  It is the way the world works.  Technological change will obviously mean more consolidation - look at big banks & other merged institutions.  Look at Red Vision's * we cover or intend to cover 90% of the US* advertising on this site.   E-filing has taken over most of the recording fees examiners in Massachusetts used to pocket.  That money is now going to a corporate entity.  Personally, I'm not so sure that's a good idea & I suspect that in some cases there will be massive re-recordings & cleanups that will need to be done; but if law firms want to plump up their bottom line by cutting out the middlemen then there it is- it's nothing more than change.

My response to change is to accept it & keep moving forwards.  In 10 years or 5 years or 2 years we might all be out of a job; but honestly, I think that's true of just about everyone.  Lifetime employment is a thing of the past; & in some ways I think that's a good thing  especially given the amount of effort I was putting forth & the amount of compensation I was receiving in return. 

 

 

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Re: Copy fees - Randi Erickson/MN
2/27/2015 3:04:44 PM (1382 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 3:32:20 PM (1455 views)
Re: Copy fees - Nils Nelson/ME
2/27/2015 6:05:26 PM (1402 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 6:28:04 PM (1347 views)
Re: Copy fees - Nils Nelson/ME
2/27/2015 6:48:56 PM (1400 views)
Re: Copy fees - Nils Nelson/ME
2/27/2015 6:02:39 PM (1329 views)
Re: Copy fees - Scott Perry/PA
2/27/2015 6:34:38 PM (1552 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 7:38:26 PM (1425 views)
Re: Copy fees - Scott Perry/PA
2/28/2015 2:14:28 AM (1503 views)
Re: Copy fees - R A/KY
2/28/2015 11:24:35 AM (1415 views)
Re: Copy fees - Scott Perry/PA
3/1/2015 9:19:35 AM (1412 views)
Re: Copy fees - R A/KY
3/1/2015 11:13:16 AM (1339 views)
Re: Copy fees - Scott Perry/PA
3/1/2015 2:26:15 PM (1423 views)
Re: Copy fees - R A/KY
3/1/2015 1:16:10 PM (1364 views)
Re: Copy fees - fred jansen/GA
3/9/2015 11:39:12 AM (3724 views)
Re: Copy fees - Christine Johnson/NC
3/2/2015 12:51:15 PM (1308 views)
Re: Copy fees - Patrick Obrien/MA
3/2/2015 10:24:04 PM (1273 views)
Re: Copy fees - Donald Block/KY
3/2/2015 8:28:50 AM (1376 views)
Re: Copy fees - KIMBERLY  FALCONE/PA
3/2/2015 9:32:33 AM (1362 views)
Re: Copy fees - KIMBERLY  FALCONE/PA
3/2/2015 9:33:34 AM (1265 views)
Re: Copy fees - Dick Cranium/DC
3/2/2015 10:37:30 AM (1259 views)
Re: Copy fees - sharon tornes/MN
3/4/2015 3:17:08 PM (1232 views)
Re: Copy fees - Smitty Strickland/SC
3/6/2015 3:48:09 PM (1183 views)
Re: Copy fees - stephen willard/OH
3/16/2015 9:52:31 AM (1108 views)
Re: Copy fees - Yvette Todoro/KY
3/16/2015 10:46:53 AM (1088 views)
Re: Copy fees - Scott Perry/PA
3/16/2015 6:42:06 PM (1189 views)
Re: Copy fees - Yvette Todoro/KY
3/16/2015 10:46:55 AM (1025 views)


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