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[+] Freedom Search and Settlement - Rita Killary/NY (1 reply)
9/8/2014 8:37:08 AM (1857 views)

Fannie Mae, HOEPA, Mortgages, Predatory Lending, Request For Information - Joseph Alvey/KY
9/5/2014 8:00:11 PM (2959 views)

[+] Maine is Making Critical Changes to Court Record Access - Nils Nelson/ME (1 reply)
9/5/2014 5:50:17 PM (3300 views)

[-] determine lien position - Alix Ott/MI (27 replies)
9/4/2014 7:45:04 AM (2453 views)
Re: determine lien position - Joseph Alvey/KY
9/4/2014 8:47:00 AM (1401 views)
Re: determine lien position - Alix Ott/MI
9/4/2014 8:55:30 AM (1334 views)
Re: determine lien position - Joseph Alvey/KY
9/4/2014 8:58:24 AM (1347 views)
Re: determine lien position - Alix Ott/MI
9/4/2014 9:05:48 AM (1338 views)
Re: determine lien position - Joseph Alvey/KY
9/4/2014 9:08:35 AM (1293 views)
Re: determine lien position - Michael Madden/RI
9/4/2014 11:13:59 AM (1396 views)
Re: determine lien position - Joseph Alvey/KY
9/4/2014 11:28:02 AM (1453 views)
Re: determine lien position - Michael Madden/RI
9/4/2014 11:52:11 AM (1306 views)
Re: determine lien position - Joseph Alvey/KY
9/4/2014 11:54:37 AM (1329 views)
Re: determine lien position - Michael Madden/RI
9/4/2014 11:56:49 AM (1208 views)
Re: determine lien position - Joseph Alvey/KY
9/5/2014 8:08:01 AM (1245 views)
Re: determine lien position - Alix Ott/MI
9/4/2014 12:02:01 PM (1292 views)
Re: determine lien position - Michael Madden/RI
9/4/2014 12:46:31 PM (1529 views)

I wasn't suggesting you'd be paid an hourly rate but rather, that given the time expenditure versus the upcharge for the service, it could be a lucrative few minutes spent in review.  As far as I'm concerned, every charge is reducible to an expression of hourly rate, it's easier to contextualize that way.

 

I do understand that objection, however, that precedent has already been set by a large number of other companie--particularly, I would guess, in a state like Michigan, which has pretty decent online title plants--and they will cut more and more into your business if you're unable to adapt in this fashion.  I'm not 100% confident the service would have to implicate your insurance, either, though that would be for an attorney licensed in your state to determine.  

 

Beyond that, you are making a lot of determinations that blur the line between searcher and examiner that you're not even noticing as you do so, particularly on those commercial searches you mention where the boundaries of a parcel are large and nebulous and the extent of various historical easements is something of a judgment call (unless you're one of those guys who gets to just throw everything for the S/T/R in there and tell the examiner to figure it all the hell out--in which case, I would not be ordering  that sort of product with your office).  I'm not sure the distinction is that meaningful, ESPECIALLY where your search is not resulting in the issuance of title.


I think part of the disconnect is that I am assuming you'd charge MORE for this service than you would for a current owner--but you and Joseph both seem to be thinking you're being asked to charge less.  So if that is the case, I missed that subtext.  I would charge a substantial additional fee beyond a normal current owner for this service (and in fact, have charged a fee for this exact service).  So if that's not on the table, then definitely insta-refuse the work and explain you would need compensation for the exposure of having an opinion.

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Re: determine lien position - Alix Ott/MI
9/4/2014 12:55:43 PM (1230 views)
Re: determine lien position - Michael Madden/RI
9/4/2014 1:08:10 PM (1164 views)
Re: determine lien position - Alix Ott/MI
9/4/2014 1:36:14 PM (1310 views)
Re: determine lien position - Michael Madden/RI
9/4/2014 1:50:47 PM (1297 views)
Re: determine lien position - Joseph Alvey/KY
9/5/2014 5:26:42 PM (1297 views)
Re: determine lien position - Michael Madden/RI
9/5/2014 7:14:12 PM (1100 views)
Re: determine lien position - Joseph Alvey/KY
9/5/2014 8:11:05 PM (1192 views)
Re: determine lien position - Nils Nelson/ME
9/5/2014 12:37:42 PM (1178 views)
Re: determine lien position - Leigh Attridge/MA
9/4/2014 7:48:28 PM (1423 views)
Re: determine lien position - Alix Ott/MI
9/4/2014 8:05:22 PM (1927 views)
Re: determine lien position - Leigh Attridge/MA
9/4/2014 8:51:52 PM (1284 views)
Re: determine lien position - Michael Madden/RI
9/5/2014 9:02:03 AM (1243 views)
Re: determine lien position - sharon tornes/MN
9/8/2014 12:15:11 PM (1245 views)
Re: determine lien position - Michael Madden/RI
9/8/2014 12:38:12 PM (1245 views)

[+] Latest Article in The Title Report - Not good news for the industry as a whole - Jay D/MO (14 replies)
9/3/2014 12:06:23 PM (2160 views)




[+] Comment on "WFG Names O'Neill EVP of Institutional Services" - Source of Title/OH (5 replies)
9/2/2014 10:48:18 AM (1691 views)

[+] Eliminate Non-Payers Ask for Prepayment like the rest of the world - sam r/FL (8 replies)
9/1/2014 11:37:16 AM (1960 views)

[+] Clients from India - Joseph Alvey/KY (17 replies)
8/31/2014 10:58:46 AM (2510 views)

[+] Global Data Source LLC (Title Prep) - Joseph Alvey/KY (4 replies)
8/31/2014 10:46:30 AM (2249 views)

[+] E & O Insurance - Jim Ashley/WV (4 replies)
8/27/2014 9:00:33 PM (1764 views)

[+] Pacer Access - Dan Zook/NY (2 replies)
8/27/2014 12:59:17 PM (3287 views)

[+] Indus Abstract services - Joseph Alvey/KY (11 replies)
8/27/2014 10:58:26 AM (4996 views)

[+] Title2Land - Kurt deVries/FL (1 reply)
8/27/2014 10:57:13 AM (1996 views)

[+] Low prices and marketing. - Joseph Alvey/KY (1 reply)
8/26/2014 5:56:43 PM (1976 views)

[+] Comment on "First Parish in Louisiana Begins e-Recording" - Source of Title/OH (2 replies)
8/25/2014 8:55:42 AM (1667 views)


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