I have used electronic payment fairly successfully & I am a complete & total Luddite about technology. 

I set up a separate account at the same bank where my business account is.  Electronic deposits go in with no problem & from there I can transfer the money to my business account.

Having a separate account is useful for keeping the bookkeeping straight.   I normally use carbon paper deposit slips so I can keep track of who's paid me what & trying to mix electronic deposits in with that is just too confusing for me, but might not be at all confusing for more technically advanced people. 

Hope this helps.