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E & O Question - Wayne /OH
11/2/2011 8:10:17 PM (2900 views)
Re: E & O Question - Robert Franco/OH
11/3/2011 9:56:21 AM (3569 views)
Re: E & O Question - Nancy Walker/AZ
11/7/2011 11:21:10 AM (2959 views)
Re: E & O Question - Robert Franco/OH
11/7/2011 1:27:15 PM (5884 views)

Jeaz... - Slade Smith/OH
11/2/2011 4:18:56 PM (4628 views)
Re: Jeaz... - Leigh Attridge/MA
11/2/2011 4:44:27 PM (3179 views)
Re: Jeaz... - Jessica Talley/FL
11/2/2011 6:50:07 PM (3193 views)
Re: Jeaz... - Anita Backlund/MN
11/2/2011 7:36:37 PM (3266 views)
Re: Jeaz... - Tony Costa/LA
11/4/2011 9:04:58 AM (3054 views)

Lost another one. - Dan Zook/CA
11/2/2011 1:31:09 PM (3307 views)
Re: Lost another one. - CHARLENE  PERRY/MD
11/2/2011 2:48:24 PM (3608 views)
Re: Lost another one. - Dan Zook/NY
11/2/2011 3:52:54 PM (3588 views)
Re: Lost another one. - Nils Nelson/ME
11/2/2011 5:44:57 PM (3600 views)
Re: Lost another one. - Brenda Summerlin/FL
11/7/2011 7:06:37 AM (3348 views)
Re: Lost another one. - Leigh Attridge/MA
11/2/2011 4:47:08 PM (3596 views)
Re: Lost another one. - Barbara Bennett/IN
11/7/2011 5:10:14 PM (3170 views)
Re: Lost another one. - ER/FL
11/16/2011 1:16:12 PM (3445 views)
Impossible - Bay Area Abstracting - William Pattison /CA
11/7/2011 7:56:15 AM (3436 views)
Re: Impossible - Bay Area Abstracting - john franz/NJ
11/7/2011 10:35:37 AM (3265 views)
Re: Impossible - Bay Area Abstracting - William Pattison /CA
11/14/2011 12:24:43 PM (3312 views)
Re: Impossible - Bay Area Abstracting - Dan Zook/NY
11/15/2011 9:10:08 AM (3439 views)
Re: Lost another one. - Clayton Griffith/TN
11/7/2011 11:32:24 PM (3230 views)
Re: Lost another one. - Paige Dunn/GA
11/19/2011 12:29:38 PM (3233 views)

Interesting Reading - Kevin Ahern/CT
11/1/2011 10:54:12 AM (4511 views)
Re: Interesting Reading - Leigh Attridge/MA
11/1/2011 11:22:36 AM (3292 views)
Re: Interesting Reading - Kevin Ahern/CT
11/1/2011 11:45:09 AM (3303 views)
Re: Interesting Reading - Slade Smith/OH
11/1/2011 11:44:48 AM (3166 views)

The Multistate Settlement Lottery: Bupkis - Leigh Attridge/MA
10/31/2011 2:07:55 PM (3981 views)


Real Title Services


Comment on "The Abstract Solution Announces Agency Platform" - Source of Title/OH
10/31/2011 9:54:22 AM (2831 views)
Let's cut the abstractors out of the picture - Mark Pierson/FL
10/31/2011 9:54:22 AM (6340 views)
post deleted. - Slade Smith/OH
10/31/2011 1:40:10 PM (6196 views)
Re: Let's cut the abstractors out of the picture - Matthew Einheber/PA
10/31/2011 5:10:50 PM (6148 views)
Re: Let's cut the abstractors out of the picture - Anita Backlund/MN
10/31/2011 5:43:19 PM (6114 views)
Re: Let's cut the abstractors out of the picture - Kevin Ahern/CT
11/1/2011 7:29:01 AM (6180 views)
Re: Let's cut the abstractors out of the picture - Anita Backlund/MN
11/2/2011 7:33:21 PM (6103 views)
Re: Let's cut the abstractors out of the picture - Kevin Ahern/CT
11/3/2011 10:24:03 AM (6314 views)
Re: Let's cut the abstractors out of the picture - Matthew Einheber/PA
11/3/2011 10:45:00 AM (6233 views)
Re: Let's cut the abstractors out of the picture - Gerry Scott/TN
11/1/2011 4:36:05 PM (6108 views)
Re: Let's cut the abstractors out of the picture - Matthew Einheber/PA
11/3/2011 3:53:21 PM (6076 views)
Its a solicitation list - Gerry Scott/TN
11/3/2011 10:09:31 AM (6346 views)

Is the jig up for MERS? - Leigh Attridge/MA
10/31/2011 8:27:00 AM (3962 views)

Service1st, Service 1st, Service First, Valuenet - David Marks/VA
10/29/2011 10:31:22 AM (2922 views)
Re: Service1st, Service 1st, Service First, Valuenet - Bruce Lutz/PA
10/31/2011 10:51:03 AM (3345 views)

Mortgage regulator, Edward DeMarco, at home with criticism - Leigh Attridge/MA
10/27/2011 8:06:31 AM (3860 views)

Comment on "Another Big County Goes After MERS Back Fees" - Source of Title/OH
10/26/2011 7:00:19 PM (2741 views)
MERS - J. H./OH
10/26/2011 7:00:19 PM (4897 views)

Rasa Solutions - Bridget Marinelli/PA
10/26/2011 10:41:11 AM (3414 views)
Re: Rasa Solutions - rod hefner/KS
10/26/2011 11:11:47 AM (3572 views)
Re: Rasa Solutions - Bridget Marinelli/PA
10/26/2011 3:40:25 PM (3492 views)
Re: Rasa Solutions - rod hefner/KS
10/27/2011 7:33:55 AM (3633 views)
Re: Rasa Solutions Kudos for Rod Hefner - Kym/NJ
11/2/2011 10:15:26 AM (3668 views)
Re: Rasa Solutions - Denise DeMattei/CA
10/26/2011 12:57:08 PM (3467 views)
Re: Rasa Solutions - Rebecca Cowart/MS
10/26/2011 1:32:02 PM (3403 views)
Re: Rasa Solutions - Bridget Marinelli/PA
10/26/2011 3:45:05 PM (3561 views)
Re: Rasa Solutions - Bridget Marinelli/PA
10/26/2011 3:43:03 PM (3363 views)
Re: Rasa Solutions - Rebecca Cowart/MS
10/26/2011 4:14:54 PM (3424 views)
Re: Rasa Solutions - Bridget Marinelli/PA
10/27/2011 9:20:39 AM (3793 views)
Re: Rasa Solutions - Rebecca Cowart/MS
10/27/2011 4:26:42 PM (3840 views)
Envelope Icon - great for email! - Kym/NJ
11/2/2011 10:16:59 AM (3227 views)
Re: Rasa Solutions - Tony Costa/LA
10/31/2011 8:18:17 AM (3325 views)
Re: Rasa Solutions - Kym/NJ
11/2/2011 10:20:42 AM (3314 views)
Re: Rasa Solutions - Greg Weiss/IL
10/31/2011 7:51:54 PM (3358 views)

Congratulations Are In Order - Patrick Scott/IL
10/25/2011 8:45:54 PM (2286 views)

Surprise on Refi Revamp: Key Regulator Agrees to Reforms - Leigh Attridge/MA
10/25/2011 3:21:38 PM (3992 views)

Comment on "NAR: Existing Home Sales Edge Down in September" - Source of Title/OH
10/25/2011 2:24:02 AM (1957 views)

Comment on "Breaking the Tie-- or Not" - Source of Title/OH
10/24/2011 8:01:51 PM (2697 views)
What about the document numbers? - Daniel Silverburg/CA
10/24/2011 8:01:52 PM (3378 views)
CA underwriters - William Pattison /CA
10/24/2011 8:42:38 PM (3314 views)
Re: CA underwriters - Robert Franco/OH
10/24/2011 10:05:29 PM (3350 views)
Re: CA underwriters - Slade Smith/OH
10/25/2011 5:44:23 AM (7043 views)
Re: CA underwriters - William Pattison /CA
10/26/2011 2:17:42 AM (3256 views)
Re: CA underwriters - Slade Smith/OH
10/26/2011 3:21:37 AM (3251 views)
lien priority is your answer - William Pattison /CA
10/26/2011 3:01:26 PM (3434 views)
But L.A. is Different... - Daniel Silverburg/CA
10/31/2011 8:23:32 AM (3209 views)

I worked in Los Angeles for about 10 years and Los Angeles has (or had) some unique recording issues that were different than any other county in the state, and they had their own solutions.  For example,

1) Los Angeles records many more than 5,000 docs a day.  It was between 15,000 and 20,000 a day when they were busy and around 10,000 on a normal day.

2) About 1/3 to 1/2 of those documents are submitted by the title companies.

3) Los Angeles was the first county in the United States to have a computerized title plant (I learned from someone who's first job was delivering 'punch cards' to or from the posters in the early 60's) - and they applied this to their recording concerns.  So they have had their systems in place for close to 50 years.

When I first started in Los Angeles, coming from much smaller San Mateo county, I mentioned that my last job in San Mateo was to index all my morning recordings for changes before recording and I asked how this was done in Los Angeles.  I was told that it is completely automated.  The plants in L.A. automatically checks all transactions set to record that morning and if there is a possible conflict, they show up in a "fallout" report in the morning for the title officers.  Recordings are then 'pulled' based on that report.  My first question when I read this article was - why did that not happen here?

This next part may have completely changed since Los Angeles went to electronic recordings some years back, but when I was there, L.A. county reserved blocks of numbers for the title company recordings.  By 4:30 A.M. (when title company and county employees showed up and started recording for the day) each service company had their block of numbers assigned that would be for their recordings that day.  Since everyone has the same 8:00 time stamp, and the plant systems are supposed to catch these conflicting recordings, I never heard of this being a problem before.

So, because of their volume, Los Angeles has some complicated recording processes that are unique to Los Angeles.  

But I believe it is commonly understood, like Will said, that if a conflict arises based on the time stamp, then it defaults to sequence of the document numbers.  Ask any title officer in California and I bet you will get the same answer.

"The indexing timestamp does not break ties in California when the recording timestamps of two documents show the exact same time.  Neither mortgage is first, so they both have equal priority, the court ruled."

 

OF COURSE the indexing time stamp does not break ties in California!  Otherwise county recorders would not sit on stacks of IRS liens for two weeks waiting until they had the time to index them.  It has always been first to submit.  But the above statement says nothing about the document numbers - which dogma says should be the tie breaker.  Now I want to look this case up and see if this is even mentioned.  And since I was taught to never trust dogma, I am also curious if there is a statute or precedent regarding document numbers breaking the tie.

Since, in my mind, this is a title company systems issue, I agree with Mr. Smith that the insurers should have split the loss up between themselves - then they should fix the hole in their system.

 

And Mr. Patterson is right about San Francisco!  We have been asking, begging, yelling, threatening, cajoling... the San Francisco County Recorder to keep their index current for over 10 years.  A three week index date in California is insane - not just for Notice of Trustee's Sales, but for Bulk Sales (12 day window), Mechanics liens (30 day window) etc.  The answer they keep giving?  Staff out with the flu, short staffed, really busy, having to train, computers down.  The same issues every government agency and business in world has to deal with.  You are not unique.  This is so frustrating for us.  Sure!  We don't mind being sued for a million dollars because you can't keep your index current!  We're fine with that.  Grrrrrrr!

Mr. Smith, can you give me the case name for this?  I would like to look this one up.

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Re: But L.A. is Different... - Slade Smith/OH
10/31/2011 1:25:11 PM (5786 views)
Re: But L.A. is Different... - William Pattison /CA
11/7/2011 8:16:56 AM (3133 views)


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