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Round the Clock Docs - Sandra Harold/KS
5/11/2011 11:35:38 AM (5242 views)
Re: Round the Clock Docs - Nils Nelson/ME
5/11/2011 11:45:00 AM (3351 views)
Re: Round the Clock Docs - rod hefner/KS
5/17/2011 5:11:03 PM (3185 views)
Round the Clock Docs -- NOT Affiliated with Abstractors A Go Go - Charlie Reynolds/NJ
5/17/2011 5:54:14 PM (3643 views)

Fed Retreat on Bigger Loans Rattles Housing - Leigh Attridge/MA
5/11/2011 9:35:18 AM (3119 views)

No Mortgage Modification for me! - Paula Reynolds/FL
5/10/2011 5:56:32 PM (2884 views)
Re: No Mortgage Modification for me! - Garret  Fitzgerald/VA
5/11/2011 12:09:18 PM (2852 views)
Re: No Mortgage Modification for me! - john franz/NJ
5/16/2011 8:59:28 AM (2725 views)
Re: No Mortgage Modification for me! - Janis Talbot/SC
5/16/2011 9:04:02 AM (2610 views)

Comment on "Another County Looks to Recover Lost Fees from MERS" - Source of Title/OH
5/10/2011 2:59:01 PM (2715 views)
MERS - Lee Holzinger/CA
5/10/2011 2:59:01 PM (4475 views)

What is Reasonable? - Carl Litchfield/SC
5/9/2011 7:54:04 PM (2869 views)
Re: What is Reasonable? - Jessica Talley/FL
5/10/2011 9:02:44 AM (2792 views)
Re: What is Reasonable? - Donna McCullough/SC
5/10/2011 9:06:42 PM (2798 views)
Re: What is Reasonable? - Kevin Ahern/CT
5/11/2011 8:27:04 AM (2810 views)

You have to be careful about assessing late charges. The law permitting them is state specific. In Connecticut you can not charge interest/ late fees unless there is a statute that permits it or you have a contract with the client that permits it.

You also have to be mindful of usuary laws in the forum state. Although I think that a commercial transaction such as you describe is not subject to these laws, it would be a good idea to consult the law of the forum state. In Connecticut usurious interest/late charges make both the principal and the late charge uncollectible.

In terms of collection...don't waste your time with collection agencies. All they can do is make threatening telephone calls which are limited by the Fair Credit Collection Act and write annoying letters. You are better off serving the client with a summons. Most of the time it is enough to get you paid, and you do not have to go to the expense of litigation. Sometimes just sending them a copy of the summons with a cover letter explaining that you will serve it if you are not paid is enough, but be prepared to follow through with serving it. There is something impressive about a marshal appearing in their place of business, flashing a badge and serving the papers.

Publishing your complaint on the internet or other media is not a good idea. It could lead to an ugly and expensive defamation or trade libel suit. While the truth of the statement is a defense, you would still have to go through the expense and aggtavation of defending yourself. By contrast the same statements that may be defamatory are covered in most states by a qualified/conditional privilege when alleged in a civil action. Statements made in court pleadings, depositions and testimony do not give rise to suits for defemation. However, the key word is qualified/conditional privilege. The privilege can be lost by over publication in the media. We had an ugly divorce case here in Connecticut a few years ago which apparently gained a high profile in the media. One of the litigants chose to publish remarks in the media while the case was pending, and lost the privilege through over publication.

 

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Re: What is Reasonable? - Carl Litchfield/SC
5/11/2011 11:31:16 AM (2752 views)
Re: What is Reasonable? - Dan Zook/NY
5/11/2011 3:08:17 PM (2735 views)
Re: What is Reasonable? - Janis Talbot
5/16/2011 9:14:12 AM (2625 views)




Comment on "Title Insurance Industry 2010 Performance-- in Graphs" - Source of Title/OH
5/7/2011 4:00:23 PM (3054 views)
Good Work! - Wyatt Bell/FL
5/7/2011 4:00:23 PM (2911 views)
Re: Good Work! - Slade Smith/OH
5/9/2011 2:46:07 PM (2762 views)

Home Prices Double Dip Down - Leigh Attridge/MA
5/6/2011 11:21:46 AM (3618 views)
Re: Home Prices Double Dip Down - Slade Smith/OH
5/6/2011 1:10:02 PM (2954 views)

Comment on "Ties Common Between Title Crimes and Out of Control Casino Gambling" - Source of Title/OH
5/4/2011 8:13:35 PM (2670 views)
Ho-Chunk? - J. H./OH
5/4/2011 8:13:35 PM (7117 views)
Re: Ho-Chunk? - James Powell/MI
5/5/2011 7:54:42 AM (8455 views)

Offering: current owners for $ 20! - MJDT/KS
5/4/2011 1:47:18 AM (3342 views)
Re: Offering: current owners for $ 20! - William Pattison /CA
5/5/2011 2:23:07 PM (3288 views)
Re: Offering: current owners for $ 20! - Garret  Fitzgerald/VA
5/10/2011 1:34:36 AM (3009 views)
Re: Offering: current owners for $ 20! - john franz/NJ
5/10/2011 9:40:16 AM (2963 views)
VENDOR Packages: Reject Them - William Pattison /CA
5/11/2011 1:36:37 PM (2937 views)
Re: VENDOR Packages: Reject Them - Paula Reynolds/FL
5/12/2011 3:03:33 PM (2734 views)
Re: VENDOR Packages: Reject Them - William Pattison /CA
5/31/2011 11:47:08 PM (2934 views)

ALTA's CEO is Chairman of the Board of MERS..? - Slade Smith/OH
5/3/2011 9:40:30 AM (2941 views)
Re: ALTA's CEO is Chairman of the Board of MERS..? - Robert Franco/OH
5/3/2011 11:10:40 AM (3077 views)
Re: ALTA's CEO is Chairman of the Board of MERS..? - john franz/NJ
5/10/2011 9:33:40 AM (2738 views)

Harvard University reports "affordability crisis for renters" - Leigh Attridge/MA
5/3/2011 8:34:15 AM (3643 views)
Re: Harvard University reports "affordability crisis for renters" - Abstractor/GA
5/3/2011 11:54:46 AM (2933 views)
Re: Harvard University reports "affordability crisis for renters" - Leigh Attridge/MA
5/3/2011 2:41:27 PM (4477 views)

Tri State Abstractions - Joyce Obrien/PA
5/2/2011 1:07:12 PM (3961 views)

New World - William Pattison /CA
5/2/2011 12:37:37 PM (3129 views)
Re: New World - Susan Grace/RI
5/2/2011 12:46:49 PM (3028 views)
Re: New World - Kevin Ahern/CT
5/2/2011 1:27:26 PM (3059 views)
Re: New World - Barbara Bennett/IN
5/2/2011 5:53:29 PM (3064 views)
Re: New World - Kevin Ahern/CT
5/2/2011 6:05:37 PM (3136 views)
Re: New World - William Pattison /CA
5/5/2011 2:31:00 PM (2994 views)

Off Shore Companies - Susan Grace/RI
5/2/2011 12:26:14 PM (3243 views)
Re: Off Shore Companies - William Pattison /CA
5/2/2011 12:29:56 PM (3273 views)
Re: Off Shore Companies - Susan Grace/RI
5/2/2011 12:36:32 PM (3399 views)
Re: Off Shore Companies - Barbara Bennett/IN
5/2/2011 5:55:10 PM (3437 views)
Re: Off Shore Companies - Nils Nelson/ME
5/2/2011 7:14:39 PM (3772 views)
Re: Off Shore Companies - Chris Mabie/VA
5/10/2011 3:38:29 PM (3112 views)
Dinosaur analogy - William Pattison /CA
5/11/2011 1:43:06 PM (3744 views)
Re: Dinosaur analogy - Paula Reynolds/FL
5/12/2011 3:05:16 PM (3041 views)

"All we have are shadow markets" - BW - Dave Pelligrinelli/GA
5/1/2011 7:27:45 AM (3745 views)
Re: "All we have are shadow markets" - BW - Leigh Attridge/MA
5/1/2011 9:57:40 AM (3150 views)
Re: "All we have are shadow markets" - BW - Dave Pelligrinelli/GA
5/1/2011 10:01:41 AM (3169 views)


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