I am going to repeat myself - the rule of law applies to all individuals in this country -whether you, personally, like it or not.
Flouting or ignoring laws because they are inconvenient or time consuming results in even greater chaos.
Your comments about poorly trained clerks & mountains of paperwork are specious arguments concerning the rule of law. It takes what it takes to foreclose a mortgage in Massachusetts. The only real reason that the system seems broken right now is due to the volume of foreclosures - not the procedures.
To apply your argument to other areas consider this - why bother doing a fifty year title search on a purchase. It can be quite time consuming; & can certainly generate a mountain of paperwork. Why not just do a current owner - quick & easy - & let the chips fall where they may. The title insurance companies can sort all the problems out later. After all, it can take up to two months to close a loan on a purchase- longer if there's a title issue.
What I believe you're arguing here is more about politics than the law which is not the same thing at all.
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