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Hope for Owners of Cancer Stricken Pets - Kevin Ahern/CT
5/15/2011 7:30:35 AM (3895 views)
Re: Hope for Owners of Cancer Stricken Pets - William Pattison /CA
5/16/2011 3:44:14 PM (3347 views)

Automatic Subordination - F P/VA
5/13/2011 4:20:09 PM (5846 views)
Re: Automatic Subordination - CHARLENE  PERRY/MD
5/13/2011 4:29:24 PM (5077 views)
Re: Automatic Subordination - F P/VA
5/13/2011 4:46:38 PM (3734 views)
Re: Automatic Subordination - Patrick Scott/IL
5/13/2011 5:15:12 PM (3818 views)
Re: Automatic Subordination - Robert Franco/OH
5/13/2011 11:14:31 PM (3965 views)
Re: Automatic Subordination - Robert Franco/OH
5/13/2011 11:21:07 PM (4529 views)
Re: Automatic Subordination - Jeffrey Land/NJ
5/16/2011 10:19:06 AM (3835 views)

Time Management at it's best- Not title related just sharing - CHARLENE  PERRY/MD
5/13/2011 4:19:13 PM (2896 views)
Re: Time Management at it's best- Not title related just sharing - Dorothy Payne/NY
5/16/2011 7:30:28 PM (3276 views)

How are people from other countries doing it? - Carrin/TX
5/13/2011 11:23:27 AM (3288 views)
Re: How are people from other countries doing it? - Nils Nelson/ME
5/13/2011 3:52:19 PM (3636 views)
Re: How are people from other countries doing it? - Michael Toebe/KS
5/13/2011 6:40:14 PM (3492 views)
Re: How are people from other countries doing it? - Brenda Palmer/TN
5/16/2011 5:24:46 AM (3494 views)
Re: How are people from other countries doing it? - William Pattison /CA
5/31/2011 11:43:39 PM (3234 views)

I cannot answer my phone! - Robert Franco/OH
5/12/2011 3:30:15 PM (3354 views)
Re: I cannot answer my phone! - Kevin Ahern/CT
5/12/2011 4:12:47 PM (3556 views)
Re: I cannot answer my phone! - Leigh Attridge/MA
5/12/2011 4:26:50 PM (3539 views)
Re: I cannot answer my phone! - Donna McCullough/SC
5/12/2011 5:50:30 PM (3631 views)
Re: I cannot answer my phone! - Nils Nelson/ME
5/12/2011 6:00:07 PM (3393 views)
Re: I cannot answer my phone! - Nils Nelson/ME
5/12/2011 6:02:41 PM (3491 views)
Does your state offer a no-call list choice - Michael Toebe/KS
5/13/2011 6:42:33 PM (3501 views)
Re: I cannot answer my phone! - john franz/NJ
5/16/2011 8:54:52 AM (3290 views)


Real Title Services


1 in 3 homeowners underwater? - Garret  Fitzgerald/VA
5/11/2011 12:07:14 PM (4182 views)
Re: 1 in 3 homeowners underwater? - Robert Franco/OH
5/11/2011 12:46:53 PM (3528 views)
Re: 1 in 3 homeowners underwater? - Kevin Ahern/CT
5/11/2011 1:09:14 PM (3372 views)
Re: 1 in 3 homeowners underwater? - William Pattison /CA
5/11/2011 1:26:14 PM (3486 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/11/2011 4:44:30 PM (3630 views)
Re: Thank you... - Robert Franco/OH
5/11/2011 4:58:32 PM (3438 views)
Re: Thank you... - Scott Perry/PA
5/11/2011 5:32:35 PM (3375 views)
Re: Thank you... - Slade Smith/OH
5/11/2011 8:04:58 PM (3425 views)
Re: Thank you... - Scott Perry/PA
5/14/2011 10:40:03 AM (4848 views)
Re: Thank you... - Slade Smith/OH
5/14/2011 6:20:59 PM (3468 views)
Re: 1 in 3 homeowners underwater? - Mark Pierson/FL
5/16/2011 9:48:14 AM (3175 views)
Re: 1 in 3 homeowners underwater? - Slade Smith/OH
5/11/2011 7:50:08 PM (3392 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/14/2011 11:39:31 AM (3389 views)
Re: 1 in 3 homeowners underwater? - Kevin McCarthy/AR
5/16/2011 1:46:22 AM (3238 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/16/2011 7:15:02 AM (3263 views)
Re: 1 in 3 homeowners underwater? - Robert Franco/OH
5/16/2011 8:24:11 AM (3279 views)
Re: 1 in 3 homeowners underwater? - Janis Talbot/SC
5/16/2011 8:56:12 AM (3293 views)

Round the Clock Docs - Sandra Harold/KS
5/11/2011 11:35:38 AM (5398 views)
Re: Round the Clock Docs - Nils Nelson/ME
5/11/2011 11:45:00 AM (3808 views)
Re: Round the Clock Docs - rod hefner/KS
5/17/2011 5:11:03 PM (3586 views)
Round the Clock Docs -- NOT Affiliated with Abstractors A Go Go - Charlie Reynolds/NJ
5/17/2011 5:54:14 PM (4094 views)

Fed Retreat on Bigger Loans Rattles Housing - Leigh Attridge/MA
5/11/2011 9:35:18 AM (3300 views)

No Mortgage Modification for me! - Paula Reynolds/FL
5/10/2011 5:56:32 PM (3018 views)
Re: No Mortgage Modification for me! - Garret  Fitzgerald/VA
5/11/2011 12:09:18 PM (3242 views)
Re: No Mortgage Modification for me! - john franz/NJ
5/16/2011 8:59:28 AM (3158 views)
Re: No Mortgage Modification for me! - Janis Talbot/SC
5/16/2011 9:04:02 AM (3041 views)

Comment on "Another County Looks to Recover Lost Fees from MERS" - Source of Title/OH
5/10/2011 2:59:01 PM (2843 views)
MERS - Lee Holzinger/CA
5/10/2011 2:59:01 PM (4907 views)

What is Reasonable? - Carl Litchfield/SC
5/9/2011 7:54:04 PM (2991 views)
Re: What is Reasonable? - Jessica Talley/FL
5/10/2011 9:02:44 AM (3192 views)
Re: What is Reasonable? - Donna McCullough/SC
5/10/2011 9:06:42 PM (3168 views)
Re: What is Reasonable? - Kevin Ahern/CT
5/11/2011 8:27:04 AM (3210 views)

You have to be careful about assessing late charges. The law permitting them is state specific. In Connecticut you can not charge interest/ late fees unless there is a statute that permits it or you have a contract with the client that permits it.

You also have to be mindful of usuary laws in the forum state. Although I think that a commercial transaction such as you describe is not subject to these laws, it would be a good idea to consult the law of the forum state. In Connecticut usurious interest/late charges make both the principal and the late charge uncollectible.

In terms of collection...don't waste your time with collection agencies. All they can do is make threatening telephone calls which are limited by the Fair Credit Collection Act and write annoying letters. You are better off serving the client with a summons. Most of the time it is enough to get you paid, and you do not have to go to the expense of litigation. Sometimes just sending them a copy of the summons with a cover letter explaining that you will serve it if you are not paid is enough, but be prepared to follow through with serving it. There is something impressive about a marshal appearing in their place of business, flashing a badge and serving the papers.

Publishing your complaint on the internet or other media is not a good idea. It could lead to an ugly and expensive defamation or trade libel suit. While the truth of the statement is a defense, you would still have to go through the expense and aggtavation of defending yourself. By contrast the same statements that may be defamatory are covered in most states by a qualified/conditional privilege when alleged in a civil action. Statements made in court pleadings, depositions and testimony do not give rise to suits for defemation. However, the key word is qualified/conditional privilege. The privilege can be lost by over publication in the media. We had an ugly divorce case here in Connecticut a few years ago which apparently gained a high profile in the media. One of the litigants chose to publish remarks in the media while the case was pending, and lost the privilege through over publication.

 

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Re: What is Reasonable? - Carl Litchfield/SC
5/11/2011 11:31:16 AM (3116 views)
Re: What is Reasonable? - Dan Zook/NY
5/11/2011 3:08:17 PM (3116 views)
Re: What is Reasonable? - Janis Talbot
5/16/2011 9:14:12 AM (3021 views)

Comment on "Title Insurance Industry 2010 Performance-- in Graphs" - Source of Title/OH
5/7/2011 4:00:23 PM (3203 views)
Good Work! - Wyatt Bell/FL
5/7/2011 4:00:23 PM (3301 views)
Re: Good Work! - Slade Smith/OH
5/9/2011 2:46:07 PM (3169 views)

Home Prices Double Dip Down - Leigh Attridge/MA
5/6/2011 11:21:46 AM (3794 views)
Re: Home Prices Double Dip Down - Slade Smith/OH
5/6/2011 1:10:02 PM (3353 views)

Comment on "Ties Common Between Title Crimes and Out of Control Casino Gambling" - Source of Title/OH
5/4/2011 8:13:35 PM (2786 views)
Ho-Chunk? - J. H./OH
5/4/2011 8:13:35 PM (7608 views)
Re: Ho-Chunk? - James Powell/MI
5/5/2011 7:54:42 AM (8981 views)

Offering: current owners for $ 20! - MJDT/KS
5/4/2011 1:47:18 AM (3467 views)
Re: Offering: current owners for $ 20! - William Pattison /CA
5/5/2011 2:23:07 PM (3691 views)
Re: Offering: current owners for $ 20! - Garret  Fitzgerald/VA
5/10/2011 1:34:36 AM (3385 views)
Re: Offering: current owners for $ 20! - john franz/NJ
5/10/2011 9:40:16 AM (3345 views)
VENDOR Packages: Reject Them - William Pattison /CA
5/11/2011 1:36:37 PM (3332 views)
Re: VENDOR Packages: Reject Them - Paula Reynolds/FL
5/12/2011 3:03:33 PM (3130 views)
Re: VENDOR Packages: Reject Them - William Pattison /CA
5/31/2011 11:47:08 PM (3373 views)


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