It is suppose to be based off the gross income of your company. I am paying $2,400 a year for a million.
You can try Irving Weber and Associates in Ronkonkoma, NY, just call information the area code is 631. They will get you quotes and you will be able to get what you are looking for, price range, etc..
The company that I was with before wanted some thing like 10K a year for a million. And I was paying $2500 a year for 250K, it was ridiculous.
Anyway give this company a call, I am sure they can find you what you need, they did for me.
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