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Remove Disclaimer ??? - Glenda Hodge/TN
12/17/2008 6:47:39 PM (4169 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (4746 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (4800 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (4583 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (4448 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (4820 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (4433 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (4422 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (4398 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (4450 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (4301 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (4138 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (4367 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (4177 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (4349 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (4228 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (4626 views)

I think there is a place for disclaimers. I don't use a general disclaimer but I believe they are appropriate and necessary for many situations. Especially when it serves to report local anomalies or clarify expectations.

For example:

  • When the client asks you to update someone elses work. We use a disclaimer stating that the search only covered a specific time period and a specific name. We are currently doing several of these as our client has picked up the work of a company that has gone out of business - thus explaining why we didn't do the original report.
  • When the county records have known errors. Last summer, one of my counties made a switch from one computer system to another. In the process six months worth of records disssapeared from the index. The documents were still in the books, but there was no way to find them. I discovered the error and put a disclamer on all my reports for that county until the county resolved the issue.
  • When a search request is beyond the scope of practicality. Many counties in Texas do not index assignments by borrower name. Legal descriptions are not indexed and in some computer indexes do not even appear in the index. This can make it impractical to accurately track a chain of assignments, unless the client is willing to pay the abstractor for a hand examination of thousands of documents.
  • When your source uses a disclaimer. While I've never found a county to post a disclaimer and I only work directly from the county records, most online databases have a disclaimer. I think it would be reckless to NOT use a disclaimer that restates any disclaimer of your source. No one can be more accurate than their source.
  • When your client requests a partial search. We've had clients request searches that leave out judgements, tax liens and other involuntary liens. In these cases we will either report them anyway or place a disclaimer on the report re-stating the vendors request.

These are just a few examples where a disclaimer serves to inform our clients of local situations in the county records that can affect accuracy and restates our obligations.  We carry a million dollars in insurance but it is not intended to protect us against the errors of others. In my view, a disclaimer that reports local anomylies or clarifies search results does, in fact, reflect pride in one's own work and should be part of any report where anomalies are found.

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Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (4236 views)
Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (4283 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (4309 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (4432 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (4317 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (4140 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (4051 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (4074 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (4240 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (4287 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (6769 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (4040 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (4230 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (4176 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (4098 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (4103 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (4029 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (4022 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (4151 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (4039 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (6240 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (4051 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (4232 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (3940 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (4204 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (3987 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (3968 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (4043 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (6139 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (4217 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (3912 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (3758 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (3844 views)

Beware of Richmond Title - Virginia Capps/TN
12/15/2008 5:51:53 PM (4227 views)
Re: Beware of Richmond Title - J Nisonger/CA
12/15/2008 8:23:55 PM (4782 views)
Re: Beware of Richmond Title - Clanci Nelson/OH
12/16/2008 10:45:09 AM (4695 views)
Re: Beware of Richmond Title - SM/IL
12/16/2008 11:26:13 AM (4705 views)
Re: Beware of Richmond Title - Jean Allen/NC
12/16/2008 8:17:47 PM (4603 views)
Re: Beware of Richmond Title - Garret  Fitzgerald/VA
12/22/2008 12:04:23 PM (4569 views)
Re: Beware of Richmond Title - J Nisonger/CA
12/27/2008 9:52:37 PM (4489 views)
Re: Beware of Richmond Title - Kenneth/TX
12/29/2008 9:53:47 AM (4243 views)

HELP!!!!!!!!!!!!! - HEIDI CIMA/PA
12/12/2008 2:15:57 PM (4201 views)
Re: HELP!!!!!!!!!!!!! - michael quinn/NY
12/13/2008 4:25:32 PM (5043 views)
Re: HELP!!!!!!!!!!!!! - HEIDI CIMA/PA
12/15/2008 4:00:27 PM (4749 views)
Re: HELP!!!!!!!!!!!!! - martha campbell/VA
12/29/2008 8:46:55 PM (4452 views)

First American Doc Edge Software - ecenteno/NV
12/12/2008 12:17:28 PM (4227 views)
Re: First American Doc Edge Software - Dan Zook/NY
12/12/2008 12:53:32 PM (5357 views)
Re: First American Doc Edge Software - Anthony Gioia/NY
12/17/2008 4:36:48 PM (7533 views)
Re: First American Doc Edge Software - Clanci Nelson/OH
12/19/2008 1:00:46 PM (4894 views)
Re: First American Doc Edge Software - ecenteno/NV
12/24/2008 12:26:11 PM (4547 views)
Re: First American Doc Edge Software - ecenteno/NV
12/24/2008 12:26:13 PM (4683 views)

Letter sent re: deed copy for $$ - Clanci Nelson/OH
12/11/2008 10:50:53 AM (3895 views)
Re: Letter sent re: deed copy for $$ - Jarrod Clabaugh/OH
12/15/2008 9:43:37 AM (4695 views)
Re: Letter sent re: deed copy for $$ - Scott Perry/PA
12/24/2008 1:32:46 PM (4567 views)




C- Fax - Douglas Johnson/MN
12/11/2008 9:23:23 AM (3720 views)
Re: C- Fax - PATRICIA PALMER-ILKO/PA
12/11/2008 9:33:53 AM (5101 views)
Re: C- Fax - Patrick/NY
12/11/2008 9:40:19 AM (4999 views)
Re: C- Fax - Eric Gustitus/PA
12/12/2008 9:08:29 AM (4906 views)

Please help stop the auction... - J Nisonger/CA
12/10/2008 9:28:13 PM (5592 views)
Re: Please help stop the auction... - michael quinn/NY
12/11/2008 2:21:55 AM (5064 views)
Re: Please help stop the auction... - Slade Smith/OH
12/11/2008 4:33:05 AM (5068 views)
Re: Please help stop the auction... - David Bloys/TX
12/12/2008 10:57:24 AM (4897 views)
Re: Please help stop the auction... - George Booth/OH
12/15/2008 8:52:53 AM (4842 views)
Re: Please help stop the auction... - Clanci Nelson/OH
12/15/2008 3:11:45 PM (4787 views)
Re: Please help stop the auction... - Virginia Capps/TN
12/15/2008 5:59:34 PM (4690 views)
Re: Please help stop the auction... - J Nisonger/CA
12/15/2008 8:20:54 PM (4857 views)
Re: Please help stop the auction... - michael quinn/NY
12/16/2008 2:40:11 AM (4959 views)
Re: Please help stop the auction... - Clanci Nelson/OH
12/16/2008 10:43:30 AM (4785 views)
Re: Please help stop the auction... - George Booth/OH
12/17/2008 9:20:32 AM (4821 views)
Re: Please help stop the auction... - michael quinn/NY
12/17/2008 3:19:21 PM (4707 views)
Re: Please help stop the auction... - J Nisonger/CA
12/18/2008 5:34:53 PM (4926 views)
Re: Please help stop the auction... - Langdon Knight/MO
12/17/2008 9:43:27 AM (4907 views)
Re: Please help stop the auction... - michael quinn/NY
12/17/2008 2:51:31 PM (4748 views)
Re: Please help stop the auction... - Virginia Capps/TN
12/17/2008 3:56:00 PM (4776 views)
Re: Please help stop the auction... - michael quinn/NY
12/17/2008 4:55:03 PM (4755 views)
Re: Please help stop the auction... - Clanci Nelson/OH
12/18/2008 5:24:42 PM (7461 views)
Re: Please help stop the auction... - Patrick Scott/IL
12/18/2008 10:35:26 PM (4834 views)
Re: Please help stop the auction... - Clanci Nelson/OH
12/19/2008 10:31:12 AM (4835 views)
Re: Please help stop the auction... - J Nisonger/CA
12/18/2008 5:47:49 PM (4800 views)
Re: Please help stop the auction... - Clanci Nelson/OH
12/19/2008 1:07:48 PM (4814 views)
Re: Please help stop the auction... - Garret  Fitzgerald/VA
12/22/2008 12:11:37 PM (4846 views)
YES! Please help stop the auction... - J Nisonger/CA
12/24/2008 5:52:33 PM (4735 views)
Re: YES! Please help stop the auction... - Clanci Nelson/OH
12/30/2008 8:49:11 AM (4723 views)
Re: YES! Please help stop the auction... - J Nisonger/CA
12/31/2008 4:42:53 AM (4828 views)

Timios, Inc - Ken/AL
12/10/2008 6:02:13 PM (4600 views)
Re: Timios, Inc - . APS/NY
12/10/2008 9:19:30 PM (5577 views)
Re: Timios, Inc - lisa/FL
12/14/2008 11:57:26 AM (5274 views)
Re: Timios, Inc - Tony Costa/LA
1/16/2009 10:51:26 AM (5194 views)

Holiday Cheer! - Dan Zook/NY
12/10/2008 10:25:58 AM (3524 views)
Re: Holiday Cheer! - Jessica Talley/NJ
12/10/2008 7:03:46 PM (5031 views)
Re: Holiday Cheer! - Clanci Nelson/OH
12/11/2008 10:36:52 AM (7787 views)
Re: Holiday Cheer! - michael quinn/NY
12/12/2008 3:39:09 AM (5143 views)
Re: Holiday Cheer! - Clanci Nelson/OH
12/12/2008 4:35:18 PM (5316 views)
Re: Holiday Cheer! - Virginia Capps/TN
12/15/2008 6:04:28 PM (4823 views)

ESS Solutions, LLC - Christine Sheeler/PA
12/10/2008 7:06:08 AM (3843 views)
Re: ESS Solutions, LLC - STEVE MEINECKE/TN
12/10/2008 7:45:46 AM (5404 views)
Re: ESS Solutions, LLC - Christine Sheeler/PA
12/10/2008 2:20:20 PM (5142 views)

LandAmerica - Barbara Bennett/IN
12/9/2008 5:40:32 PM (4189 views)
Re: LandAmerica - John OConnor/IL
12/9/2008 6:13:55 PM (5319 views)
Re: LandAmerica - Frank NAVARRO/IL
12/11/2008 6:04:49 PM (5306 views)
Re: LandAmerica - Kenneth Signor/SC
12/12/2008 5:33:41 PM (5293 views)
Re: LandAmerica - Robert Lint/PA
12/15/2008 5:59:31 AM (5037 views)
Re: LandAmerica - Barbara Bennett/IN
12/15/2008 7:45:26 AM (5086 views)
Re: LandAmerica - Anthony BROWNN/VA
12/15/2008 12:25:12 PM (5065 views)
Re: LandAmerica - Diane Baker/OH
1/3/2009 9:22:29 AM (4907 views)

EFS Bankrupcy & Debt Acquisition Co of America - Rebecca Fair/FL
12/9/2008 12:01:16 PM (7318 views)
Re: EFS Bankrupcy & Debt Acquisition Co of America - Clanci Nelson/OH
12/11/2008 10:43:28 AM (5261 views)
Re: EFS Bankrupcy & Debt Acquisition Co of America - Robert Franco/OH
12/11/2008 10:49:25 AM (5302 views)
Re: EFS Bankrupcy & Debt Acquisition Co of America - Clanci Nelson/OH
12/11/2008 12:12:05 PM (5472 views)
Re: EFS Bankrupcy & Debt Acquisition Co of America - Rebecca Fair/FL
12/11/2008 2:38:03 PM (5176 views)

Is business still slow? - Greg M/NJ
12/8/2008 1:12:00 PM (3968 views)
Re: Is business still slow? - Kurt deVries/FL
12/8/2008 1:36:29 PM (5306 views)
Re: Is business still slow? - Robert Franco/OH
12/8/2008 2:02:08 PM (5295 views)
Re: Is business still slow? - Jessica Talley/NJ
12/8/2008 6:37:26 PM (5277 views)
Re: Is business still slow? - James "Lin" Toney/MS
12/8/2008 7:14:51 PM (5582 views)
Re: Is business still slow? - Clanci Nelson/OH
12/9/2008 9:42:37 AM (5203 views)
Re: Is business still slow? - Elizabeth Reddy/FL
12/14/2008 12:06:26 PM (5060 views)
Re: Is business still slow? - Kurt deVries/FL
12/15/2008 10:30:52 AM (5012 views)

Service agreement - Ray Young/GA
12/8/2008 11:22:16 AM (3080 views)

Freedom Search & Settlement - martha campbell/VA
12/8/2008 6:35:07 AM (6242 views)
Re: Freedom Search & Settlement - Kurt deVries/FL
12/8/2008 11:34:24 AM (5634 views)
Re: Freedom Search & Settlement - Constance Foye/VA
12/8/2008 2:10:25 PM (5614 views)
Re: Freedom Search & Settlement - Edward Huguenin/SC
12/8/2008 3:34:56 PM (5565 views)


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