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Oil&Gas-Mineral - Kevin Curtiss/AL
10/14/2008 8:32:34 PM (3689 views)
Re: Oil&Gas-Mineral - Christine Sheeler/PA
10/15/2008 10:17:37 PM (5300 views)
Re: Oil&Gas-Mineral - Alix Ott/MI
11/20/2008 12:00:48 PM (4643 views)

Freedom Search & Settlement, PA - JOSEPH EMERSON/MN
10/14/2008 3:50:43 PM (4693 views)
Re: Freedom Search & Settlement, PA - Edward Huguenin/SC
10/14/2008 6:05:27 PM (5853 views)
Re: Freedom Search & Settlement, PA - Constance Foye/VA
10/20/2008 9:42:36 AM (5243 views)
Re: Freedom Search & Settlement, PA - michele greenspan/NY
6/7/2009 3:52:49 PM (4803 views)

Ireport contest-vote for us! - Kurt deVries/FL
10/14/2008 2:00:11 PM (5306 views)
Re: Ireport contest-vote for us! - michael quinn/NY
10/21/2008 11:22:42 PM (4795 views)

Examnet - shame on us! - Kurt deVries/FL
10/14/2008 1:55:48 PM (4338 views)
Re: Examnet - shame on us! - Robert Franco/OH
10/14/2008 2:28:40 PM (5038 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
10/14/2008 2:51:13 PM (5069 views)
Re: Examnet - shame on us! - Arlene Nelson/NY
10/14/2008 3:19:44 PM (5065 views)
Re: Examnet - shame on us! - shaun dente/OH
10/14/2008 3:56:03 PM (5133 views)
Re: Examnet - shame on us! - shaun dente/OH
10/14/2008 4:03:11 PM (5074 views)
Re: Examnet - shame on us! - Robert Franco/OH
10/15/2008 1:23:23 PM (6964 views)
Re: Examnet - shame on us! - Shaun Dente/OH
10/15/2008 2:02:39 PM (4878 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
10/15/2008 2:14:43 PM (4822 views)
Re: Examnet - shame on us! - G L/FL
10/15/2008 2:38:31 PM (4871 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
10/15/2008 4:09:30 PM (4896 views)
Re: Examnet - shame on us! - Robert Franco/OH
10/15/2008 7:02:19 PM (4905 views)
Re: Examnet - shame on us! - . APS/NY
10/15/2008 8:11:50 PM (4726 views)
Re: Examnet - shame on us! - Helene /GA
10/15/2008 11:18:45 PM (4706 views)
Re: Examnet - shame on us! - Dan Zook/NY
10/16/2008 9:57:49 AM (4736 views)
Re: Examnet - shame on us! - Rob  Robinson/PA
10/16/2008 11:21:51 AM (4837 views)
Re: Examnet - shame on us! - Dan Zook/NY
10/16/2008 11:35:37 AM (4810 views)
I retract my critique ... - Dan Zook/NY
10/16/2008 12:11:11 PM (4839 views)
Re: I retract my critique ... - Robert Franco/OH
10/16/2008 12:23:58 PM (4840 views)
Re: I retract my critique ... - Dan Zook/NY
10/16/2008 12:48:24 PM (4676 views)
Re: I retract my critique ... - Rob  Robinson/PA
10/16/2008 12:54:17 PM (4758 views)
Re: I retract my critique ... - Dan Zook/NY
10/16/2008 12:58:52 PM (4803 views)
Re: I retract my critique ... - Clanci Nelson/OH
10/16/2008 2:28:25 PM (4786 views)
Open can worms...please let's not - Jay Duncan/MO
10/16/2008 2:42:05 PM (4687 views)
Re: Open can worms...please let's not - Scott Perry/PA
10/16/2008 2:51:35 PM (4772 views)
Last Words - Kurt deVries/FL
10/17/2008 10:47:17 AM (4764 views)
Re: Last Words - Clanci Nelson/OH
10/17/2008 3:18:35 PM (4700 views)
Re: Last Words - Kurt deVries/FL
10/17/2008 5:03:25 PM (4598 views)
Re: Last Words - . APS/NY
10/17/2008 8:00:18 PM (4663 views)
Re: Last Words - Edward Huguenin/SC
10/18/2008 2:36:58 AM (4600 views)
Re: Last Words - Kevin Ahern/CT
10/18/2008 8:06:58 AM (4648 views)
Re: Last Words - Edward Huguenin/SC
10/18/2008 8:51:29 AM (4748 views)
Re: Last Words - Robert Franco/OH
10/18/2008 12:39:33 PM (4555 views)
Re: Last Words - . APS/NY
10/18/2008 1:45:33 PM (4595 views)
Re: Last Words - Edward Huguenin/SC
10/18/2008 9:27:06 PM (4596 views)
Re: Last Words - Clanci Nelson/OH
10/20/2008 4:06:00 PM (4611 views)
Re: Last Words - Michelle/IL
10/20/2008 4:11:29 PM (4648 views)
Re: Last Words - Clanci Nelson/OH
10/20/2008 4:20:46 PM (4612 views)
Re: Last Words - michael quinn/NY
10/21/2008 11:56:59 PM (4513 views)
Re: Last Words - Kevin Ahern/CT
10/22/2008 11:09:17 AM (4530 views)
Re: Last Words - Douglas Gallant/OH
10/20/2008 5:14:03 PM (4501 views)
Re: Open can worms...please let's not - J Nisonger/CA
10/18/2008 11:02:56 PM (4685 views)
Re: Open can worms...please let's not - Jay Duncan/MO
10/19/2008 3:50:54 PM (4685 views)
Re: Examnet - shame on us! - Kurt deVries/FL
10/14/2008 4:11:03 PM (4961 views)
Re: Examnet - shame on us! - Edward Huguenin/SC
10/14/2008 6:25:37 PM (4806 views)
Re: Examnet - shame on us! - george Hubka/MI
10/14/2008 11:06:23 PM (4611 views)
Re: Examnet - shame on us! - Edward Huguenin/SC
10/14/2008 11:47:14 PM (4690 views)
Re: Examnet - shame on us! - shaun dente/OH
10/15/2008 10:04:51 AM (4694 views)
Re: Examnet - shame on us! - . APS/NY
10/15/2008 12:21:11 PM (4499 views)
Re: Examnet - shame on us! - shaun dente/OH
10/15/2008 1:41:44 PM (4512 views)
Re: Examnet - shame on us! - Louise Jackson/SC
11/7/2008 9:29:57 AM (4222 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
11/7/2008 2:48:24 PM (4270 views)
Re: Examnet - shame on us! - Rob  Robinson/PA
10/15/2008 12:36:22 PM (4398 views)
Re: Examnet - shame on us! - Edward Huguenin/SC
10/27/2008 7:40:05 AM (4295 views)

National 1 Source - Joyce/NM
10/14/2008 11:48:56 AM (3971 views)
Re: National 1 Source - Kurt deVries/FL
10/14/2008 2:03:27 PM (5264 views)
Re: National 1 Source - Joyce/NM
10/14/2008 2:07:17 PM (5323 views)
Re: National 1 Source - JOSEPH EMERSON/MN
10/14/2008 4:11:46 PM (5305 views)
Re: National 1 Source - JOSEPH MARTINEZ/NM
10/20/2008 12:33:01 PM (5108 views)




Collection Agencies - Danielle Nelson/WI
10/10/2008 5:06:18 PM (3932 views)
Re: Collection Agencies - . APS/NY
10/13/2008 9:55:16 PM (5127 views)
Re: Collection Agencies - Kevin Ahern/CT
10/14/2008 5:33:02 AM (5056 views)
Re: Collection Agencies - DIANA NYTKO/CT
10/20/2008 11:14:57 AM (4858 views)

two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/8/2008 8:03:45 PM (4103 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Patrick Scott/IL
10/8/2008 11:02:35 PM (5682 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/9/2008 5:17:27 PM (5440 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Ellen Maher/MI
10/9/2008 6:14:54 PM (5353 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Jay Duncan/MO
10/9/2008 8:42:09 PM (5440 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/9/2008 10:50:05 PM (5470 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Dan Zook/NY
10/10/2008 9:22:41 AM (5391 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/11/2008 5:15:36 PM (5282 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Kevin Ahern/CT
10/10/2008 11:34:02 AM (5413 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Robert Franco/OH
10/10/2008 12:05:36 PM (5471 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Patrick Scott/IL
10/10/2008 12:35:26 PM (5820 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - William Pattison /CA
10/16/2008 6:07:59 PM (5246 views)

I must agree absolutely with Robert.  The mailing address of the situs, which is typically shown as being on the street upon which the primary entrance of the home fronts, is a convenience, but does not establish location. 

Indeed, the term "legal description" is applied because it is the sole and absolute identifier of the land.

The borrower read and signed the document before a notary public.  The lender (not the borrower) received the signed instrument and sent it to the title company to be recorded.  The escrow officer received the completed papers, sent it to her title plant who reviewed it and sent it to the Recorders Office which approved it based on statutory criteria.

Since addresses and parcel numbers change frequently, they do not define property.  The legal description and underlying maps are the place to look.  In fact, one of the very first and most important principles of research is that you search by maps.

A component to this which is important to note, is that the Assessors Parcel Maps, Assessment Rolls, the Grantor-Grantee Indices of Official Records and Tax Assessment Statements do not, even in confluence, establish title.  The Official Records, meaning the documents themselves establish matters of title and claims, and the legal descriptions thereupon are relied upon by the tax payers, homeowners, and Citizens uniformly.

It sounds like your researcher did his job correctly and properly, and if the homeowner executed his documents incorrectly, then he should take that up with his original lender and title firm to see what instructions he issued and whether they were properly followed.

 

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Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/16/2008 8:45:36 PM (5022 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/11/2008 5:25:01 PM (5284 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - george Hubka/MI
10/13/2008 3:58:45 AM (5416 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/13/2008 11:04:33 AM (5336 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Scott Perry/PA
10/13/2008 1:41:45 PM (5323 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - William Hess/AL
10/14/2008 9:08:03 AM (5290 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/14/2008 10:59:32 AM (5131 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - William Hess/AL
10/14/2008 3:45:03 PM (5232 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/15/2008 12:23:00 PM (5009 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Clanci Nelson/OH
10/14/2008 2:26:42 PM (5186 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Douglas Gallant/OH
10/14/2008 6:35:41 PM (5152 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Candi Richter/NJ
10/15/2008 7:13:08 AM (5163 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Clanci Nelson/OH
10/15/2008 2:21:36 PM (5149 views)

Source of Title Maintenance Notice - Robert Franco/OH
10/8/2008 10:02:55 AM (3855 views)
Re: Source of Title Maintenance Notice - Robert Franco/OH
10/10/2008 11:49:40 AM (5072 views)

timios inc - John East/AL
10/7/2008 6:28:18 PM (4648 views)
Re: timios inc - monica froese/ME
10/8/2008 6:22:57 PM (5647 views)
Re: timios inc - Brad Bradbury/PA
10/10/2008 9:44:16 AM (5694 views)
Timios inc - Bobbi Shorthouse, Notary Public/CT
10/10/2008 12:20:19 PM (8224 views)
Re: timios inc - K Smith/ME
10/14/2008 6:19:16 AM (5640 views)

Your opinions please--paying signing agents up front - Ronda Roaring/NY
10/7/2008 5:24:02 PM (3796 views)
Re: Your opinions please--paying signing agents up front - Diane Cipa/PA
10/8/2008 7:43:19 PM (5292 views)

MS Title - Smitty Strickland/SC
10/7/2008 10:33:53 AM (3892 views)
Re: MS Title - Smitty Strickland/SC
10/8/2008 6:20:42 PM (5361 views)
Re: MS Title - Kenneth Signor/SC
10/14/2008 5:42:18 AM (5198 views)

Contact number for NALTEA - Edward Huguenin/SC
10/6/2008 6:57:06 PM (3552 views)
Re: Contact number for NALTEA - Jay Duncan/MO
10/6/2008 11:25:31 PM (5289 views)

Another Fee Reduction Request - Scott Perry/PA
10/6/2008 4:47:25 PM (4342 views)
Re: Another Fee Reduction Request - Joyce/NM
10/6/2008 4:55:46 PM (5614 views)
Re: Another Fee Reduction Request - Robert Franco/OH
10/6/2008 5:22:15 PM (5587 views)
Re: Another Fee Reduction Request - Helene /GA
10/6/2008 9:49:49 PM (5598 views)
Re: Another Fee Reduction Request - george Hubka/MI
10/7/2008 5:53:14 AM (5602 views)
Re: Another Fee Reduction Request - Scott Perry/PA
10/7/2008 6:47:35 AM (5624 views)
Re: Another Fee Reduction Request - Helene /GA
10/12/2008 2:54:11 PM (5573 views)
Re: Another Fee Reduction Request - george Hubka/MI
10/13/2008 4:13:24 AM (5528 views)
Re: Another Fee Reduction Request - Helene /GA
10/14/2008 12:09:47 AM (5610 views)
Re: Another Fee Reduction Request - Robert Breakell/CT
10/7/2008 10:39:44 AM (5651 views)
Personal thought with no factual basis - Bobbi Shorthouse, Notary Public/CT
10/7/2008 1:16:40 PM (5559 views)
Re: Another Fee Reduction Request - Anita Backlund/MN
10/8/2008 9:29:30 PM (5519 views)
Re: Another Fee Reduction Request - george Hubka/MI
10/9/2008 6:16:51 AM (5493 views)

JC Abstracting - Barbara Hamilton/CA
10/4/2008 4:36:04 PM (3549 views)

Upgrade notice for sourceoftitle.com - Slade Smith/OH
10/3/2008 4:48:37 PM (3352 views)


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