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Ireport contest-vote for us! - Kurt deVries/FL
10/14/2008 2:00:11 PM (5327 views)
Re: Ireport contest-vote for us! - michael quinn/NY
10/21/2008 11:22:42 PM (4871 views)

Examnet - shame on us! - Kurt deVries/FL
10/14/2008 1:55:48 PM (4353 views)
Re: Examnet - shame on us! - Robert Franco/OH
10/14/2008 2:28:40 PM (5094 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
10/14/2008 2:51:13 PM (5121 views)
Re: Examnet - shame on us! - Arlene Nelson/NY
10/14/2008 3:19:44 PM (5125 views)
Re: Examnet - shame on us! - shaun dente/OH
10/14/2008 3:56:03 PM (5196 views)
Re: Examnet - shame on us! - shaun dente/OH
10/14/2008 4:03:11 PM (5133 views)
Re: Examnet - shame on us! - Robert Franco/OH
10/15/2008 1:23:23 PM (7027 views)
Re: Examnet - shame on us! - Shaun Dente/OH
10/15/2008 2:02:39 PM (4942 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
10/15/2008 2:14:43 PM (4882 views)
Re: Examnet - shame on us! - G L/FL
10/15/2008 2:38:31 PM (4928 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
10/15/2008 4:09:30 PM (4957 views)
Re: Examnet - shame on us! - Robert Franco/OH
10/15/2008 7:02:19 PM (4963 views)
Re: Examnet - shame on us! - . APS/NY
10/15/2008 8:11:50 PM (4785 views)
Re: Examnet - shame on us! - Helene /GA
10/15/2008 11:18:45 PM (4760 views)
Re: Examnet - shame on us! - Dan Zook/NY
10/16/2008 9:57:49 AM (4798 views)
Re: Examnet - shame on us! - Rob  Robinson/PA
10/16/2008 11:21:51 AM (4892 views)
Re: Examnet - shame on us! - Dan Zook/NY
10/16/2008 11:35:37 AM (4864 views)
I retract my critique ... - Dan Zook/NY
10/16/2008 12:11:11 PM (4895 views)
Re: I retract my critique ... - Robert Franco/OH
10/16/2008 12:23:58 PM (4896 views)
Re: I retract my critique ... - Dan Zook/NY
10/16/2008 12:48:24 PM (4729 views)
Re: I retract my critique ... - Rob  Robinson/PA
10/16/2008 12:54:17 PM (4819 views)
Re: I retract my critique ... - Dan Zook/NY
10/16/2008 12:58:52 PM (4866 views)
Re: I retract my critique ... - Clanci Nelson/OH
10/16/2008 2:28:25 PM (4850 views)
Open can worms...please let's not - Jay Duncan/MO
10/16/2008 2:42:05 PM (4746 views)
Re: Open can worms...please let's not - Scott Perry/PA
10/16/2008 2:51:35 PM (4830 views)
Last Words - Kurt deVries/FL
10/17/2008 10:47:17 AM (4823 views)
Re: Last Words - Clanci Nelson/OH
10/17/2008 3:18:35 PM (4754 views)
Re: Last Words - Kurt deVries/FL
10/17/2008 5:03:25 PM (4655 views)
Re: Last Words - . APS/NY
10/17/2008 8:00:18 PM (4717 views)
Re: Last Words - Edward Huguenin/SC
10/18/2008 2:36:58 AM (4661 views)
Re: Last Words - Kevin Ahern/CT
10/18/2008 8:06:58 AM (4703 views)
Re: Last Words - Edward Huguenin/SC
10/18/2008 8:51:29 AM (4801 views)
Re: Last Words - Robert Franco/OH
10/18/2008 12:39:33 PM (4604 views)
Re: Last Words - . APS/NY
10/18/2008 1:45:33 PM (4649 views)
Re: Last Words - Edward Huguenin/SC
10/18/2008 9:27:06 PM (4663 views)
Re: Last Words - Clanci Nelson/OH
10/20/2008 4:06:00 PM (4670 views)
Re: Last Words - Michelle/IL
10/20/2008 4:11:29 PM (4712 views)
Re: Last Words - Clanci Nelson/OH
10/20/2008 4:20:46 PM (4668 views)
Re: Last Words - michael quinn/NY
10/21/2008 11:56:59 PM (4576 views)
Re: Last Words - Kevin Ahern/CT
10/22/2008 11:09:17 AM (4586 views)
Re: Last Words - Douglas Gallant/OH
10/20/2008 5:14:03 PM (4554 views)
Re: Open can worms...please let's not - J Nisonger/CA
10/18/2008 11:02:56 PM (4754 views)
Re: Open can worms...please let's not - Jay Duncan/MO
10/19/2008 3:50:54 PM (4741 views)
Re: Examnet - shame on us! - Kurt deVries/FL
10/14/2008 4:11:03 PM (5015 views)
Re: Examnet - shame on us! - Edward Huguenin/SC
10/14/2008 6:25:37 PM (4862 views)
Re: Examnet - shame on us! - george Hubka/MI
10/14/2008 11:06:23 PM (4665 views)
Re: Examnet - shame on us! - Edward Huguenin/SC
10/14/2008 11:47:14 PM (4749 views)
Re: Examnet - shame on us! - shaun dente/OH
10/15/2008 10:04:51 AM (4752 views)
Re: Examnet - shame on us! - . APS/NY
10/15/2008 12:21:11 PM (4551 views)
Re: Examnet - shame on us! - shaun dente/OH
10/15/2008 1:41:44 PM (4571 views)
Re: Examnet - shame on us! - Louise Jackson/SC
11/7/2008 9:29:57 AM (4283 views)
Re: Examnet - shame on us! - Clanci Nelson/OH
11/7/2008 2:48:24 PM (4322 views)
Re: Examnet - shame on us! - Rob  Robinson/PA
10/15/2008 12:36:22 PM (4459 views)
Re: Examnet - shame on us! - Edward Huguenin/SC
10/27/2008 7:40:05 AM (4351 views)

National 1 Source - Joyce/NM
10/14/2008 11:48:56 AM (3993 views)
Re: National 1 Source - Kurt deVries/FL
10/14/2008 2:03:27 PM (5323 views)
Re: National 1 Source - Joyce/NM
10/14/2008 2:07:17 PM (5380 views)
Re: National 1 Source - JOSEPH EMERSON/MN
10/14/2008 4:11:46 PM (5361 views)
Re: National 1 Source - JOSEPH MARTINEZ/NM
10/20/2008 12:33:01 PM (5174 views)

Collection Agencies - Danielle Nelson/WI
10/10/2008 5:06:18 PM (3953 views)
Re: Collection Agencies - . APS/NY
10/13/2008 9:55:16 PM (5196 views)
Re: Collection Agencies - Kevin Ahern/CT
10/14/2008 5:33:02 AM (5112 views)
Re: Collection Agencies - DIANA NYTKO/CT
10/20/2008 11:14:57 AM (4927 views)

two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/8/2008 8:03:45 PM (4120 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Patrick Scott/IL
10/8/2008 11:02:35 PM (5761 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/9/2008 5:17:27 PM (5515 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Ellen Maher/MI
10/9/2008 6:14:54 PM (5425 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Jay Duncan/MO
10/9/2008 8:42:09 PM (5515 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/9/2008 10:50:05 PM (5547 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Dan Zook/NY
10/10/2008 9:22:41 AM (5461 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/11/2008 5:15:36 PM (5356 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Kevin Ahern/CT
10/10/2008 11:34:02 AM (5486 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Robert Franco/OH
10/10/2008 12:05:36 PM (5542 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Patrick Scott/IL
10/10/2008 12:35:26 PM (5889 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - William Pattison /CA
10/16/2008 6:07:59 PM (5332 views)

I must agree absolutely with Robert.  The mailing address of the situs, which is typically shown as being on the street upon which the primary entrance of the home fronts, is a convenience, but does not establish location. 

Indeed, the term "legal description" is applied because it is the sole and absolute identifier of the land.

The borrower read and signed the document before a notary public.  The lender (not the borrower) received the signed instrument and sent it to the title company to be recorded.  The escrow officer received the completed papers, sent it to her title plant who reviewed it and sent it to the Recorders Office which approved it based on statutory criteria.

Since addresses and parcel numbers change frequently, they do not define property.  The legal description and underlying maps are the place to look.  In fact, one of the very first and most important principles of research is that you search by maps.

A component to this which is important to note, is that the Assessors Parcel Maps, Assessment Rolls, the Grantor-Grantee Indices of Official Records and Tax Assessment Statements do not, even in confluence, establish title.  The Official Records, meaning the documents themselves establish matters of title and claims, and the legal descriptions thereupon are relied upon by the tax payers, homeowners, and Citizens uniformly.

It sounds like your researcher did his job correctly and properly, and if the homeowner executed his documents incorrectly, then he should take that up with his original lender and title firm to see what instructions he issued and whether they were properly followed.

 

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Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/16/2008 8:45:36 PM (5102 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Diane Cipa/PA
10/11/2008 5:25:01 PM (5360 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - george Hubka/MI
10/13/2008 3:58:45 AM (5495 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/13/2008 11:04:33 AM (5412 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Scott Perry/PA
10/13/2008 1:41:45 PM (5394 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - William Hess/AL
10/14/2008 9:08:03 AM (5358 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/14/2008 10:59:32 AM (5209 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - William Hess/AL
10/14/2008 3:45:03 PM (5303 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Rob  Robinson/PA
10/15/2008 12:23:00 PM (5075 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Clanci Nelson/OH
10/14/2008 2:26:42 PM (5266 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Douglas Gallant/OH
10/14/2008 6:35:41 PM (5221 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Candi Richter/NJ
10/15/2008 7:13:08 AM (5239 views)
Re: two abstract errors, alot of extra work and a consumer who had to wait it out - Clanci Nelson/OH
10/15/2008 2:21:36 PM (5217 views)




Source of Title Maintenance Notice - Robert Franco/OH
10/8/2008 10:02:55 AM (3878 views)
Re: Source of Title Maintenance Notice - Robert Franco/OH
10/10/2008 11:49:40 AM (5159 views)

timios inc - John East/AL
10/7/2008 6:28:18 PM (4666 views)
Re: timios inc - monica froese/ME
10/8/2008 6:22:57 PM (5730 views)
Re: timios inc - Brad Bradbury/PA
10/10/2008 9:44:16 AM (5783 views)
Timios inc - Bobbi Shorthouse, Notary Public/CT
10/10/2008 12:20:19 PM (8316 views)
Re: timios inc - K Smith/ME
10/14/2008 6:19:16 AM (5725 views)

Your opinions please--paying signing agents up front - Ronda Roaring/NY
10/7/2008 5:24:02 PM (3818 views)
Re: Your opinions please--paying signing agents up front - Diane Cipa/PA
10/8/2008 7:43:19 PM (5384 views)

MS Title - Smitty Strickland/SC
10/7/2008 10:33:53 AM (3915 views)
Re: MS Title - Smitty Strickland/SC
10/8/2008 6:20:42 PM (5448 views)
Re: MS Title - Kenneth Signor/SC
10/14/2008 5:42:18 AM (5289 views)

Contact number for NALTEA - Edward Huguenin/SC
10/6/2008 6:57:06 PM (3587 views)
Re: Contact number for NALTEA - Jay Duncan/MO
10/6/2008 11:25:31 PM (5382 views)

Another Fee Reduction Request - Scott Perry/PA
10/6/2008 4:47:25 PM (4375 views)
Re: Another Fee Reduction Request - Joyce/NM
10/6/2008 4:55:46 PM (5734 views)
Re: Another Fee Reduction Request - Robert Franco/OH
10/6/2008 5:22:15 PM (5723 views)
Re: Another Fee Reduction Request - Helene /GA
10/6/2008 9:49:49 PM (5721 views)
Re: Another Fee Reduction Request - george Hubka/MI
10/7/2008 5:53:14 AM (5723 views)
Re: Another Fee Reduction Request - Scott Perry/PA
10/7/2008 6:47:35 AM (5742 views)
Re: Another Fee Reduction Request - Helene /GA
10/12/2008 2:54:11 PM (5692 views)
Re: Another Fee Reduction Request - george Hubka/MI
10/13/2008 4:13:24 AM (5647 views)
Re: Another Fee Reduction Request - Helene /GA
10/14/2008 12:09:47 AM (5740 views)
Re: Another Fee Reduction Request - Robert Breakell/CT
10/7/2008 10:39:44 AM (5773 views)
Personal thought with no factual basis - Bobbi Shorthouse, Notary Public/CT
10/7/2008 1:16:40 PM (5683 views)
Re: Another Fee Reduction Request - Anita Backlund/MN
10/8/2008 9:29:30 PM (5646 views)
Re: Another Fee Reduction Request - george Hubka/MI
10/9/2008 6:16:51 AM (5615 views)

JC Abstracting - Barbara Hamilton/CA
10/4/2008 4:36:04 PM (3575 views)

Upgrade notice for sourceoftitle.com - Slade Smith/OH
10/3/2008 4:48:37 PM (3375 views)

The AfBA battle is on! - Robert Franco/OH
10/3/2008 4:27:46 PM (5637 views)
Re: The AfBA battle is on! - Clanci Nelson/OH
10/15/2008 2:23:40 PM (5552 views)

Bankers Title Company - Gone - Frank NAVARRO/IL
10/2/2008 6:50:11 PM (4300 views)
Re: Bankers Title Company - Gone - Patricia Turley/MI
10/14/2008 6:38:10 AM (6023 views)


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