I don't know if this still applies today, but it worked in the moldly oldy pre-"national lender" days.

At your local main offices of "banks," contact the VPs in the commerical lending and residential lending group, head of Collection Department and head of Servicing Department.  When I was working with local "banks," because of my title background and rush availability I would get  "emergency" work from.  VPs with outstanding commercial loans (secured and unsecured) would hear word at the coffee shop and from a branch manager (customer complaining about not being paid by so-and-so) that one of their customer accounts was heading south.  They wanted a "fast and dirty" run down at the Land Records wherever the client owned property to see 1) what was up and 2) had any liens by contractors or other lenders been filed (determine their "financial" position for both secured and unsecured loans and open lines of credit).  There weren't high paying, you had to run out that day, but they were very easy.  Commercial lending on a regular basis keeps tabs on it clients financial health, often adding a "Land Records check up."  Often the check-up leads to securing an unsecured loan with a mortgage or other filing.

Old Days Humor: 7:30 am panic call to check out a major borrower/builder; 8:15 am at the Land Records (doors open at 8); 8:45  at the bank with VPs in closed door conference room  to report, "I think there is a problem.  There is a line of lawyers waiting to use the indexes to check these guys out and there is a line of sub-contractors (electricians, carpenters, sheetrock, painting) already at the Town Clerk's counter waiting to file liens.