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Cleveland conference - Gayle Hironimus/NC
6/2/2008 7:31:16 PM (3369 views)
Re: Cleveland conference - Richard Yeager/MI
6/4/2008 3:18:11 PM (3789 views)
Re: Cleveland conference - Jeremy Yohe/OH
6/4/2008 11:01:55 PM (6557 views)
Re: Cleveland conference - Robert Franco/OH
6/5/2008 10:05:46 AM (3824 views)
Re: Cleveland conference - Gayle Hironimus/NC
6/5/2008 10:58:32 AM (3882 views)

Eastern Shore Abstractors - Frustrated in MD/MD
6/2/2008 12:46:44 PM (3872 views)
Re: Eastern Shore Abstractors - Deborah Manion/VA
6/2/2008 1:18:09 PM (3848 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/2/2008 1:29:44 PM (3890 views)
Re: Eastern Shore Abstractors - Andrew Veliuona/MD
6/4/2008 6:22:13 AM (7017 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/4/2008 7:30:32 AM (3766 views)
Re: Eastern Shore Abstractors - STEVE MEINECKE/TN
6/4/2008 9:18:44 PM (3909 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 7:25:53 AM (3905 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 8:18:36 AM (3841 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 11:18:30 AM (3867 views)
Re: Eastern Shore Abstractors - Rob  Robinson/PA
6/9/2008 11:16:05 AM (3696 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 1:34:26 PM (3819 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 1:52:36 PM (3706 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 3:18:19 PM (3761 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/6/2008 9:10:47 AM (3727 views)
Re: Online solutions - STEVE MEINECKE/TN
6/6/2008 9:56:18 AM (3689 views)
Re: Online solutions - Ron McPherson/IA
6/6/2008 9:34:28 PM (3609 views)

Grand Info, Inc - Response from the Owner - Robb Grandon/MI
6/2/2008 12:03:42 PM (3851 views)
Re: Grand Info, Inc - Response from the Owner - Scott Perry/PA
6/2/2008 6:49:42 PM (3909 views)
Clarification - Vikki Moffitt/GA
6/3/2008 7:05:47 AM (3865 views)
Re: Clarification - michael quinn/NY
6/3/2008 11:38:21 AM (3789 views)
Re: Grand Info, Inc - Response from the Owner - michael quinn/NY
6/3/2008 4:58:50 AM (3896 views)
Re: Grand Info, Inc - Response from the Owner - KELLY ROBERTSON/CA
6/9/2008 9:05:45 AM (6654 views)
Re: Grand Info, Inc - Response from the Owner - Rob  Robinson/PA
6/9/2008 11:06:42 AM (3738 views)
Re: Grand Info, Inc - Response from the Owner - Joanie Hahr/VT
6/24/2008 6:27:52 PM (3693 views)
Re: Grand Info, Inc - Response from the Owner - J Nisonger/CA
6/25/2008 5:37:59 PM (3625 views)
Re: Grand Info, Inc - Response from the Owner - Loretta Reed/MD
6/26/2008 9:43:40 AM (3748 views)

Moonpie! - J Nisonger/CA
5/30/2008 6:20:46 PM (3724 views)
Re: Moonpie! - monica froese/ME
5/30/2008 6:43:56 PM (3766 views)
Re: Moonpie! - Patrick Scott/IL
5/30/2008 7:06:47 PM (3600 views)
Re: Moonpie! - Scott Perry/PA
5/30/2008 8:49:15 PM (3748 views)
Re: Moonpie! - Glenda Hodge/TN
5/30/2008 11:35:04 PM (3721 views)
Re: Moonpie! - J Nisonger/CA
6/5/2008 2:16:20 AM (3842 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:04:28 PM (3543 views)
Re: Moonpie! - Glenda Hodge/TN
6/8/2008 12:21:27 AM (3561 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:09:28 PM (3570 views)
Re: Moonpie! - Lynn Hammett/SC
5/31/2008 12:13:48 AM (3800 views)
Re: Moonpie! - Rob  Robinson/PA
5/31/2008 10:03:29 AM (3664 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/4/2008 11:54:43 PM (4066 views)
Re: Moonpie! - Glenda Hodge/TN
6/5/2008 9:49:16 AM (3630 views)
Re: Moonpie Festival - STEVE MEINECKE/TN
6/5/2008 10:08:25 AM (3776 views)
Re: Moonpie Festival - Lynn Dukes/SC
6/6/2008 10:02:41 AM (3844 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/6/2008 11:23:39 AM (3627 views)

Flagship Title, Hampton VA - Amy Tatusko/VA
5/30/2008 10:58:55 AM (4370 views)
Re: Flagship Title, Hampton VA - Lynne Goodwin/VA
5/30/2008 11:45:18 AM (3983 views)
Re: Six hour turn time - STEVE MEINECKE/TN
5/30/2008 1:34:20 PM (3940 views)
Re: Six hour turn time - martha campbell/VA
6/2/2008 6:53:29 AM (3714 views)
Re: Flagship Title, Hampton VA - martha campbell/VA
6/2/2008 6:20:43 AM (3761 views)
Re: Flagship Title, Hampton VA - Teresa Martin/VA
2/2/2011 11:01:39 PM (4855 views)




Northwest Title & Escrow (Vandanais Heights, MN) - Michaela Urban/OH
5/29/2008 12:09:58 PM (3848 views)
Re: Northwest Title & Escrow (Vandanais Heights, MN) - george Hubka/MI
6/1/2008 10:06:07 PM (3516 views)

Top excuses for not paying vendors - . APS/NY
5/27/2008 8:41:27 PM (3979 views)
Re: Top excuses for not paying vendors - Lucille Femine/NJ
5/27/2008 11:18:57 PM (4002 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/28/2008 6:45:54 AM (3895 views)

Generally there are methods by which to successfully defeat all of these defenses. The greatest problem is waiting too long to enforce your contractual rights. With the passage of time clients file for bankruptcy, become insolvent or close their shops. Even if you succeed in obtaining a judgment there may be nothing left to satisfy it. Prompt enforcement of your claim is paramount.

1.    The no close/no pay defense is invalid unless it was disclosed to the abstractor at the time the abstractor accepted the order from the client. Most abstractors do not work with written agreements but rather oral agreements. In those instances in which there is a written contract involved...strike the no close/no pay clause from the contract before signing it. When the parties are performing under an oral contract the search order becomes strong evidence of what type of work was ordered , and what the terms of payment were. In this case make certain that the amount of your fee and the date of payment are mentioned in the search order. If there is a no close/no pay contingency mentioned in the search order...insist that the client remove it, and give you a revised search order before performing the search. If the client attempts to raise the no close/no pay policy at a later date, he is simply attempting to modify or amend the existing contract. In most states the defense is not valid unless the abstractor agrees to the subsequent modification.

2.   Not having signed a price agreement may be strong evidence that there was no agreement, but it is far from conclusive. It is primarily a matter of the evidence to support the claim. In the absence of a written agreement which would possibly foreclose payment, the court may rule that a reasonable amount is the proper amount.  In the alternative the abstractor may not be in a position to prove the pricing term In which case he will win on the issue of liability, but will be awarded only nominal damages of $1.00. If the client accepted the abstractor's work after receiving the invoice for the abstract, it is evidence that the client agreed to the price. This evidence becomes much stronger each time the abstractor repeatedly sends a bill for a specific amount, and the client ignores it. 

There may be a contract implied in fact in which there is never a word of its contractual terms spoken between the parties, and their conduct of performing the search and the client's acceptance thereof may be determined by the conduct of the parties.

There are also equitable remedies available such as unjust enrichment...a contract implied in law. In which case the client is liable for payment of a reasonable fee if the client accepted the abstract when the client knew or should have known that the abstractor expected to be paid. In this case a reasonable amount of payment becomes operative. The reasonable amount of the fee could be proved through a variety of means, including an industry stadard or prior course of dealing between the parties. Express contracts and implied contracts cannot coexist. However, if the lack of a pricing term in an express contract is fatal to the contract...the contract implied in law can be asserted.

3.    Proof of having ordered the search may be easier than the client thinks. The written search order would be the best evidence. However, the client's use of the abstract would also work well. It would simply be a matter of serving a subpoena on the title insurer and lender to prove that the abstractor's search was the basis for issuance of a title insurance policy. In addition to paying the abstractor...the client will most likely lose his client.

4.   The absence of the individual that ordered the work or his/her lack of authorization to order the work is not the end of the argument.  The issue is the extent to which authorization to order the search existed...not whether or not the individual is still employed by the client. There are a number of different types of authorization under the law of agency. Most of us are acquainted with express authorization in which the client has clearly appointed the individual as the client's agent/employee for the purpose of ordering the search. However, the client may have clothed the individual with sufficient apparent or inherent authority to order the search if the client has placed the individual in a position to reasonably create the impression that the individual is properly authorized.  There is also the matter of ratification of the individual's order of the search if the client has accepted and used the abstractor's work.

       If he has accepted the abstractor's work the client may also have waived his defense or in the alternative be estopped from asserting it. I recently litigated a case against a car dealership. The defendant claimed that the individual who signed the contract was not authorized to bind the defendant to the contract. However, the defendant had accepted services from my client for many months. The court ruled that the client had benefited from my client's services, and was therefore estopped from denying the validity of the contract.

5.   "We never received the bill." This is an easy defense to overcome. In Connecticut there is a rebutable presumption that if correspondence is properly addressed and properly posted it is presumed to have been received by the defendant. The burden of proof is shifted to the defendant to prove that he did not receive it. The only time that I have seen the presumption rebutted is when the the recipient had moved the location of his business at the relevant time, or the the proponant failed to establish proof that would give rise to the presumption.

    I remember a case in which compliance with a contract cancellation was at issue. The contract required timely notification of non renewal or the contract would automatically renew for another 5 years. The defendant asserted that he had mailed a timely cancellation, but the only evidence he could produce was the self serving testimony of the defendant and a fax copy with a much later date in the fax signature at the top of the page. The defendant's witness testified that he had properly addressed and posted the letter of cancellation, but on cross examination it became apparent that he had not placed the letter out of his control in the mail box. He had placed it in a location within his office for a later mail pick up. The court opined that that his testimony and the fax copy of the letter were evidence, but not proof of  the presumption.

The more the abstractor protects himself in the terms of the search order he/she receives, the easier it will be for him/her to obtain payment.  If the client is not responding to the abstractor's invoices, the final invoice should be sent certified mail return receipt requested with copies of the ealier invoices attached to it.  

The above is Connecticut law, but most of these precepts have evolved over several centuries of common law, and exist in various forms in most states. Some have been codified into statute.

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Re: Top excuses for not paying vendors - Robb Grandon/MI
5/31/2008 5:01:11 PM (3714 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/31/2008 5:51:12 PM (3644 views)
Re: Top excuses for not paying vendors - Robert Franco/OH
5/28/2008 12:05:20 PM (3847 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
5/28/2008 12:31:18 PM (4472 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
5/28/2008 4:04:06 PM (3856 views)
Re: Top excuses for not paying vendors - Matthew Sharpe/OH
6/2/2008 4:30:17 PM (3588 views)
Re: Top excuses for not paying vendors - William Pattison /CA
6/2/2008 5:20:07 PM (3692 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
6/2/2008 5:39:46 PM (3692 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
6/4/2008 2:46:11 PM (3637 views)

Junk Fee - Robert Franco/OH
5/27/2008 4:45:53 PM (3647 views)
Re: Junk Fee - Scott Perry/PA
5/27/2008 5:02:28 PM (3738 views)
Re: Junk Fee - Patrick Scott/IL
5/27/2008 10:37:29 PM (3727 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:10:00 PM (3791 views)
Re: Junk Fee - STEVE MEINECKE/TN
5/27/2008 11:52:26 PM (3728 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:11:34 PM (3673 views)
Re: Junk Fee - Clanci Nelson/OH
5/28/2008 1:38:32 PM (3869 views)
Re: Junk Fee - charles jetter/OH
5/29/2008 7:24:58 AM (3686 views)
Re: Junk Fee - Scott Perry/PA
5/29/2008 10:27:11 AM (3680 views)

Lets Search for title in India - David Bloys/TX
5/27/2008 12:57:12 AM (5293 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 9:11:03 AM (3872 views)
Re: Lets Search for title in India - David Bloys/TX
5/27/2008 10:18:08 AM (3942 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/27/2008 12:43:13 PM (3755 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 2:36:57 PM (3813 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/28/2008 3:31:35 PM (3724 views)
Re: Lets Search for title in India - Lynn Hammett/SC
5/29/2008 10:32:18 AM (3644 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:06:12 AM (3688 views)
Re: Lets Search for title in India - charles jetter/OH
5/29/2008 7:27:09 AM (3697 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:08:50 AM (3881 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/30/2008 9:00:06 AM (3727 views)
Re: Lets Search for title in India - Rahul/GA
10/14/2010 11:33:46 AM (3478 views)

Title Plant Software - Vikki Moffitt/GA
5/25/2008 5:33:55 PM (6397 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/26/2008 9:23:36 PM (4364 views)
Re: Title Plant Software - Vikki Moffitt/GA
5/27/2008 9:22:35 AM (3815 views)
Re: Title Plant Software - Melinda Barcum, J.D./AL
5/27/2008 12:38:25 PM (3970 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/27/2008 2:14:54 PM (3818 views)
Re: Title Plant Software - Stephen Williams/MO
5/29/2008 2:08:18 PM (3954 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/29/2008 4:31:55 PM (3900 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 7:24:54 PM (3689 views)
Re: Title Plant Software - Vikki Moffitt/GA
6/4/2008 7:42:13 PM (3697 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 8:58:33 PM (3706 views)

on the subject of RESPA reform - Diane Cipa/PA
5/23/2008 10:58:14 PM (3490 views)
Re: on the subject of RESPA reform - Patrick Scott/IL
5/25/2008 12:24:32 AM (3745 views)
Re: on the subject of RESPA reform - Diane Cipa/PA
5/27/2008 2:31:32 PM (3568 views)

Global Data Source, LLC (TitlePrep) - Edward Huguenin/SC
5/23/2008 12:08:18 PM (8156 views)
Re: Global Data Source, LLC (TitlePrep) - Sandra Morton/KS
6/2/2008 10:08:26 AM (3990 views)
Re: Global Data Source, LLC (TitlePrep) - Edward Huguenin/SC
6/2/2008 6:09:05 PM (3972 views)
Re: Global Data Source, LLC (TitlePrep) - Margaret Tobin/NC
6/12/2008 3:22:55 PM (3919 views)
Re: Global Data Source, LLC (TitlePrep) - Brenadette Turner/OH
9/22/2016 12:58:38 PM (2112 views)

Obama Update! - Kurt deVries/FL
5/23/2008 9:25:56 AM (3819 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 10:38:08 AM (6393 views)
Re: Obama Update! - Kevin Ahern/CT
5/23/2008 12:46:19 PM (3567 views)
Re: Obama Update! - Robert Franco/OH
5/23/2008 1:49:08 PM (3488 views)
Re: Obama Update! - Kurt deVries/FL
5/23/2008 2:17:07 PM (3440 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 2:25:25 PM (3341 views)
Re: Obama Update! - Kurt deVries/FL
5/23/2008 2:28:02 PM (3364 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 2:37:24 PM (3362 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 3:17:23 PM (6033 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 3:25:21 PM (3472 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 3:38:04 PM (6262 views)
Re: Obama Update! - Chuck Y/NY
5/23/2008 4:05:14 PM (3299 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 4:25:12 PM (3284 views)
Re: Obama Update! - Robert Franco/OH
5/23/2008 3:56:35 PM (5825 views)
Re: Obama Update! - Scott Perry/PA
5/23/2008 4:03:34 PM (6033 views)
Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Robert Franco/OH
5/23/2008 2:53:04 PM (3329 views)
Re: Obama Update! - Kurt deVries/FL
5/23/2008 3:00:09 PM (3432 views)
Re: Obama Update! - Lucille Femine/NJ
5/27/2008 9:34:32 AM (3352 views)
Re: Obama Update! - john franz/NJ
5/27/2008 10:59:30 AM (3404 views)
Re: Obama Update! - Scott Perry/PA
5/27/2008 3:32:57 PM (3356 views)
Re: Obama Update! - J Nisonger/CA
5/27/2008 7:23:19 PM (3283 views)
Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Robert Franco/OH
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Re: Obama Update! - J Nisonger/CA
5/30/2008 6:13:18 PM (3119 views)
Re: Obama Update! - Scott Perry/PA
5/30/2008 8:37:06 PM (3025 views)
Re: Obama Update! - michael quinn/NY
5/31/2008 4:01:15 AM (3213 views)
Re: Obama Update! - Kevin Ahern/CT
5/31/2008 6:30:45 AM (3111 views)
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Re: Obama Update! - Scott Perry/PA
5/28/2008 12:38:53 PM (3092 views)
Re: Obama Update! - michael quinn/NY
5/28/2008 10:28:25 PM (3182 views)
Re: Obama Update! - michael quinn/NY
5/28/2008 10:28:27 PM (3181 views)
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5/28/2008 10:32:32 PM (3147 views)
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6/2/2008 2:13:38 PM (2821 views)
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6/5/2008 10:07:31 AM (2663 views)
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Re: Obama Update! - Kevin Ahern/CT
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Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - charles jetter/OH
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Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Kevin Ahern/CT
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Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Chuck Y/NY
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Re: Obama Update! - john franz/NJ
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Re: Obama Update! - Scott Perry/PA
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Re: Obama Update! - Chuck Y/NY
6/5/2008 1:16:34 PM (2682 views)
Re: Obama Update! - Scott Perry/PA
6/5/2008 2:09:45 PM (4092 views)
Re: Obama Update! - michael quinn/NY
6/5/2008 2:01:34 PM (2695 views)
Re: Obama Update! - Scott Perry/PA
6/5/2008 2:12:16 PM (2590 views)
Re: Obama Update! - Kevin Ahern/CT
6/5/2008 2:24:49 PM (2554 views)
Re: Obama Update! - michael quinn/NY
6/5/2008 2:43:11 PM (2552 views)
Re: Obama Update! - Kevin Ahern/CT
6/5/2008 2:48:09 PM (2561 views)
Re: Obama Update! - michael quinn/NY
6/5/2008 3:38:15 PM (2687 views)
Re: Obama Update! - Kevin Ahern/CT
6/5/2008 8:28:23 PM (2561 views)
Re: Obama Update! - michael quinn/NY
6/7/2008 11:49:33 PM (2697 views)
Re: Obama Update! - Kevin Ahern/CT
6/8/2008 5:45:08 AM (2785 views)
Re: Obama Update! - Janis Talbot/SC
6/8/2008 7:07:14 PM (2794 views)
Re: Obama Update! - Scott Perry/PA
6/8/2008 11:50:29 PM (2759 views)
Re: Obama Update! - Janis Talbot/SC
6/9/2008 7:52:19 AM (2681 views)
Re: Obama Update! - charles jetter/OH
6/9/2008 8:44:09 AM (2636 views)

iMortgage Services - Pat/NY
5/21/2008 9:28:30 AM (3932 views)
Re: iMortgage Services - Kevin Ahern/CT
5/21/2008 9:56:50 AM (3911 views)
Re: iMortgage Services - Pat/NY
5/21/2008 10:15:50 AM (3757 views)
Re: iMortgage Services - Vikki Moffitt/GA
5/21/2008 11:33:36 AM (3774 views)
Re: iMortgage Services - george Hubka/MI
5/26/2008 7:53:10 PM (3792 views)
Re: iMortgage Services - J Nisonger/CA
5/27/2008 7:42:27 PM (3783 views)
Re: iMortgage Services - george Hubka/MI
5/29/2008 9:23:10 AM (3700 views)

KKRB - Rachel Lallman/OH
5/20/2008 2:02:26 PM (3329 views)


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