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Some political double speak - STEVE MEINECKE/TN
6/6/2008 12:10:57 PM (3647 views)
Re: Some political double speak - Sophia Varga/NY
6/6/2008 3:59:02 PM (4678 views)
Re: Some political double speak - Robert Franco/OH
6/6/2008 4:22:25 PM (4675 views)
Re: Some political double speak - Scott Perry/PA
6/6/2008 4:35:05 PM (4668 views)
Re: Some political double speak - john franz/NJ
6/12/2008 10:20:02 AM (4526 views)
Re: Some political double speak - Scott Perry/PA
6/12/2008 10:23:29 AM (4266 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/6/2008 5:50:18 PM (4662 views)
Re: Some political double speak - Sophia Varga/NY
6/9/2008 9:33:28 AM (4595 views)
Re: Some political double speak - michael quinn/NY
6/7/2008 12:34:18 AM (4609 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/7/2008 8:47:54 AM (4550 views)
Re: Some political double speak - Kevin Ahern/CT
6/7/2008 9:22:14 AM (4541 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/7/2008 12:03:02 PM (4616 views)
Re: Some political double speak - Kevin Ahern/CT
6/7/2008 2:44:42 PM (4617 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/8/2008 9:38:38 AM (4604 views)
Re: Some political double speak - Scott Perry/PA
6/8/2008 6:09:08 PM (4631 views)
Some political double speak - Douglas Gallant/OH
6/9/2008 6:11:15 PM (4617 views)
Re: Some political double speak - Kevin Ahern/CT
6/10/2008 3:59:48 AM (4677 views)

Incorporation - Legalzoom - Helene /GA
6/6/2008 12:05:25 AM (6439 views)
Re: Incorporation - Legalzoom - Kevin Ahern/CT
6/6/2008 6:17:20 AM (4734 views)
Re: Incorporation - Legalzoom - Robert Franco/OH
6/6/2008 11:26:30 AM (4849 views)
Re: Incorporation - Legalzoom - Vikki Moffitt/GA
6/6/2008 6:24:05 AM (7523 views)
Re: Incorporation - Legalzoom - Scott Perry/PA
6/6/2008 6:55:12 AM (7477 views)
Re: Incorporation - Legalzoom - Robert Franco/OH
6/6/2008 11:31:19 AM (4852 views)
Re: Incorporation - Legalzoom - Helene /GA
6/9/2008 8:19:48 AM (4657 views)
Re: Incorporation - Legalzoom - William Pattison /CA
6/9/2008 1:13:27 PM (4470 views)
Re: Incorporation - Legalzoom - Helene /GA
6/10/2008 7:17:35 PM (4471 views)
Re: Incorporation - Legalzoom - charles jetter/OH
6/11/2008 5:08:38 AM (4444 views)
Re: Incorporation - Legalzoom - Robert Franco/OH
6/11/2008 12:41:21 PM (4501 views)

iMortgages - VIVIAN SLYKER/OH
6/5/2008 3:26:34 PM (3143 views)

iMortgage Services - VIVIAN SLYKER/OH
6/5/2008 2:54:29 PM (3681 views)
Re: iMortgage Services - J Nisonger/CA
6/7/2008 8:26:00 PM (4367 views)
Re: iMortgage Services - VIVIAN SLYKER/OH
6/9/2008 7:54:29 AM (4302 views)

Mezzo Settlement Services - trish kerns/PA
6/5/2008 11:27:49 AM (3134 views)


Real Title Services


Price increases due to gas costs - Deborah Manion/VA
6/4/2008 12:18:25 PM (3663 views)
Re: Price increases due to gas costs - Kevin Ahern/CT
6/4/2008 12:29:47 PM (4442 views)
Re: Price increases due to gas costs - Robert Franco/OH
6/4/2008 1:17:53 PM (4391 views)
Re: Price increases due to gas costs - Amy Tatusko/VA
6/4/2008 6:42:43 PM (4569 views)
Re: Price increases due to gas costs - Rob  Robinson/PA
6/5/2008 12:49:19 AM (4471 views)
Re: Price increases due to gas costs - KELLY ROBERTSON/CA
6/9/2008 8:54:11 AM (4213 views)
Re: Price increases due to gas costs - Cheryl Hartzman/PA
6/9/2008 10:51:43 AM (4297 views)
Re: Price increases due to gas costs - charles jetter/OH
6/11/2008 4:24:14 AM (4055 views)
Re: Price increases due to gas costs - Ron McPherson/IA
6/10/2008 3:59:32 AM (4130 views)

Project Open Records - William Pattison /CA
6/3/2008 12:26:34 PM (3681 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 12:45:17 PM (4417 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 2:44:18 PM (4358 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 3:40:19 PM (7152 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 4:24:27 PM (4431 views)
Re: Project Open Records - Robert Franco/OH
6/3/2008 9:27:42 PM (4314 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:49:33 PM (4081 views)
Re: Project Open Records - Robert Franco/OH
6/9/2008 2:45:45 PM (4174 views)
Re: Project Open Records - Jessica Talley/NJ
6/3/2008 9:28:20 PM (4254 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:37:21 PM (4126 views)
Re: Project Open Records - Kevin Ahern/CT
6/4/2008 9:38:30 AM (4283 views)
Re: Project Open Records - Jeanine Johnson/FL
6/9/2008 12:17:09 PM (4023 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:21:31 PM (4059 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 2:07:08 PM (4134 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:25:34 PM (4095 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 3:17:45 PM (4146 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 12:41:55 AM (4124 views)
Re: Project Open Records - William Pattison /CA
6/12/2008 2:20:12 PM (4089 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:07:10 PM (4092 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 1:28:01 AM (4104 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/10/2008 8:17:01 AM (4151 views)
Re: Project Open Records - William Pattison /CA
6/11/2008 12:42:12 PM (4110 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/11/2008 1:21:49 PM (4067 views)
Re: Project Open Records - William Pattison /CA
6/19/2008 2:04:54 PM (4091 views)
Re: Project Open Records - Scott Perry/PA
6/20/2008 8:24:00 AM (4297 views)
Re: Project Open Records - William Pattison /CA
7/1/2008 2:37:49 PM (4124 views)

Math Question - Jack Johanson/PA
6/3/2008 11:16:18 AM (3659 views)
Re: Math Question - Scott Perry/PA
6/3/2008 12:12:50 PM (4048 views)
Re: Math Question - michael quinn/NY
6/3/2008 1:09:40 PM (4049 views)
Re: Math Question - Jack Johanson/PA
6/3/2008 1:18:20 PM (4076 views)
Re: Math Question - michael quinn/NY
6/4/2008 4:50:56 AM (4080 views)
Re: Math Question - Douglas Gallant/OH
6/4/2008 4:24:34 PM (4029 views)
Re: Math Question - STEVE MEINECKE/TN
6/4/2008 6:13:13 PM (4154 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 12:44:38 AM (3800 views)
Re: Math Question - Scott Perry/PA
6/5/2008 6:51:35 AM (4030 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 10:19:15 AM (6798 views)
Re: Math Question - michael quinn/NY
6/5/2008 10:55:39 AM (3959 views)
Re: Math Question - Scott Perry/PA
6/5/2008 11:24:55 AM (3848 views)
Re: Math Question - Jack Johanson/PA
6/5/2008 3:55:29 PM (3917 views)
Re: Math Question - Slade Smith/OH
6/6/2008 6:05:27 AM (3897 views)
Re: Math Question - Scott Perry/PA
6/6/2008 7:02:18 AM (3950 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 8:36:47 AM (3733 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:34:50 AM (4055 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:47:53 AM (3982 views)
Re: Math Question - michael quinn/NY
6/6/2008 10:23:40 AM (3696 views)
Re: Math Question - Slade Smith/OH
6/6/2008 7:31:35 PM (3763 views)
Going for extra credit... - Robert Franco/OH
6/6/2008 1:28:24 PM (3866 views)
Re: Going for extra credit... - Slade Smith/OH
6/6/2008 7:36:08 PM (3640 views)
Re: Going for extra credit... - Douglas Gallant/OH
6/6/2008 8:44:59 PM (3595 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/10/2008 1:28:53 AM (3655 views)
Re: Going for extra credit... ANSWER - Robert Franco/OH
6/10/2008 10:51:22 AM (3653 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/11/2008 2:35:05 AM (3593 views)
Re: Math Question - Douglas Gallant/OH
6/5/2008 5:11:54 PM (3738 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 9:25:18 AM (3601 views)
Re: Math Question - Jack Johanson/PA
6/6/2008 10:10:55 AM (3756 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 11:01:07 AM (3696 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 2:13:59 PM (3717 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:39:06 AM (3891 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:54:08 AM (3893 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 1:53:48 PM (3664 views)
BOTTOM LINE: - Scott Perry/PA
6/6/2008 3:44:32 PM (3633 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:16:58 AM (3638 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:22:57 AM (3700 views)
Re: Math Question - J Nisonger/CA
6/7/2008 7:37:07 PM (3608 views)
Re: Math Question - michael quinn/NY
6/7/2008 11:37:48 PM (3636 views)

Cleveland conference - Gayle Hironimus/NC
6/2/2008 7:31:16 PM (3524 views)
Re: Cleveland conference - Richard Yeager/MI
6/4/2008 3:18:11 PM (4241 views)
Re: Cleveland conference - Jeremy Yohe/OH
6/4/2008 11:01:55 PM (7082 views)
Re: Cleveland conference - Robert Franco/OH
6/5/2008 10:05:46 AM (4201 views)
Re: Cleveland conference - Gayle Hironimus/NC
6/5/2008 10:58:32 AM (4318 views)

Eastern Shore Abstractors - Frustrated in MD/MD
6/2/2008 12:46:44 PM (4010 views)
Re: Eastern Shore Abstractors - Deborah Manion/VA
6/2/2008 1:18:09 PM (4318 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/2/2008 1:29:44 PM (4300 views)
Re: Eastern Shore Abstractors - Andrew Veliuona/MD
6/4/2008 6:22:13 AM (7500 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/4/2008 7:30:32 AM (4196 views)
Re: Eastern Shore Abstractors - STEVE MEINECKE/TN
6/4/2008 9:18:44 PM (4365 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 7:25:53 AM (4341 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 8:18:36 AM (4266 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 11:18:30 AM (4330 views)
Re: Eastern Shore Abstractors - Rob  Robinson/PA
6/9/2008 11:16:05 AM (4118 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 1:34:26 PM (4271 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 1:52:36 PM (4099 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 3:18:19 PM (4204 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/6/2008 9:10:47 AM (4171 views)
Re: Online solutions - STEVE MEINECKE/TN
6/6/2008 9:56:18 AM (4078 views)
Re: Online solutions - Ron McPherson/IA
6/6/2008 9:34:28 PM (4023 views)

Grand Info, Inc - Response from the Owner - Robb Grandon/MI
6/2/2008 12:03:42 PM (4050 views)
Re: Grand Info, Inc - Response from the Owner - Scott Perry/PA
6/2/2008 6:49:42 PM (4374 views)
Clarification - Vikki Moffitt/GA
6/3/2008 7:05:47 AM (4315 views)
Re: Clarification - michael quinn/NY
6/3/2008 11:38:21 AM (4242 views)
Re: Grand Info, Inc - Response from the Owner - michael quinn/NY
6/3/2008 4:58:50 AM (4317 views)
Re: Grand Info, Inc - Response from the Owner - KELLY ROBERTSON/CA
6/9/2008 9:05:45 AM (7108 views)
Re: Grand Info, Inc - Response from the Owner - Rob  Robinson/PA
6/9/2008 11:06:42 AM (4120 views)
Re: Grand Info, Inc - Response from the Owner - Joanie Hahr/VT
6/24/2008 6:27:52 PM (4133 views)
Re: Grand Info, Inc - Response from the Owner - J Nisonger/CA
6/25/2008 5:37:59 PM (4088 views)
Re: Grand Info, Inc - Response from the Owner - Loretta Reed/MD
6/26/2008 9:43:40 AM (4163 views)

Moonpie! - J Nisonger/CA
5/30/2008 6:20:46 PM (3856 views)
Re: Moonpie! - monica froese/ME
5/30/2008 6:43:56 PM (4150 views)
Re: Moonpie! - Patrick Scott/IL
5/30/2008 7:06:47 PM (3981 views)
Re: Moonpie! - Scott Perry/PA
5/30/2008 8:49:15 PM (4172 views)
Re: Moonpie! - Glenda Hodge/TN
5/30/2008 11:35:04 PM (4120 views)
Re: Moonpie! - J Nisonger/CA
6/5/2008 2:16:20 AM (4269 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:04:28 PM (4004 views)
Re: Moonpie! - Glenda Hodge/TN
6/8/2008 12:21:27 AM (3977 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:09:28 PM (4034 views)
Re: Moonpie! - Lynn Hammett/SC
5/31/2008 12:13:48 AM (4235 views)
Re: Moonpie! - Rob  Robinson/PA
5/31/2008 10:03:29 AM (4083 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/4/2008 11:54:43 PM (4484 views)
Re: Moonpie! - Glenda Hodge/TN
6/5/2008 9:49:16 AM (4014 views)
Re: Moonpie Festival - STEVE MEINECKE/TN
6/5/2008 10:08:25 AM (4163 views)
Re: Moonpie Festival - Lynn Dukes/SC
6/6/2008 10:02:41 AM (4292 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/6/2008 11:23:39 AM (4035 views)

Flagship Title, Hampton VA - Amy Tatusko/VA
5/30/2008 10:58:55 AM (4542 views)
Re: Flagship Title, Hampton VA - Lynne Goodwin/VA
5/30/2008 11:45:18 AM (4445 views)
Re: Six hour turn time - STEVE MEINECKE/TN
5/30/2008 1:34:20 PM (4349 views)
Re: Six hour turn time - martha campbell/VA
6/2/2008 6:53:29 AM (4175 views)
Re: Flagship Title, Hampton VA - martha campbell/VA
6/2/2008 6:20:43 AM (4164 views)
Re: Flagship Title, Hampton VA - Teresa Martin/VA
2/2/2011 11:01:39 PM (5313 views)

Northwest Title & Escrow (Vandanais Heights, MN) - Michaela Urban/OH
5/29/2008 12:09:58 PM (3985 views)
Re: Northwest Title & Escrow (Vandanais Heights, MN) - george Hubka/MI
6/1/2008 10:06:07 PM (3991 views)

Top excuses for not paying vendors - . APS/NY
5/27/2008 8:41:27 PM (4149 views)
Re: Top excuses for not paying vendors - Lucille Femine/NJ
5/27/2008 11:18:57 PM (4440 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/28/2008 6:45:54 AM (4315 views)

Generally there are methods by which to successfully defeat all of these defenses. The greatest problem is waiting too long to enforce your contractual rights. With the passage of time clients file for bankruptcy, become insolvent or close their shops. Even if you succeed in obtaining a judgment there may be nothing left to satisfy it. Prompt enforcement of your claim is paramount.

1.    The no close/no pay defense is invalid unless it was disclosed to the abstractor at the time the abstractor accepted the order from the client. Most abstractors do not work with written agreements but rather oral agreements. In those instances in which there is a written contract involved...strike the no close/no pay clause from the contract before signing it. When the parties are performing under an oral contract the search order becomes strong evidence of what type of work was ordered , and what the terms of payment were. In this case make certain that the amount of your fee and the date of payment are mentioned in the search order. If there is a no close/no pay contingency mentioned in the search order...insist that the client remove it, and give you a revised search order before performing the search. If the client attempts to raise the no close/no pay policy at a later date, he is simply attempting to modify or amend the existing contract. In most states the defense is not valid unless the abstractor agrees to the subsequent modification.

2.   Not having signed a price agreement may be strong evidence that there was no agreement, but it is far from conclusive. It is primarily a matter of the evidence to support the claim. In the absence of a written agreement which would possibly foreclose payment, the court may rule that a reasonable amount is the proper amount.  In the alternative the abstractor may not be in a position to prove the pricing term In which case he will win on the issue of liability, but will be awarded only nominal damages of $1.00. If the client accepted the abstractor's work after receiving the invoice for the abstract, it is evidence that the client agreed to the price. This evidence becomes much stronger each time the abstractor repeatedly sends a bill for a specific amount, and the client ignores it. 

There may be a contract implied in fact in which there is never a word of its contractual terms spoken between the parties, and their conduct of performing the search and the client's acceptance thereof may be determined by the conduct of the parties.

There are also equitable remedies available such as unjust enrichment...a contract implied in law. In which case the client is liable for payment of a reasonable fee if the client accepted the abstract when the client knew or should have known that the abstractor expected to be paid. In this case a reasonable amount of payment becomes operative. The reasonable amount of the fee could be proved through a variety of means, including an industry stadard or prior course of dealing between the parties. Express contracts and implied contracts cannot coexist. However, if the lack of a pricing term in an express contract is fatal to the contract...the contract implied in law can be asserted.

3.    Proof of having ordered the search may be easier than the client thinks. The written search order would be the best evidence. However, the client's use of the abstract would also work well. It would simply be a matter of serving a subpoena on the title insurer and lender to prove that the abstractor's search was the basis for issuance of a title insurance policy. In addition to paying the abstractor...the client will most likely lose his client.

4.   The absence of the individual that ordered the work or his/her lack of authorization to order the work is not the end of the argument.  The issue is the extent to which authorization to order the search existed...not whether or not the individual is still employed by the client. There are a number of different types of authorization under the law of agency. Most of us are acquainted with express authorization in which the client has clearly appointed the individual as the client's agent/employee for the purpose of ordering the search. However, the client may have clothed the individual with sufficient apparent or inherent authority to order the search if the client has placed the individual in a position to reasonably create the impression that the individual is properly authorized.  There is also the matter of ratification of the individual's order of the search if the client has accepted and used the abstractor's work.

       If he has accepted the abstractor's work the client may also have waived his defense or in the alternative be estopped from asserting it. I recently litigated a case against a car dealership. The defendant claimed that the individual who signed the contract was not authorized to bind the defendant to the contract. However, the defendant had accepted services from my client for many months. The court ruled that the client had benefited from my client's services, and was therefore estopped from denying the validity of the contract.

5.   "We never received the bill." This is an easy defense to overcome. In Connecticut there is a rebutable presumption that if correspondence is properly addressed and properly posted it is presumed to have been received by the defendant. The burden of proof is shifted to the defendant to prove that he did not receive it. The only time that I have seen the presumption rebutted is when the the recipient had moved the location of his business at the relevant time, or the the proponant failed to establish proof that would give rise to the presumption.

    I remember a case in which compliance with a contract cancellation was at issue. The contract required timely notification of non renewal or the contract would automatically renew for another 5 years. The defendant asserted that he had mailed a timely cancellation, but the only evidence he could produce was the self serving testimony of the defendant and a fax copy with a much later date in the fax signature at the top of the page. The defendant's witness testified that he had properly addressed and posted the letter of cancellation, but on cross examination it became apparent that he had not placed the letter out of his control in the mail box. He had placed it in a location within his office for a later mail pick up. The court opined that that his testimony and the fax copy of the letter were evidence, but not proof of  the presumption.

The more the abstractor protects himself in the terms of the search order he/she receives, the easier it will be for him/her to obtain payment.  If the client is not responding to the abstractor's invoices, the final invoice should be sent certified mail return receipt requested with copies of the ealier invoices attached to it.  

The above is Connecticut law, but most of these precepts have evolved over several centuries of common law, and exist in various forms in most states. Some have been codified into statute.

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Re: Top excuses for not paying vendors - Robb Grandon/MI
5/31/2008 5:01:11 PM (4128 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/31/2008 5:51:12 PM (4039 views)
Re: Top excuses for not paying vendors - Robert Franco/OH
5/28/2008 12:05:20 PM (4224 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
5/28/2008 12:31:18 PM (4942 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
5/28/2008 4:04:06 PM (4304 views)
Re: Top excuses for not paying vendors - Matthew Sharpe/OH
6/2/2008 4:30:17 PM (4026 views)
Re: Top excuses for not paying vendors - William Pattison /CA
6/2/2008 5:20:07 PM (4155 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
6/2/2008 5:39:46 PM (4167 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
6/4/2008 2:46:11 PM (3999 views)


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