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Some political double speak - STEVE MEINECKE/TN
6/6/2008 12:10:57 PM (3830 views)
Re: Some political double speak - Sophia Varga/NY
6/6/2008 3:59:02 PM (5343 views)
Re: Some political double speak - Robert Franco/OH
6/6/2008 4:22:25 PM (5403 views)
Re: Some political double speak - Scott Perry/PA
6/6/2008 4:35:05 PM (5392 views)
Re: Some political double speak - john franz/NJ
6/12/2008 10:20:02 AM (5214 views)
Re: Some political double speak - Scott Perry/PA
6/12/2008 10:23:29 AM (4934 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/6/2008 5:50:18 PM (5396 views)
Re: Some political double speak - Sophia Varga/NY
6/9/2008 9:33:28 AM (5359 views)
Re: Some political double speak - michael quinn/NY
6/7/2008 12:34:18 AM (5357 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/7/2008 8:47:54 AM (5242 views)
Re: Some political double speak - Kevin Ahern/CT
6/7/2008 9:22:14 AM (5247 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/7/2008 12:03:02 PM (5355 views)
Re: Some political double speak - Kevin Ahern/CT
6/7/2008 2:44:42 PM (5283 views)
Re: Some political double speak - STEVE MEINECKE/TN
6/8/2008 9:38:38 AM (5310 views)
Re: Some political double speak - Scott Perry/PA
6/8/2008 6:09:08 PM (5334 views)
Some political double speak - Douglas Gallant/OH
6/9/2008 6:11:15 PM (5280 views)
Re: Some political double speak - Kevin Ahern/CT
6/10/2008 3:59:48 AM (5401 views)

Incorporation - Legalzoom - Helene /GA
6/6/2008 12:05:25 AM (6666 views)
Re: Incorporation - Legalzoom - Kevin Ahern/CT
6/6/2008 6:17:20 AM (5449 views)
Re: Incorporation - Legalzoom - Robert Franco/OH
6/6/2008 11:26:30 AM (5542 views)
Re: Incorporation - Legalzoom - Vikki Moffitt/GA
6/6/2008 6:24:05 AM (8236 views)
Re: Incorporation - Legalzoom - Scott Perry/PA
6/6/2008 6:55:12 AM (8181 views)
Re: Incorporation - Legalzoom - Robert Franco/OH
6/6/2008 11:31:19 AM (5549 views)
Re: Incorporation - Legalzoom - Helene /GA
6/9/2008 8:19:48 AM (5330 views)
Re: Incorporation - Legalzoom - William Pattison /CA
6/9/2008 1:13:27 PM (5203 views)
Re: Incorporation - Legalzoom - Helene /GA
6/10/2008 7:17:35 PM (5217 views)
Re: Incorporation - Legalzoom - charles jetter/OH
6/11/2008 5:08:38 AM (5124 views)
Re: Incorporation - Legalzoom - Robert Franco/OH
6/11/2008 12:41:21 PM (5204 views)

iMortgages - VIVIAN SLYKER/OH
6/5/2008 3:26:34 PM (3316 views)

iMortgage Services - VIVIAN SLYKER/OH
6/5/2008 2:54:29 PM (3885 views)
Re: iMortgage Services - J Nisonger/CA
6/7/2008 8:26:00 PM (5020 views)
Re: iMortgage Services - VIVIAN SLYKER/OH
6/9/2008 7:54:29 AM (4941 views)

Mezzo Settlement Services - trish kerns/PA
6/5/2008 11:27:49 AM (3309 views)




Price increases due to gas costs - Deborah Manion/VA
6/4/2008 12:18:25 PM (3851 views)
Re: Price increases due to gas costs - Kevin Ahern/CT
6/4/2008 12:29:47 PM (5122 views)
Re: Price increases due to gas costs - Robert Franco/OH
6/4/2008 1:17:53 PM (5103 views)
Re: Price increases due to gas costs - Amy Tatusko/VA
6/4/2008 6:42:43 PM (5228 views)
Re: Price increases due to gas costs - Rob  Robinson/PA
6/5/2008 12:49:19 AM (5139 views)
Re: Price increases due to gas costs - KELLY ROBERTSON/CA
6/9/2008 8:54:11 AM (4886 views)
Re: Price increases due to gas costs - Cheryl Hartzman/PA
6/9/2008 10:51:43 AM (4973 views)
Re: Price increases due to gas costs - charles jetter/OH
6/11/2008 4:24:14 AM (4712 views)
Re: Price increases due to gas costs - Ron McPherson/IA
6/10/2008 3:59:32 AM (4810 views)

Project Open Records - William Pattison /CA
6/3/2008 12:26:34 PM (3885 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 12:45:17 PM (5070 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 2:44:18 PM (4991 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 3:40:19 PM (7865 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 4:24:27 PM (5102 views)
Re: Project Open Records - Robert Franco/OH
6/3/2008 9:27:42 PM (5015 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:49:33 PM (4750 views)
Re: Project Open Records - Robert Franco/OH
6/9/2008 2:45:45 PM (4852 views)
Re: Project Open Records - Jessica Talley/NJ
6/3/2008 9:28:20 PM (4939 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:37:21 PM (4831 views)
Re: Project Open Records - Kevin Ahern/CT
6/4/2008 9:38:30 AM (4959 views)
Re: Project Open Records - Jeanine Johnson/FL
6/9/2008 12:17:09 PM (4671 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:21:31 PM (4734 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 2:07:08 PM (4762 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:25:34 PM (4781 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 3:17:45 PM (4827 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 12:41:55 AM (4801 views)
Re: Project Open Records - William Pattison /CA
6/12/2008 2:20:12 PM (4726 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:07:10 PM (4760 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 1:28:01 AM (4777 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/10/2008 8:17:01 AM (4827 views)
Re: Project Open Records - William Pattison /CA
6/11/2008 12:42:12 PM (4781 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/11/2008 1:21:49 PM (4737 views)
Re: Project Open Records - William Pattison /CA
6/19/2008 2:04:54 PM (4739 views)
Re: Project Open Records - Scott Perry/PA
6/20/2008 8:24:00 AM (4914 views)
Re: Project Open Records - William Pattison /CA
7/1/2008 2:37:49 PM (4774 views)

Math Question - Jack Johanson/PA
6/3/2008 11:16:18 AM (3856 views)
Re: Math Question - Scott Perry/PA
6/3/2008 12:12:50 PM (4708 views)
Re: Math Question - michael quinn/NY
6/3/2008 1:09:40 PM (4687 views)
Re: Math Question - Jack Johanson/PA
6/3/2008 1:18:20 PM (4702 views)
Re: Math Question - michael quinn/NY
6/4/2008 4:50:56 AM (4768 views)
Re: Math Question - Douglas Gallant/OH
6/4/2008 4:24:34 PM (4709 views)
Re: Math Question - STEVE MEINECKE/TN
6/4/2008 6:13:13 PM (4839 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 12:44:38 AM (4439 views)
Re: Math Question - Scott Perry/PA
6/5/2008 6:51:35 AM (4664 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 10:19:15 AM (7455 views)
Re: Math Question - michael quinn/NY
6/5/2008 10:55:39 AM (4570 views)
Re: Math Question - Scott Perry/PA
6/5/2008 11:24:55 AM (4523 views)
Re: Math Question - Jack Johanson/PA
6/5/2008 3:55:29 PM (4559 views)
Re: Math Question - Slade Smith/OH
6/6/2008 6:05:27 AM (4524 views)
Re: Math Question - Scott Perry/PA
6/6/2008 7:02:18 AM (4588 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 8:36:47 AM (4389 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:34:50 AM (4708 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:47:53 AM (4631 views)
Re: Math Question - michael quinn/NY
6/6/2008 10:23:40 AM (4407 views)
Re: Math Question - Slade Smith/OH
6/6/2008 7:31:35 PM (4466 views)
Going for extra credit... - Robert Franco/OH
6/6/2008 1:28:24 PM (4511 views)
Re: Going for extra credit... - Slade Smith/OH
6/6/2008 7:36:08 PM (4258 views)
Re: Going for extra credit... - Douglas Gallant/OH
6/6/2008 8:44:59 PM (4239 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/10/2008 1:28:53 AM (4333 views)
Re: Going for extra credit... ANSWER - Robert Franco/OH
6/10/2008 10:51:22 AM (4302 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/11/2008 2:35:05 AM (4253 views)
Re: Math Question - Douglas Gallant/OH
6/5/2008 5:11:54 PM (4399 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 9:25:18 AM (4272 views)
Re: Math Question - Jack Johanson/PA
6/6/2008 10:10:55 AM (4379 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 11:01:07 AM (4343 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 2:13:59 PM (4340 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:39:06 AM (4556 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:54:08 AM (4514 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 1:53:48 PM (4293 views)
BOTTOM LINE: - Scott Perry/PA
6/6/2008 3:44:32 PM (4295 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:16:58 AM (4298 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:22:57 AM (4346 views)
Re: Math Question - J Nisonger/CA
6/7/2008 7:37:07 PM (4254 views)
Re: Math Question - michael quinn/NY
6/7/2008 11:37:48 PM (4275 views)

Cleveland conference - Gayle Hironimus/NC
6/2/2008 7:31:16 PM (3775 views)
Re: Cleveland conference - Richard Yeager/MI
6/4/2008 3:18:11 PM (4954 views)
Re: Cleveland conference - Jeremy Yohe/OH
6/4/2008 11:01:55 PM (7805 views)
Re: Cleveland conference - Robert Franco/OH
6/5/2008 10:05:46 AM (4883 views)
Re: Cleveland conference - Gayle Hironimus/NC
6/5/2008 10:58:32 AM (5008 views)

Eastern Shore Abstractors - Frustrated in MD/MD
6/2/2008 12:46:44 PM (4192 views)
Re: Eastern Shore Abstractors - Deborah Manion/VA
6/2/2008 1:18:09 PM (5021 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/2/2008 1:29:44 PM (5031 views)
Re: Eastern Shore Abstractors - Andrew Veliuona/MD
6/4/2008 6:22:13 AM (8217 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/4/2008 7:30:32 AM (4918 views)
Re: Eastern Shore Abstractors - STEVE MEINECKE/TN
6/4/2008 9:18:44 PM (5074 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 7:25:53 AM (5054 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 8:18:36 AM (5003 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 11:18:30 AM (5053 views)
Re: Eastern Shore Abstractors - Rob  Robinson/PA
6/9/2008 11:16:05 AM (4861 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 1:34:26 PM (4993 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 1:52:36 PM (4815 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 3:18:19 PM (4924 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/6/2008 9:10:47 AM (4859 views)
Re: Online solutions - STEVE MEINECKE/TN
6/6/2008 9:56:18 AM (4802 views)
Re: Online solutions - Ron McPherson/IA
6/6/2008 9:34:28 PM (4729 views)

Grand Info, Inc - Response from the Owner - Robb Grandon/MI
6/2/2008 12:03:42 PM (4256 views)
Re: Grand Info, Inc - Response from the Owner - Scott Perry/PA
6/2/2008 6:49:42 PM (5157 views)
Clarification - Vikki Moffitt/GA
6/3/2008 7:05:47 AM (5092 views)
Re: Clarification - michael quinn/NY
6/3/2008 11:38:21 AM (4978 views)
Re: Grand Info, Inc - Response from the Owner - michael quinn/NY
6/3/2008 4:58:50 AM (5059 views)
Re: Grand Info, Inc - Response from the Owner - KELLY ROBERTSON/CA
6/9/2008 9:05:45 AM (7926 views)
Re: Grand Info, Inc - Response from the Owner - Rob  Robinson/PA
6/9/2008 11:06:42 AM (4868 views)
Re: Grand Info, Inc - Response from the Owner - Joanie Hahr/VT
6/24/2008 6:27:52 PM (4870 views)
Re: Grand Info, Inc - Response from the Owner - J Nisonger/CA
6/25/2008 5:37:59 PM (4826 views)
Re: Grand Info, Inc - Response from the Owner - Loretta Reed/MD
6/26/2008 9:43:40 AM (4899 views)

Moonpie! - J Nisonger/CA
5/30/2008 6:20:46 PM (4013 views)
Re: Moonpie! - monica froese/ME
5/30/2008 6:43:56 PM (4813 views)
Re: Moonpie! - Patrick Scott/IL
5/30/2008 7:06:47 PM (4636 views)
Re: Moonpie! - Scott Perry/PA
5/30/2008 8:49:15 PM (4830 views)
Re: Moonpie! - Glenda Hodge/TN
5/30/2008 11:35:04 PM (4809 views)
Re: Moonpie! - J Nisonger/CA
6/5/2008 2:16:20 AM (4940 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:04:28 PM (4703 views)
Re: Moonpie! - Glenda Hodge/TN
6/8/2008 12:21:27 AM (4665 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:09:28 PM (4736 views)
Re: Moonpie! - Lynn Hammett/SC
5/31/2008 12:13:48 AM (4972 views)
Re: Moonpie! - Rob  Robinson/PA
5/31/2008 10:03:29 AM (4817 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/4/2008 11:54:43 PM (5224 views)
Re: Moonpie! - Glenda Hodge/TN
6/5/2008 9:49:16 AM (4692 views)
Re: Moonpie Festival - STEVE MEINECKE/TN
6/5/2008 10:08:25 AM (4864 views)
Re: Moonpie Festival - Lynn Dukes/SC
6/6/2008 10:02:41 AM (4994 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/6/2008 11:23:39 AM (4677 views)

Flagship Title, Hampton VA - Amy Tatusko/VA
5/30/2008 10:58:55 AM (4818 views)
Re: Flagship Title, Hampton VA - Lynne Goodwin/VA
5/30/2008 11:45:18 AM (5141 views)
Re: Six hour turn time - STEVE MEINECKE/TN
5/30/2008 1:34:20 PM (5036 views)
Re: Six hour turn time - martha campbell/VA
6/2/2008 6:53:29 AM (4857 views)
Re: Flagship Title, Hampton VA - martha campbell/VA
6/2/2008 6:20:43 AM (4863 views)
Re: Flagship Title, Hampton VA - Teresa Martin/VA
2/2/2011 11:01:39 PM (6018 views)

Northwest Title & Escrow (Vandanais Heights, MN) - Michaela Urban/OH
5/29/2008 12:09:58 PM (4173 views)
Re: Northwest Title & Escrow (Vandanais Heights, MN) - george Hubka/MI
6/1/2008 10:06:07 PM (4644 views)

Top excuses for not paying vendors - . APS/NY
5/27/2008 8:41:27 PM (4326 views)
Re: Top excuses for not paying vendors - Lucille Femine/NJ
5/27/2008 11:18:57 PM (5137 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/28/2008 6:45:54 AM (5024 views)

Generally there are methods by which to successfully defeat all of these defenses. The greatest problem is waiting too long to enforce your contractual rights. With the passage of time clients file for bankruptcy, become insolvent or close their shops. Even if you succeed in obtaining a judgment there may be nothing left to satisfy it. Prompt enforcement of your claim is paramount.

1.    The no close/no pay defense is invalid unless it was disclosed to the abstractor at the time the abstractor accepted the order from the client. Most abstractors do not work with written agreements but rather oral agreements. In those instances in which there is a written contract involved...strike the no close/no pay clause from the contract before signing it. When the parties are performing under an oral contract the search order becomes strong evidence of what type of work was ordered , and what the terms of payment were. In this case make certain that the amount of your fee and the date of payment are mentioned in the search order. If there is a no close/no pay contingency mentioned in the search order...insist that the client remove it, and give you a revised search order before performing the search. If the client attempts to raise the no close/no pay policy at a later date, he is simply attempting to modify or amend the existing contract. In most states the defense is not valid unless the abstractor agrees to the subsequent modification.

2.   Not having signed a price agreement may be strong evidence that there was no agreement, but it is far from conclusive. It is primarily a matter of the evidence to support the claim. In the absence of a written agreement which would possibly foreclose payment, the court may rule that a reasonable amount is the proper amount.  In the alternative the abstractor may not be in a position to prove the pricing term In which case he will win on the issue of liability, but will be awarded only nominal damages of $1.00. If the client accepted the abstractor's work after receiving the invoice for the abstract, it is evidence that the client agreed to the price. This evidence becomes much stronger each time the abstractor repeatedly sends a bill for a specific amount, and the client ignores it. 

There may be a contract implied in fact in which there is never a word of its contractual terms spoken between the parties, and their conduct of performing the search and the client's acceptance thereof may be determined by the conduct of the parties.

There are also equitable remedies available such as unjust enrichment...a contract implied in law. In which case the client is liable for payment of a reasonable fee if the client accepted the abstract when the client knew or should have known that the abstractor expected to be paid. In this case a reasonable amount of payment becomes operative. The reasonable amount of the fee could be proved through a variety of means, including an industry stadard or prior course of dealing between the parties. Express contracts and implied contracts cannot coexist. However, if the lack of a pricing term in an express contract is fatal to the contract...the contract implied in law can be asserted.

3.    Proof of having ordered the search may be easier than the client thinks. The written search order would be the best evidence. However, the client's use of the abstract would also work well. It would simply be a matter of serving a subpoena on the title insurer and lender to prove that the abstractor's search was the basis for issuance of a title insurance policy. In addition to paying the abstractor...the client will most likely lose his client.

4.   The absence of the individual that ordered the work or his/her lack of authorization to order the work is not the end of the argument.  The issue is the extent to which authorization to order the search existed...not whether or not the individual is still employed by the client. There are a number of different types of authorization under the law of agency. Most of us are acquainted with express authorization in which the client has clearly appointed the individual as the client's agent/employee for the purpose of ordering the search. However, the client may have clothed the individual with sufficient apparent or inherent authority to order the search if the client has placed the individual in a position to reasonably create the impression that the individual is properly authorized.  There is also the matter of ratification of the individual's order of the search if the client has accepted and used the abstractor's work.

       If he has accepted the abstractor's work the client may also have waived his defense or in the alternative be estopped from asserting it. I recently litigated a case against a car dealership. The defendant claimed that the individual who signed the contract was not authorized to bind the defendant to the contract. However, the defendant had accepted services from my client for many months. The court ruled that the client had benefited from my client's services, and was therefore estopped from denying the validity of the contract.

5.   "We never received the bill." This is an easy defense to overcome. In Connecticut there is a rebutable presumption that if correspondence is properly addressed and properly posted it is presumed to have been received by the defendant. The burden of proof is shifted to the defendant to prove that he did not receive it. The only time that I have seen the presumption rebutted is when the the recipient had moved the location of his business at the relevant time, or the the proponant failed to establish proof that would give rise to the presumption.

    I remember a case in which compliance with a contract cancellation was at issue. The contract required timely notification of non renewal or the contract would automatically renew for another 5 years. The defendant asserted that he had mailed a timely cancellation, but the only evidence he could produce was the self serving testimony of the defendant and a fax copy with a much later date in the fax signature at the top of the page. The defendant's witness testified that he had properly addressed and posted the letter of cancellation, but on cross examination it became apparent that he had not placed the letter out of his control in the mail box. He had placed it in a location within his office for a later mail pick up. The court opined that that his testimony and the fax copy of the letter were evidence, but not proof of  the presumption.

The more the abstractor protects himself in the terms of the search order he/she receives, the easier it will be for him/her to obtain payment.  If the client is not responding to the abstractor's invoices, the final invoice should be sent certified mail return receipt requested with copies of the ealier invoices attached to it.  

The above is Connecticut law, but most of these precepts have evolved over several centuries of common law, and exist in various forms in most states. Some have been codified into statute.

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Re: Top excuses for not paying vendors - Robb Grandon/MI
5/31/2008 5:01:11 PM (4854 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/31/2008 5:51:12 PM (4734 views)
Re: Top excuses for not paying vendors - Robert Franco/OH
5/28/2008 12:05:20 PM (4926 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
5/28/2008 12:31:18 PM (5630 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
5/28/2008 4:04:06 PM (4995 views)
Re: Top excuses for not paying vendors - Matthew Sharpe/OH
6/2/2008 4:30:17 PM (4695 views)
Re: Top excuses for not paying vendors - William Pattison /CA
6/2/2008 5:20:07 PM (4865 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
6/2/2008 5:39:46 PM (4834 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
6/4/2008 2:46:11 PM (4683 views)


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