Judy,  I didn't take it as an insult,  but those
on here who will not listen to good solid
business sense and follow simple guide-
lines to avoid certain risks of non-payment
should wise up.
George
  p.s.  I didn't suggest taking her kids into
          the guys office, and for a reasonable
          fee someone can be hired to go to
         the non-payers office with you for
        protection  (ie:  off duty cop, etc...)