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Question: Adjustable Rate Mortgages - Todd Mathews/FL
1/22/2008 11:28:20 AM (2546 views)
Re: Question: Adjustable Rate Mortgages - Ben Kohnen/WI
1/22/2008 12:28:49 PM (2463 views)
Re: Question: Adjustable Rate Mortgages - Rob  Robinson/PA
1/24/2008 12:18:07 PM (2252 views)
Re: Question: Adjustable Rate Mortgages - Jason Sheppard/PA
1/25/2008 6:52:07 PM (2270 views)

QUESTION -- billing practices, philosophy - Joe Ab/AZ
1/18/2008 1:39:35 PM (2609 views)
Re: QUESTION -- billing practices, philosophy - Jessica Talley/NJ
1/18/2008 6:43:29 PM (2528 views)
Re: QUESTION -- billing practices, philosophy - Joe Ab/AK
1/18/2008 11:25:56 PM (2488 views)
Re: QUESTION -- billing practices, philosophy - Jessica Talley/NJ
1/19/2008 11:37:33 AM (2422 views)
Re: QUESTION -- billing practices, philosophy - Dan Zook/NY
1/22/2008 9:14:13 AM (2348 views)

APEX TITLE AND ESCROW - RICHARD DAVIS/TN
1/18/2008 8:24:59 AM (3155 views)
Re: APEX TITLE AND ESCROW - Kevin Ahern/CT
1/18/2008 8:35:04 AM (2837 views)
Re: APEX TITLE AND ESCROW - RICHARD DAVIS/TN
1/18/2008 8:44:07 AM (2728 views)
Re: APEX TITLE AND ESCROW - Kevin Ahern/CT
1/18/2008 8:59:44 AM (2710 views)
Re: APEX TITLE AND ESCROW - RICHARD DAVIS/TN
1/18/2008 9:04:01 AM (2790 views)
Re: APEX TITLE AND ESCROW - Onondaga Abstract/NY
1/18/2008 1:03:25 PM (2723 views)
Re: APEX TITLE AND ESCROW - george Hubka/MI
1/22/2008 8:37:43 PM (2486 views)
APEX - NO ONE/AR
1/23/2008 8:25:47 PM (2536 views)
Re: APEX - Scott Perry/PA
1/23/2008 9:01:50 PM (2391 views)
Re: APEX - AN/AK
1/24/2008 2:49:22 AM (2475 views)
Re: APEX - AN/AK
1/24/2008 2:55:22 AM (2418 views)
Re: APEX - STEVE MEINECKE/TN
1/24/2008 12:14:08 PM (2441 views)
Re: APEX - Scott Perry/PA
1/24/2008 1:24:40 PM (2446 views)
Re: APEX - AN/AK
1/24/2008 2:35:47 PM (2364 views)
Re: APEX - Scott Perry/PA
1/24/2008 4:00:06 PM (2546 views)
Re: APEX - Jessica Talley/NJ
1/24/2008 5:13:58 PM (2389 views)
Re: APEX - J.T. Shoemaker/NY
1/24/2008 4:50:57 PM (2371 views)
Re: APEX - Scott Perry/PA
1/24/2008 6:07:28 PM (2327 views)
Re: APEX - an/AK
1/24/2008 9:39:01 PM (2318 views)
Re: APEX - J Nisonger/CA
1/25/2008 1:49:21 AM (2374 views)
Re: APEX - AN/AK
1/25/2008 7:51:30 AM (2308 views)
Re: APEX - Robert Franco/OH
1/24/2008 11:14:41 AM (2305 views)
Re: APEX - AN/AK
1/24/2008 2:33:48 PM (2374 views)
Re: APEX TITLE AND ESCROW - RICHARD DAVIS/TN
1/24/2008 1:20:38 PM (2354 views)
Re: APEX TITLE AND ESCROW - george Hubka/MI
1/24/2008 6:49:00 PM (2402 views)
Re: APEX TITLE AND ESCROW - J Nisonger/CA
1/25/2008 1:57:03 AM (6239 views)
Re: APEX TITLE AND ESCROW - george Hubka/MI
1/22/2008 8:35:26 PM (2473 views)
Re: APEX TITLE AND ESCROW - Constance Foye/VA
1/22/2008 9:30:01 PM (2316 views)

Kansas Abstractors, help? - Kansas Abstractor/KS
1/17/2008 9:59:49 PM (2547 views)
Re: Kansas Abstractors, help? - Jay Duncan/MO
1/17/2008 10:41:48 PM (2564 views)

NALTEA Conference Starts Tomorrow - Jay Duncan/MO
1/17/2008 5:09:29 PM (2296 views)
Re: NALTEA Conference Starts Tomorrow - Debbie Thibodeaux/LA
1/17/2008 6:58:43 PM (2341 views)
Re: NALTEA Conference Starts Tomorrow - Patrick Scott/IL
1/17/2008 8:08:03 PM (2397 views)




Solicitation -- state of the industry & 2008 - MX/CO
1/16/2008 1:42:56 AM (2634 views)
Re: Solicitation -- state of the industry & 2008 - Kevin Ahern/CT
1/16/2008 5:56:42 AM (2618 views)
Re: Solicitation -- state of the industry & 2008 - Scott Perry/PA
1/16/2008 7:31:51 AM (2613 views)
Re: Solicitation -- state of the industry & 2008 - Kevin Ahern/CT
1/17/2008 4:45:37 AM (2416 views)
State of the real estate industry - Bobbi Shorthouse, Notary Public/CT
1/16/2008 8:35:58 AM (2418 views)
Re: State of the real estate industry - Kevin Ahern/CT
1/16/2008 9:10:18 AM (2482 views)
Re: State of the real estate industry - JON SARVER/GA
1/22/2008 4:47:58 PM (2143 views)

Navy Federal Settlement Services - Wendi See/SC
1/15/2008 8:46:17 PM (3999 views)
Re: Navy Federal Settlement Services - Barbara Bennett/IN
1/16/2008 7:39:57 AM (2971 views)
Re: Navy Federal Settlement Services - Laurie E/MD
1/16/2008 7:35:34 PM (2738 views)
Re: Navy Federal Settlement Services - Stephanie /SC
1/31/2008 2:09:58 PM (2335 views)
Re: Navy Federal Settlement Services - Wendi See/SC
1/31/2008 7:58:58 PM (2363 views)
Re: Navy Federal Settlement Services - george Hubka/MI
2/1/2008 7:25:21 PM (2627 views)
Re: Navy Federal Settlement Services - Wendi See/SC
2/2/2008 1:04:50 PM (2326 views)

Liberty Bell Agency (Pennsylvania) New Requirements - David Kaul/PA
1/14/2008 11:31:18 PM (2663 views)
Re: Liberty Bell Agency (Pennsylvania) New Requirements - Jennifer Forshey/PA
1/22/2008 12:47:07 PM (2380 views)

National Document Retrieval - arlene nelson/NY
1/14/2008 12:50:29 PM (2845 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/24/2008 6:49:47 PM (2471 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/24/2008 6:57:19 PM (2576 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/24/2008 7:25:08 PM (2471 views)
Re: National Document Retrieval - Loretta Reed/MD
1/25/2008 7:52:02 AM (2470 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/25/2008 3:59:33 PM (2514 views)
Re: National Document Retrieval - arlene nelson/NY
2/5/2008 11:02:35 AM (2394 views)
Re: National Document Retrieval - arlene nelson/NY
3/26/2008 12:39:37 PM (2343 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/30/2008 7:41:26 PM (2433 views)

anthony muzio - arlene nelson/NY
1/14/2008 12:39:54 PM (3560 views)
Re: anthony muzio - Sheila Sten/PA
1/23/2008 3:54:44 PM (2495 views)
Re: anthony muzio - george Hubka/MI
1/23/2008 7:18:03 PM (2459 views)
Re: anthony muzio - ANTHONY MUZIO/NY
1/24/2008 6:51:18 PM (2652 views)
Re: anthony muzio - Sheila Sten/PA
1/28/2008 6:23:13 AM (3046 views)
Re: nationwide court services - Ronda Roaring/NY
2/1/2008 4:23:56 PM (2462 views)
Re: nationwide court services - arlene nelson/NY
3/26/2008 12:37:13 PM (2261 views)
Re: nationwide court services - ANTHONY MUZIO/NY
5/1/2008 5:58:23 PM (2366 views)

Plymouth Exchange Mortgage Corp - Dexter Jung/TX
1/14/2008 8:53:54 AM (3188 views)

What are the odds of a Recession - STEVE MEINECKE/TN
1/13/2008 12:29:29 PM (3514 views)
Re: What are the odds of a Recession - Kevin Ahern/CT
1/13/2008 12:47:45 PM (2369 views)

How I deal with late payers - Ronda Roaring/NY
1/11/2008 2:14:54 PM (2639 views)
Re: How I deal with late payers - Kevin Ahern/CT
1/12/2008 5:40:20 AM (2643 views)
Re: How I deal with late payers - Mark Constable/MA
1/18/2008 5:20:54 PM (2412 views)
Re: How I deal with late payers - Kevin Ahern/CT
1/19/2008 5:02:59 AM (2560 views)
Re: How I deal with late payers - Russ Frye/GA
1/17/2008 10:28:17 PM (2475 views)

Cresent Title Agency - Theresa Ritz/WV
1/11/2008 10:42:41 AM (2713 views)
Re: Cresent Title Agency - Chris Thomas/OH
1/14/2008 12:17:45 AM (2516 views)
They owe me money also Theresa.  I talked to one of their employees in early October and he indicated that they were, "going through some tough times" and told me to "hang in there and they would try to get back on their feet again soon."  Obviously I didn't ask the right questions though, and he didn't mention that they were closing during our conversation. 

I drove by their office during business hours in late November and it was locked and dark inside.  Upon a glance in the window, a few boxes with what appeared to be phone equipment were the only remaining items. 

Until mid '07, they were my #1 client for years; easy to work with and always paid on time.  Due to the fact that their phone, fax, email contacts are all shut down, I think it's safe to say that they have closed their business, if not for good, at least for now.  I hope they resurface someday or at least that their longtime employees find jobs elsewhere.  As for what they owe their examiners; I'm not getting my hopes up at this point.

It's so tricky to collect these days.  On one hand we don't want to be overbearing since the market is so competitive and "slow, but usually sure" paying clients can easily find another examiner.  On the other hand, when you've had 2 or 3 clients go out of business owing 3 or 4 month's invoices / a few thousand dollars then it becomes obvious that we were wasting valuable resources (paying employees for performing the exams, impacting vital turnaround times for paying clients, etc) for what amounted to charity to the owners of the companies who knew they were never going to pay us.  A quarter of college tuition for my child traded in for one last week at the timeshare condo on the coast for the owners of these now defunct companies is a good trade.......for them.  (sarcasm there, btw and Crescent DIDN'T do that to my company although they very well could've since they were a consistantly on time paying, trusted client for years in which case I likely would've been flexible should they have gotten 2 or 3 months behind.)  There are a lot of good suggestions in these forums re. late paying clients, however.  Having my former "#1 volume" client go under has definitely changed my personal policy for tolerating late paying clients. 

Good luck and hopefully all of us who've been examining for years will make it through.  Months?  Maybe we'll make it.  Year(s)?  I might regret learning Spanish in h/s and college rather than Hindi.  (Ugh, more sarcasm, albeit the ugly truth.)   

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Re: Cresent Title Agency - Theresa Ritz/WV
1/14/2008 5:27:23 AM (2496 views)
Re: Cresent Title Agency - Kevin Ahern/CT
1/14/2008 7:50:17 AM (2450 views)
Re: Cresent Title Agency - Chris Thomas/OH
1/14/2008 11:11:01 AM (2659 views)
Re: Cresent Title Agency - Lorrie  Todd/GA
1/14/2008 11:02:29 AM (2524 views)
Re: Cresent Title Agency - george Hubka/MI
1/22/2008 9:03:53 PM (2476 views)
Re: Cresent Title Agency - Kevin Ahern/CT
1/23/2008 11:10:24 AM (2409 views)

Global Title Reporting Services - J Nisonger/CA
1/10/2008 2:15:33 PM (2560 views)
Re: Global Title Reporting Services - J Nisonger/CA
1/13/2008 3:10:08 AM (2408 views)
Re: Global Title Reporting Services - Heather Arndt/MN
1/14/2008 8:44:38 AM (2467 views)
Re: Global Title Reporting Services - Terrie Kelly/MN
1/21/2008 5:27:16 PM (2518 views)


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