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CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/21/2007 12:35:29 PM (10186 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Robert Franco/OH
10/22/2007 9:40:45 AM (3932 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/25/2007 8:36:36 AM (4122 views)

ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/19/2007 2:57:24 PM (3204 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/19/2007 5:35:58 PM (3440 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/20/2007 12:13:15 AM (3656 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Kevin Ahern/CT
10/20/2007 4:37:04 AM (3535 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/20/2007 12:58:34 PM (3451 views)
Kevin, it was actually an attorney here in SC that tried that "my employee ordered it and she didn't have authorization" crap.  I responded with a certified letter espousing the undue enrichment argument, but the letter wasn't TO her, it was her copy of the letter I was going to send to the bar association in ten days.  I got my check.  Now, I'm sure as an attorney, you just had a viseral reaction to me saying I was going to contact the bar, but rest assured, I have only had to do this twice and only after I found that YES a closing had occured and therefore the monies due to me were pocketed by someone, just not me.

I usually don't have payment issues, not after getting burned so bad by Contemporary Realty. Although I eventually got all my money, I didn't make a plug nickel after I factored in the time of collecting. 

We have a very, very strong policy here at LCTE:  if we start working for you and you are immediately slow paying, we raise our rates to accomodate the extra time collecting--that of course usually sends them running to someone else, problem solved. 

The second policy is that if we have been working for you a while and you normally pay on time and start getting slow, we cut you off and post here to give everyone a heads up that there may be a problem coming.  There is NO EXCUSE in business for it to take an abstractor more than 60 days to be paid--even in the worst case.  Any company taking 60 days or more to pay, has cashflow issues and clearly doesn't have enough reserves to operate sufficiently.  Almost EVERY delinquent company uses the same excuse, my client isn't paying ME.  I don't know how many times we have to tell them--that is not MY concern.  YOU decided to work for THEM, I didn't.  YOU decided to accept their terms, I didn't.  MY employees expect to be paid every two weeks.  They might be friends, but they really could care less whether MY house payment gets made--in the end, they only really care if THEIR house payment gets made.  So, I can't say to them, you will have to wait because ABC company hasn't paid me.  They wouldn't be working for me long.  So why do the national companies say the same to use and expect a different reaction.  And appear confused when we have that reaction.

I had a rather enjoyable conversation yesterday with an owner of a national company who contacted me concerning some remarks I made on SOT.  While he was quite pleasant to speak with, I can't retract my statements because they were true.  As I said, the conversation was actually far from contentious and I found him to be quite humble about his cashflow issues.  However, in the end I felt we both came away from the conversation shaking our heads that the our person just didn't get it.  He tried, in vain I'm sorry to say, to explain to me how the national company level works--the competitiveness, the cost-cutting, the slim margins, etc. 

The reason I say he tried in vain is two fold.  First, because HE chooses to go along with these dictates.  What he forgets is that while he and I both have passion for this industry and we both can't picture ourselves doing anything else--the fact remains that we CAN do something else--tomorrow (Walmart is hiring for Christmas).  Would I/we be happy?--probably not, but if the businesses we both love so much can't be run profitably, with enough of a margin to maintain cash reserves for a rainy day, then we aren't really IN business.  So the fact that he has cashflow problems stemming from industry terms, is not my problem--HE chose to be dictated to. 

Now, I'm sure if he is reading this, he is still shaking his head that I don't GET IT., but the truth is, I DO get it and I simply chose NOT TO CARE.  Just because that is how the game is played at the national level, doesn't make it right.

The second reason he tried in vain, is because in the end, he wanted to work WITH me, not have me work FOR him.  That should be a good thing, right?  Why in vain?  Because, that only works IF he contacts me and advises that he has XYZ client that sends him volume work, work he wants to send me, but this client historically pays at 90 days, but they do pay, would I be willing to work with him on this, knowing pay would be slow.  Then I would take a moment to decide whether my business could afford to do the job on his terms.  That's working WITH someone.  But if remaining competitive on the national level requires him to make decisions for MY business, then he is wrong and LCTE doesn't work that way. 

None of which has anything to do with Kevin or his post, just venting.

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Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Carla Curry/KY
10/21/2007 1:27:03 PM (3472 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Nina Gladen/OH
11/15/2007 1:15:27 PM (3275 views)

AMERISTAR - Deborah Manion/VA
10/18/2007 12:30:55 PM (3055 views)
Re: AMERISTAR - Alix Ott/MI
10/18/2007 1:14:10 PM (3608 views)
Re: AMERISTAR - Wendi See/SC
10/18/2007 2:22:02 PM (3386 views)
Re: AMERISTAR - ks/IN
10/18/2007 7:15:55 PM (3677 views)
Re: AMERISTAR - ks/IN
10/19/2007 3:31:26 PM (3738 views)
Re: AMERISTAR - Alix Ott/MI
10/22/2007 8:43:46 AM (3408 views)
Re: AMERISTAR - Doug Hintzman/IA
10/22/2007 9:45:42 AM (3464 views)
Re: AMERISTAR - Jean Lurtsema/AK
10/22/2007 6:06:25 PM (3339 views)
Re: AMERISTAR - Lori Cassidy/CT
10/22/2007 9:42:58 PM (3681 views)
Re: AMERISTAR - we got paid - Deborah Manion/VA
10/23/2007 11:16:31 AM (3356 views)

NCS - Scott Aduddell/MO
10/18/2007 10:43:53 AM (2972 views)
Re: NCS - Jay Duncan/MO
10/18/2007 9:07:05 PM (3651 views)
Re: NCS - Scott Aduddell/MO
10/22/2007 1:27:40 PM (3233 views)

E&O insurance - Scott Aduddell/MO
10/18/2007 10:39:14 AM (3136 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 10:50:17 AM (3660 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 1:32:29 PM (3443 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 2:41:39 PM (3494 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 7:56:39 PM (3502 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 11:34:02 AM (5042 views)
Re: E&O insurance - Ron King/OK
10/26/2007 4:45:47 PM (4927 views)


Real Title Services


Attention: Mya Sphincter - Joyce/OH
10/17/2007 9:06:55 PM (2980 views)
Re: Attention: Mya Sphincter - Rich/ME
10/18/2007 7:23:20 AM (3835 views)
Re: Attention: Mya Sphincter - unknown/TX
10/18/2007 11:45:22 PM (3555 views)
Re: Attention: Mya Sphincter - Loretta Reed/MD
10/19/2007 8:59:00 AM (3667 views)
Re: Attention: Mya Sphincter - unknown/TX
10/19/2007 3:32:55 PM (3186 views)
Re: Attention: Mya Sphincter - Professional Agitator/AK
10/19/2007 7:01:36 AM (3607 views)
Re: Attention: Mya Sphincter - George Booth/OH
10/21/2007 6:50:37 AM (3481 views)
Re: Attention: Mya Sphincter - Joyce/OH
10/23/2007 9:41:22 PM (3311 views)
Re: Attention: Mya Sphincter - Jessica Talley/NJ
10/24/2007 10:22:43 AM (3396 views)

Cell Tower Searches - Renne Campbell/PA
10/17/2007 7:30:38 PM (3138 views)
Re: Cell Tower Searches - STEVE MEINECKE/VA
10/17/2007 8:53:17 PM (3749 views)
Re: Cell Tower Searches - ks/IN
10/18/2007 8:02:32 PM (3497 views)
Re: Cell Tower Searches - Alix Ott/MI
10/18/2007 1:16:57 PM (3678 views)
Re: Cell Tower Searches - Wendy Waddell/PA
10/24/2007 7:00:36 AM (3389 views)
Re: Cell Tower Searches - STEVE MEINECKE/VA
10/24/2007 9:38:06 AM (3645 views)
Re: Cell Tower Searches - Kenneth Signor/SC
10/22/2007 5:55:13 AM (3518 views)
Re: Cell Tower Searches - Janis Talbot/SC
10/22/2007 7:12:25 AM (3422 views)
Re: Cell Tower Searches - James "Lin" Toney/MS
10/23/2007 12:04:14 AM (3489 views)
Re: Cell Tower Searches - Jean Allen/NC
10/24/2007 8:37:45 AM (3492 views)

Mortgage Industry Overhaul - Kevin Ahern/CT
10/17/2007 3:11:17 PM (2779 views)
Re: Mortgage Industry Overhaul - Jessica Talley/NJ
10/17/2007 5:51:56 PM (3056 views)

Optimais.com closing its doors? - JOSEPH MARTINEZ/NM
10/17/2007 3:00:24 PM (3415 views)
Re: Optimais.com closing its doors? - Peggy Jacobson/ID
10/18/2007 4:58:54 PM (3233 views)
Re: Optimais.com closing its doors? - PHILIP YIANILOS/VA
10/22/2007 4:39:58 PM (3171 views)

Alternate Income - Kevin Ahern/CT
10/17/2007 8:45:42 AM (3428 views)
Re: Alternate Income - David Bloys/TX
10/17/2007 9:25:03 AM (3401 views)
Re: Alternate Income - Kevin Ahern/CT
10/17/2007 9:35:14 AM (3309 views)
Re: Alternate Income - Janis Talbot/SC
10/22/2007 7:16:15 AM (3215 views)
Re: Alternate Income - Kevin Ahern/CT
10/22/2007 7:35:56 AM (3475 views)
Re: Alternate Income - Lisa Daugette/AL
1/23/2008 3:52:47 PM (2973 views)

Environmental Lien - Deborah Manion/VA
10/16/2007 3:34:23 PM (2764 views)
Re: Environmental Lien - STEVE MEINECKE/VA
10/16/2007 5:49:06 PM (3280 views)
Re: Environmental Lien - Wendi See/SC
10/16/2007 5:50:46 PM (3315 views)
Re: Environmental Lien - Robert Franco/OH
10/16/2007 5:58:57 PM (3353 views)
Re: Environmental Lien - Wanda Steudel/OH
10/16/2007 6:26:08 PM (3378 views)
Re: Environmental Lien - Vikki Moffitt/GA
10/16/2007 6:19:34 PM (3251 views)
Re: Environmental Lien - STEVE MEINECKE/VA
10/16/2007 8:13:16 PM (3144 views)
Re: Environmental Lien - Laurie E/MD
10/16/2007 9:34:26 PM (3114 views)
Re: Environmental Lien - STEVE MEINECKE/VA
10/16/2007 9:58:06 PM (3182 views)
Re: Environmental Lien - Helene /GA
10/17/2007 10:23:04 AM (3117 views)
Thanks to you all! - Deborah Manion/VA
10/17/2007 11:18:05 AM (2999 views)
Re: How Old are We Anyway?? - Wanda Steudel/OH
10/17/2007 1:35:50 PM (3315 views)

Banks Environmental Data - Brian/OH
10/16/2007 2:56:32 PM (3063 views)
Re: Banks Environmental Data - SHARON YAHRAES/ID
10/16/2007 4:14:41 PM (3077 views)
Re: Banks Environmental Data - Kristi Lee/NE
10/22/2007 9:16:41 AM (2912 views)
Re: Banks Environmental Data - Sandra Morton/KS
10/22/2007 9:18:23 AM (2911 views)
Re: Banks Environmental Data - James "Lin" Toney/MS
10/23/2007 12:07:10 AM (2966 views)

Attention: Candice Richter - Mark Russomanno/NJ
10/15/2007 7:43:01 PM (2919 views)
Re: Attention: Candice Richter - Candi Richter/NJ
10/15/2007 10:39:24 PM (3130 views)

And the Outsourcing Continues... - Jarrod Clabaugh/OH
10/15/2007 4:45:23 PM (2862 views)
Re: And the Outsourcing Continues... - David Bloys/TX
10/15/2007 6:00:37 PM (3151 views)
Re: And the Outsourcing Continues... - Joyce/OH
10/16/2007 7:13:55 PM (5039 views)
Re: And the Outsourcing Continues... - George Booth/OH
10/21/2007 6:57:01 AM (3241 views)
Re: And the Outsourcing Continues... - Kevin Ahern/CT
10/21/2007 1:33:12 PM (3488 views)

Accepting PayPal or Credit Card payments? - SHARON YAHRAES/ID
10/13/2007 4:47:22 PM (2780 views)
Re: Accepting PayPal or Credit Card payments? - Cheryl O'Brien/VA
10/15/2007 9:25:18 AM (3105 views)
Re: Accepting PayPal or Credit Card payments? - Alix Ott/MI
10/15/2007 10:23:32 AM (3509 views)
Re: Accepting PayPal or Credit Card payments? - Mary Arcuri/NY
2/14/2019 3:55:10 PM (1984 views)


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