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Abstractor Count and State Licensing - Lynn Hammett/SC
7/23/2007 6:46:06 PM (1591 views)

[-] Just for the sake of debate... - Jay Duncan/MO (10 replies)
7/23/2007 3:17:56 PM (2144 views)

Just playing the other side of the fence for fun here...and for the sake of debate.

National Deed Service - the company that sends out mailers offering to retrieve a home owners certified copy of their deed of convenyce for them at prices ranging from $59 to $89.

Their letter references a government web-site that suggests that homeowners should keep a copy of that deed in a safe place.  This is true, that the government web-site does suggest that.

They present themselves in a way that you almost believe they are a government agency with their Washington, D.C. address but they do say they are not.  Creative advertisement? Yes.

They give a disclaimer at the bottom of their letter that your deed can be obtained for less money or even free from government agencies (recorder's office).  Most of us have disclaimers on our searches.  They don't have to  that they are charging the homeowners more than if they did it themselves.  Point - you don't feel like fertilizing or weeding your yard so you hire Chem-lawn or another local company to do that for you.  They charge more than if you would do it yourself, IF you know how to do it yourself.  How many of us started out right away with all the knowledge we need to do abstracting before someone taught us and we stepped one foot inside the courthouse?  Home owners are paying for that knowledge and that service. 
     Also how much money and time would it take the average homeowner to get a copy of their deed?  First, there is the hour or two to take off work to drive to your county courthouse ($20-$40).  Second, find a parking space, St. Louis City and St. Louis County (good luck).  Then pay for parking, ranging $1.00 to $5.00.  Time to find the Recorder's Office.  Ok, found the Recorder's Office, I will give credit to the more rural Recorder's and Assessors Offices, they are much more friendlier and more helpful.  St. Louis City on the other hand, and I am sure some other metro areas, will be lucky if they will call 9-11 if you collapse from a heart attack.  They more likely to call housekeeping to clean you up like a mess.
    Granted the homeowner should have received a copy of their deed shortly after closing, but if they did not or misplaced it, is it really National Deed Services fault?
     So, for debate sake (so keep the name calling and the insults to yourself), are they really charging an outrageous fee if it is really a service, knowledge and a product that person is buying?

Just another thought provoking conversation.

Jay
    

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Re: Just for the sake of debate... - Robert Breakell/CT
7/23/2007 4:41:28 PM (2086 views)
Re: Just for the sake of debate... - Robert Franco/OH
7/23/2007 4:52:12 PM (2013 views)
Re: Just for the sake of debate... - Jay Duncan/MO
7/24/2007 10:32:22 AM (1892 views)
Re: Just for the sake of debate... - Robert Franco/OH
7/24/2007 11:14:49 AM (1984 views)
Re: Just for the sake of debate... - george Hubka/MI
7/26/2007 9:58:43 PM (1962 views)
Re: Just for the sake of debate... - Robert Franco/OH
7/27/2007 12:47:21 AM (2022 views)
Re: Just for the sake of debate... - David Bloys/TX
7/28/2007 8:29:50 PM (1974 views)
Re: Just for the sake of debate... - george Hubka/MI
7/29/2007 10:50:23 PM (1939 views)
Re: Just for the sake of debate... - Scott Perry/PA
7/23/2007 5:16:06 PM (1976 views)
Re: Just for the sake of debate... - george Hubka/MI
7/23/2007 7:43:05 PM (1983 views)

[+] U.S. Land Title - Kurt deVries/FL (2 replies)
7/23/2007 1:49:24 PM (2208 views)

[+] Help please..... - Lynn Hammett/SC (3 replies)
7/22/2007 4:14:03 AM (2196 views)

[+] Title Stream Info - Shannon Blatt/VA (6 replies)
7/20/2007 10:46:53 PM (2486 views)


Real Title Services


[+] Ever Do A Search On A Parking Space? - David Bloys/TX (4 replies)
7/20/2007 10:17:46 PM (3201 views)

[+] Kansas title searches - STEVE MEINECKE/VA (30 replies)
7/20/2007 12:17:55 PM (2154 views)

[+] companies that don't pay - PAM DESMARAIS/NC (4 replies)
7/20/2007 9:21:18 AM (2401 views)

Ok..OK.. A Laughter for all of you out there - Angelica Schneider/IN
7/20/2007 9:01:55 AM (1762 views)

[+] TitleWorks - ANTHONY MUZIO/NY (1 reply)
7/19/2007 8:48:54 PM (2315 views)

[+] National Deed Service Strikes Again - Scott Perry/PA (1 reply)
7/18/2007 8:38:24 PM (3089 views)

[+] Genealogy Research Charges - Jean Allen/NC (14 replies)
7/17/2007 2:20:17 PM (2115 views)

[+] Alternative Careers - Wanda Steudel/OH (1 reply)
7/17/2007 9:58:14 AM (2248 views)

National Agency Warns Homeowners of Online Deed Fraud - David Bloys/TX
7/16/2007 3:40:49 PM (2810 views)

[+] So, You Want To Be An Abstractor? - Robert Franco/OH (10 replies)
7/16/2007 2:04:01 PM (2401 views)


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