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Countrywide to restructure distressed mortgages - Kevin Ahern/CT
10/24/2007 8:32:29 AM (3135 views)
Re: Countrywide to restructure distressed mortgages - Scott Perry/PA
10/25/2007 10:47:29 PM (3673 views)

Title Plant Software - Ron McPherson/IA
10/24/2007 1:43:18 AM (4605 views)
Re: Title Plant Software - Faith Burns/MD
10/24/2007 12:26:46 PM (4201 views)
Re: Title Plant Software - Ron McPherson/IA
10/24/2007 2:57:13 PM (3998 views)
Re: Title Plant Software - Faith Burns/MD
10/25/2007 3:59:13 PM (3940 views)
Re: Title Plant Software - Robert Franco/OH
10/24/2007 6:23:07 PM (4147 views)
Re: Title Plant Software - Smitty Strickland/SC
10/26/2007 6:34:10 PM (3872 views)

titlesearch usa inc - donna little/CT
10/23/2007 9:55:38 PM (3360 views)
Re: titlesearch usa inc - Dan Zook/NY
10/24/2007 9:18:32 AM (3933 views)
Re: titlesearch usa inc - ANTHONY MUZIO/NY
10/24/2007 7:13:44 PM (3872 views)
Re: titlesearch usa inc - Scott Morehouse/NY
10/24/2007 9:49:32 PM (3880 views)
Re: titlesearch usa inc - Dan Zook/NY
10/25/2007 8:28:56 AM (3844 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/26/2007 7:44:21 PM (3787 views)
Re: titlesearch usa inc - Lori Cassidy/CT
10/29/2007 8:51:18 AM (3508 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/30/2007 12:54:55 AM (3533 views)
Re: titlesearch usa inc - Sherry Greene/MI
10/30/2007 4:33:52 PM (3602 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/30/2007 11:51:23 PM (3681 views)
Re: titlesearch usa inc - Donna /PA
10/29/2007 10:43:48 AM (3704 views)
Re: titlesearch usa inc - Kristi Lee/NE
10/29/2007 12:00:57 PM (3571 views)
Re: titlesearch usa inc - george Hubka/MI
10/30/2007 10:19:10 PM (3491 views)
Re: titlesearch usa inc - Kevin Ahern/CT
10/31/2007 5:41:23 AM (3598 views)
Re: titlesearch usa inc - Jessica Talley/NJ
10/29/2007 1:18:32 PM (3585 views)
Re: titlesearch usa inc - Jean Lurtsema/AK
10/29/2007 1:50:31 PM (3560 views)

Eclipse - Russ Frye/GA
10/23/2007 10:24:39 AM (3445 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 10:45:14 AM (3922 views)
Re: Eclipse - Russ Frye/GA
10/23/2007 10:55:50 AM (3725 views)
Re: Eclipse - Deborah Manion/VA
10/23/2007 11:10:59 AM (3736 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 7:29:51 PM (3714 views)
Re: Eclipse - Wendi See/SC
10/23/2007 2:08:31 PM (3699 views)
Re: Eclipse - Laurie E/MD
10/23/2007 8:53:06 PM (3760 views)
Re: Eclipse - Loretta Reed/MD
10/23/2007 9:58:48 PM (3756 views)
Re: Eclipse - Wayne Schutt II/NY
10/25/2007 4:46:10 PM (3645 views)
Re: Eclipse - george Hubka/MI
10/29/2007 7:53:44 AM (3625 views)
Re: Eclipse - Ron McPherson/IA
10/24/2007 1:27:11 AM (3722 views)
Re: Eclipse - mollie cardell/SC
10/30/2007 10:06:19 AM (3526 views)

California Wildfires - Jarrod Clabaugh/OH
10/22/2007 3:16:57 PM (2952 views)
Re: California Wildfires - Joanetta Paniagua/CA
10/24/2007 2:49:33 PM (3599 views)
Re: California Wildfires - Jarrod Clabaugh/OH
10/24/2007 3:58:41 PM (3702 views)
Re: California Wildfires - Helene /GA
10/24/2007 10:44:12 PM (3706 views)




Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/21/2007 8:41:14 PM (5146 views)
Re: Meymax Title Agency in Columbus, Ohio - Alix Ott/MI
10/22/2007 8:39:40 AM (4213 views)
Re: Meymax Title Agency in Columbus, Ohio - Dorothy Payne/NY
10/22/2007 8:42:50 AM (6180 views)
Re: Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/25/2007 8:23:40 AM (4319 views)
Re: Meymax Title Agency in Columbus, Ohio - Constance Foye/VA
10/29/2007 12:22:00 PM (3970 views)

Servicelink/Atm is a PAIN - Carla Curry/KY
10/21/2007 1:57:17 PM (3520 views)
Re: Servicelink/Atm is a PAIN - Wanda Arndt/MN
10/22/2007 8:13:49 AM (4483 views)
Re: Servicelink/Atm is a PAIN - Patricia M/IN
10/22/2007 9:04:12 AM (4496 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 11:36:50 AM (4054 views)
Re: Servicelink/Atm is a PAIN - george Hubka/MI
10/22/2007 4:44:58 PM (3955 views)
Re: Servicelink/Atm is a PAIN - Jessica Talley/NJ
10/22/2007 7:24:12 PM (3924 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 7:40:14 PM (3833 views)
Re: Servicelink/Atm is a PAIN - Lori Cassidy/CT
10/23/2007 8:24:30 AM (3983 views)

CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/21/2007 12:35:29 PM (10337 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Robert Franco/OH
10/22/2007 9:40:45 AM (4382 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/25/2007 8:36:36 AM (4529 views)

ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/19/2007 2:57:24 PM (3387 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/19/2007 5:35:58 PM (3850 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/20/2007 12:13:15 AM (4048 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Kevin Ahern/CT
10/20/2007 4:37:04 AM (3972 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/20/2007 12:58:34 PM (3877 views)
Kevin, it was actually an attorney here in SC that tried that "my employee ordered it and she didn't have authorization" crap.  I responded with a certified letter espousing the undue enrichment argument, but the letter wasn't TO her, it was her copy of the letter I was going to send to the bar association in ten days.  I got my check.  Now, I'm sure as an attorney, you just had a viseral reaction to me saying I was going to contact the bar, but rest assured, I have only had to do this twice and only after I found that YES a closing had occured and therefore the monies due to me were pocketed by someone, just not me.

I usually don't have payment issues, not after getting burned so bad by Contemporary Realty. Although I eventually got all my money, I didn't make a plug nickel after I factored in the time of collecting. 

We have a very, very strong policy here at LCTE:  if we start working for you and you are immediately slow paying, we raise our rates to accomodate the extra time collecting--that of course usually sends them running to someone else, problem solved. 

The second policy is that if we have been working for you a while and you normally pay on time and start getting slow, we cut you off and post here to give everyone a heads up that there may be a problem coming.  There is NO EXCUSE in business for it to take an abstractor more than 60 days to be paid--even in the worst case.  Any company taking 60 days or more to pay, has cashflow issues and clearly doesn't have enough reserves to operate sufficiently.  Almost EVERY delinquent company uses the same excuse, my client isn't paying ME.  I don't know how many times we have to tell them--that is not MY concern.  YOU decided to work for THEM, I didn't.  YOU decided to accept their terms, I didn't.  MY employees expect to be paid every two weeks.  They might be friends, but they really could care less whether MY house payment gets made--in the end, they only really care if THEIR house payment gets made.  So, I can't say to them, you will have to wait because ABC company hasn't paid me.  They wouldn't be working for me long.  So why do the national companies say the same to use and expect a different reaction.  And appear confused when we have that reaction.

I had a rather enjoyable conversation yesterday with an owner of a national company who contacted me concerning some remarks I made on SOT.  While he was quite pleasant to speak with, I can't retract my statements because they were true.  As I said, the conversation was actually far from contentious and I found him to be quite humble about his cashflow issues.  However, in the end I felt we both came away from the conversation shaking our heads that the our person just didn't get it.  He tried, in vain I'm sorry to say, to explain to me how the national company level works--the competitiveness, the cost-cutting, the slim margins, etc. 

The reason I say he tried in vain is two fold.  First, because HE chooses to go along with these dictates.  What he forgets is that while he and I both have passion for this industry and we both can't picture ourselves doing anything else--the fact remains that we CAN do something else--tomorrow (Walmart is hiring for Christmas).  Would I/we be happy?--probably not, but if the businesses we both love so much can't be run profitably, with enough of a margin to maintain cash reserves for a rainy day, then we aren't really IN business.  So the fact that he has cashflow problems stemming from industry terms, is not my problem--HE chose to be dictated to. 

Now, I'm sure if he is reading this, he is still shaking his head that I don't GET IT., but the truth is, I DO get it and I simply chose NOT TO CARE.  Just because that is how the game is played at the national level, doesn't make it right.

The second reason he tried in vain, is because in the end, he wanted to work WITH me, not have me work FOR him.  That should be a good thing, right?  Why in vain?  Because, that only works IF he contacts me and advises that he has XYZ client that sends him volume work, work he wants to send me, but this client historically pays at 90 days, but they do pay, would I be willing to work with him on this, knowing pay would be slow.  Then I would take a moment to decide whether my business could afford to do the job on his terms.  That's working WITH someone.  But if remaining competitive on the national level requires him to make decisions for MY business, then he is wrong and LCTE doesn't work that way. 

None of which has anything to do with Kevin or his post, just venting.

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Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Carla Curry/KY
10/21/2007 1:27:03 PM (3887 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Nina Gladen/OH
11/15/2007 1:15:27 PM (3636 views)

AMERISTAR - Deborah Manion/VA
10/18/2007 12:30:55 PM (3183 views)
Re: AMERISTAR - Alix Ott/MI
10/18/2007 1:14:10 PM (3982 views)
Re: AMERISTAR - Wendi See/SC
10/18/2007 2:22:02 PM (3769 views)
Re: AMERISTAR - ks/IN
10/18/2007 7:15:55 PM (4084 views)
Re: AMERISTAR - ks/IN
10/19/2007 3:31:26 PM (4147 views)
Re: AMERISTAR - Alix Ott/MI
10/22/2007 8:43:46 AM (3820 views)
Re: AMERISTAR - Doug Hintzman/IA
10/22/2007 9:45:42 AM (3864 views)
Re: AMERISTAR - Jean Lurtsema/AK
10/22/2007 6:06:25 PM (3743 views)
Re: AMERISTAR - Lori Cassidy/CT
10/22/2007 9:42:58 PM (4069 views)
Re: AMERISTAR - we got paid - Deborah Manion/VA
10/23/2007 11:16:31 AM (3754 views)

NCS - Scott Aduddell/MO
10/18/2007 10:43:53 AM (3091 views)
Re: NCS - Jay Duncan/MO
10/18/2007 9:07:05 PM (4063 views)
Re: NCS - Scott Aduddell/MO
10/22/2007 1:27:40 PM (3631 views)

E&O insurance - Scott Aduddell/MO
10/18/2007 10:39:14 AM (3263 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 10:50:17 AM (4045 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 1:32:29 PM (3832 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 2:41:39 PM (3889 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 7:56:39 PM (3904 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 11:34:02 AM (5443 views)
Re: E&O insurance - Ron King/OK
10/26/2007 4:45:47 PM (5312 views)

Attention: Mya Sphincter - Joyce/OH
10/17/2007 9:06:55 PM (3105 views)
Re: Attention: Mya Sphincter - Rich/ME
10/18/2007 7:23:20 AM (4210 views)
Re: Attention: Mya Sphincter - unknown/TX
10/18/2007 11:45:22 PM (3951 views)
Re: Attention: Mya Sphincter - Loretta Reed/MD
10/19/2007 8:59:00 AM (4003 views)
Re: Attention: Mya Sphincter - unknown/TX
10/19/2007 3:32:55 PM (3595 views)
Re: Attention: Mya Sphincter - Professional Agitator/AK
10/19/2007 7:01:36 AM (3941 views)
Re: Attention: Mya Sphincter - George Booth/OH
10/21/2007 6:50:37 AM (3891 views)
Re: Attention: Mya Sphincter - Joyce/OH
10/23/2007 9:41:22 PM (3718 views)
Re: Attention: Mya Sphincter - Jessica Talley/NJ
10/24/2007 10:22:43 AM (3787 views)

Cell Tower Searches - Renne Campbell/PA
10/17/2007 7:30:38 PM (3272 views)
Re: Cell Tower Searches - STEVE MEINECKE/VA
10/17/2007 8:53:17 PM (4118 views)
Re: Cell Tower Searches - ks/IN
10/18/2007 8:02:32 PM (3903 views)
Re: Cell Tower Searches - Alix Ott/MI
10/18/2007 1:16:57 PM (4043 views)
Re: Cell Tower Searches - Wendy Waddell/PA
10/24/2007 7:00:36 AM (3803 views)
Re: Cell Tower Searches - STEVE MEINECKE/VA
10/24/2007 9:38:06 AM (4004 views)
Re: Cell Tower Searches - Kenneth Signor/SC
10/22/2007 5:55:13 AM (3908 views)
Re: Cell Tower Searches - Janis Talbot/SC
10/22/2007 7:12:25 AM (3779 views)
Re: Cell Tower Searches - James "Lin" Toney/MS
10/23/2007 12:04:14 AM (3844 views)
Re: Cell Tower Searches - Jean Allen/NC
10/24/2007 8:37:45 AM (3912 views)

Mortgage Industry Overhaul - Kevin Ahern/CT
10/17/2007 3:11:17 PM (2905 views)
Re: Mortgage Industry Overhaul - Jessica Talley/NJ
10/17/2007 5:51:56 PM (3471 views)


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