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Give Me Access To Your Credit Or Else! - David Bloys/TX
10/24/2007 9:09:25 PM (3263 views)
Re: Give Me Access To Your Credit Or Else! - Robert Franco/OH
10/25/2007 8:30:40 AM (4338 views)
Re: Give Me Access To Your Credit Or Else! - Wanda Steudel/OH
10/25/2007 9:50:36 AM (4525 views)
Re: Give Me Access To Your Credit Or Else! - David Bloys/TX
10/25/2007 10:37:40 AM (4446 views)
Re: Give Me Access To Your Credit Or Else! - Timothy Gatewood/TN
10/29/2007 12:23:41 PM (5924 views)
Re: Give Me Access To Your Credit Or Else! - Jean Lurtsema/AK
10/29/2007 1:42:14 PM (3891 views)

Southeast Equity Title - Susan Matson/MN
10/24/2007 12:43:41 PM (3687 views)
Re: Southeast Equity Title - Kevin Ahern/CT
10/24/2007 1:22:38 PM (4500 views)
Re: Southeast Equity Title - Loretta Reed/MD
10/24/2007 1:47:05 PM (4672 views)
Re: Southeast Equity Title - Janice /OH
10/26/2007 7:53:24 PM (6175 views)

REO Land Services a/k/a Real Estate One - Jill Kissell/IA
10/24/2007 10:44:03 AM (3334 views)
Re: REO Land Services a/k/a Real Estate One - Loretta Reed/MD
10/24/2007 1:48:21 PM (4607 views)
Re: REO Land Services a/k/a Real Estate One - Jana Urban-Buzek/OH
10/14/2009 11:40:26 AM (3975 views)
Re: REO Land Services a/k/a Real Estate One - john franz/NJ
12/4/2008 11:37:34 AM (3736 views)
Re: REO Land Services a/k/a Real Estate One - Glenda Hodge/TN
10/20/2009 4:28:50 PM (3712 views)
Re: REO Land Services a/k/a Real Estate One - john franz/NJ
10/26/2009 3:19:23 PM (3695 views)

Countrywide to restructure distressed mortgages - Kevin Ahern/CT
10/24/2007 8:32:29 AM (3265 views)
Re: Countrywide to restructure distressed mortgages - Scott Perry/PA
10/25/2007 10:47:29 PM (4147 views)

Title Plant Software - Ron McPherson/IA
10/24/2007 1:43:18 AM (4730 views)
Re: Title Plant Software - Faith Burns/MD
10/24/2007 12:26:46 PM (4685 views)
Re: Title Plant Software - Ron McPherson/IA
10/24/2007 2:57:13 PM (4466 views)
Re: Title Plant Software - Faith Burns/MD
10/25/2007 3:59:13 PM (4405 views)
Re: Title Plant Software - Robert Franco/OH
10/24/2007 6:23:07 PM (4607 views)
Re: Title Plant Software - Smitty Strickland/SC
10/26/2007 6:34:10 PM (4354 views)




titlesearch usa inc - donna little/CT
10/23/2007 9:55:38 PM (3467 views)
Re: titlesearch usa inc - Dan Zook/NY
10/24/2007 9:18:32 AM (4406 views)
Re: titlesearch usa inc - ANTHONY MUZIO/NY
10/24/2007 7:13:44 PM (4346 views)
Re: titlesearch usa inc - Scott Morehouse/NY
10/24/2007 9:49:32 PM (4347 views)
Re: titlesearch usa inc - Dan Zook/NY
10/25/2007 8:28:56 AM (4312 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/26/2007 7:44:21 PM (4261 views)
Re: titlesearch usa inc - Lori Cassidy/CT
10/29/2007 8:51:18 AM (3975 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/30/2007 12:54:55 AM (3970 views)
Re: titlesearch usa inc - Sherry Greene/MI
10/30/2007 4:33:52 PM (4125 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/30/2007 11:51:23 PM (4260 views)
Re: titlesearch usa inc - Donna /PA
10/29/2007 10:43:48 AM (4151 views)
Re: titlesearch usa inc - Kristi Lee/NE
10/29/2007 12:00:57 PM (4059 views)
Re: titlesearch usa inc - george Hubka/MI
10/30/2007 10:19:10 PM (4009 views)
Re: titlesearch usa inc - Kevin Ahern/CT
10/31/2007 5:41:23 AM (4108 views)
Re: titlesearch usa inc - Jessica Talley/NJ
10/29/2007 1:18:32 PM (4042 views)
Re: titlesearch usa inc - Jean Lurtsema/AK
10/29/2007 1:50:31 PM (4014 views)

Eclipse - Russ Frye/GA
10/23/2007 10:24:39 AM (3600 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 10:45:14 AM (4354 views)
Re: Eclipse - Russ Frye/GA
10/23/2007 10:55:50 AM (4123 views)
Re: Eclipse - Deborah Manion/VA
10/23/2007 11:10:59 AM (4120 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 7:29:51 PM (4124 views)
Re: Eclipse - Wendi See/SC
10/23/2007 2:08:31 PM (4107 views)
Re: Eclipse - Laurie E/MD
10/23/2007 8:53:06 PM (4194 views)
Re: Eclipse - Loretta Reed/MD
10/23/2007 9:58:48 PM (4154 views)
Re: Eclipse - Wayne Schutt II/NY
10/25/2007 4:46:10 PM (4040 views)
Re: Eclipse - george Hubka/MI
10/29/2007 7:53:44 AM (4024 views)
Re: Eclipse - Ron McPherson/IA
10/24/2007 1:27:11 AM (4154 views)
Re: Eclipse - mollie cardell/SC
10/30/2007 10:06:19 AM (3915 views)

California Wildfires - Jarrod Clabaugh/OH
10/22/2007 3:16:57 PM (3089 views)
Re: California Wildfires - Joanetta Paniagua/CA
10/24/2007 2:49:33 PM (3997 views)
Re: California Wildfires - Jarrod Clabaugh/OH
10/24/2007 3:58:41 PM (4148 views)
Re: California Wildfires - Helene /GA
10/24/2007 10:44:12 PM (4117 views)

Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/21/2007 8:41:14 PM (5301 views)
Re: Meymax Title Agency in Columbus, Ohio - Alix Ott/MI
10/22/2007 8:39:40 AM (4617 views)
Re: Meymax Title Agency in Columbus, Ohio - Dorothy Payne/NY
10/22/2007 8:42:50 AM (6672 views)
Re: Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/25/2007 8:23:40 AM (4743 views)
Re: Meymax Title Agency in Columbus, Ohio - Constance Foye/VA
10/29/2007 12:22:00 PM (4379 views)

Servicelink/Atm is a PAIN - Carla Curry/KY
10/21/2007 1:57:17 PM (3634 views)
Re: Servicelink/Atm is a PAIN - Wanda Arndt/MN
10/22/2007 8:13:49 AM (4859 views)
Re: Servicelink/Atm is a PAIN - Patricia M/IN
10/22/2007 9:04:12 AM (4870 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 11:36:50 AM (4418 views)
Re: Servicelink/Atm is a PAIN - george Hubka/MI
10/22/2007 4:44:58 PM (4329 views)
Re: Servicelink/Atm is a PAIN - Jessica Talley/NJ
10/22/2007 7:24:12 PM (4311 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 7:40:14 PM (4208 views)
Re: Servicelink/Atm is a PAIN - Lori Cassidy/CT
10/23/2007 8:24:30 AM (4375 views)

CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/21/2007 12:35:29 PM (10440 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Robert Franco/OH
10/22/2007 9:40:45 AM (4763 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/25/2007 8:36:36 AM (4921 views)

ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/19/2007 2:57:24 PM (3499 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/19/2007 5:35:58 PM (4199 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/20/2007 12:13:15 AM (4443 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Kevin Ahern/CT
10/20/2007 4:37:04 AM (4346 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/20/2007 12:58:34 PM (4221 views)
Kevin, it was actually an attorney here in SC that tried that "my employee ordered it and she didn't have authorization" crap.  I responded with a certified letter espousing the undue enrichment argument, but the letter wasn't TO her, it was her copy of the letter I was going to send to the bar association in ten days.  I got my check.  Now, I'm sure as an attorney, you just had a viseral reaction to me saying I was going to contact the bar, but rest assured, I have only had to do this twice and only after I found that YES a closing had occured and therefore the monies due to me were pocketed by someone, just not me.

I usually don't have payment issues, not after getting burned so bad by Contemporary Realty. Although I eventually got all my money, I didn't make a plug nickel after I factored in the time of collecting. 

We have a very, very strong policy here at LCTE:  if we start working for you and you are immediately slow paying, we raise our rates to accomodate the extra time collecting--that of course usually sends them running to someone else, problem solved. 

The second policy is that if we have been working for you a while and you normally pay on time and start getting slow, we cut you off and post here to give everyone a heads up that there may be a problem coming.  There is NO EXCUSE in business for it to take an abstractor more than 60 days to be paid--even in the worst case.  Any company taking 60 days or more to pay, has cashflow issues and clearly doesn't have enough reserves to operate sufficiently.  Almost EVERY delinquent company uses the same excuse, my client isn't paying ME.  I don't know how many times we have to tell them--that is not MY concern.  YOU decided to work for THEM, I didn't.  YOU decided to accept their terms, I didn't.  MY employees expect to be paid every two weeks.  They might be friends, but they really could care less whether MY house payment gets made--in the end, they only really care if THEIR house payment gets made.  So, I can't say to them, you will have to wait because ABC company hasn't paid me.  They wouldn't be working for me long.  So why do the national companies say the same to use and expect a different reaction.  And appear confused when we have that reaction.

I had a rather enjoyable conversation yesterday with an owner of a national company who contacted me concerning some remarks I made on SOT.  While he was quite pleasant to speak with, I can't retract my statements because they were true.  As I said, the conversation was actually far from contentious and I found him to be quite humble about his cashflow issues.  However, in the end I felt we both came away from the conversation shaking our heads that the our person just didn't get it.  He tried, in vain I'm sorry to say, to explain to me how the national company level works--the competitiveness, the cost-cutting, the slim margins, etc. 

The reason I say he tried in vain is two fold.  First, because HE chooses to go along with these dictates.  What he forgets is that while he and I both have passion for this industry and we both can't picture ourselves doing anything else--the fact remains that we CAN do something else--tomorrow (Walmart is hiring for Christmas).  Would I/we be happy?--probably not, but if the businesses we both love so much can't be run profitably, with enough of a margin to maintain cash reserves for a rainy day, then we aren't really IN business.  So the fact that he has cashflow problems stemming from industry terms, is not my problem--HE chose to be dictated to. 

Now, I'm sure if he is reading this, he is still shaking his head that I don't GET IT., but the truth is, I DO get it and I simply chose NOT TO CARE.  Just because that is how the game is played at the national level, doesn't make it right.

The second reason he tried in vain, is because in the end, he wanted to work WITH me, not have me work FOR him.  That should be a good thing, right?  Why in vain?  Because, that only works IF he contacts me and advises that he has XYZ client that sends him volume work, work he wants to send me, but this client historically pays at 90 days, but they do pay, would I be willing to work with him on this, knowing pay would be slow.  Then I would take a moment to decide whether my business could afford to do the job on his terms.  That's working WITH someone.  But if remaining competitive on the national level requires him to make decisions for MY business, then he is wrong and LCTE doesn't work that way. 

None of which has anything to do with Kevin or his post, just venting.

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Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Carla Curry/KY
10/21/2007 1:27:03 PM (4244 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Nina Gladen/OH
11/15/2007 1:15:27 PM (4029 views)

AMERISTAR - Deborah Manion/VA
10/18/2007 12:30:55 PM (3282 views)
Re: AMERISTAR - Alix Ott/MI
10/18/2007 1:14:10 PM (4345 views)
Re: AMERISTAR - Wendi See/SC
10/18/2007 2:22:02 PM (4133 views)
Re: AMERISTAR - ks/IN
10/18/2007 7:15:55 PM (4445 views)
Re: AMERISTAR - ks/IN
10/19/2007 3:31:26 PM (4470 views)
Re: AMERISTAR - Alix Ott/MI
10/22/2007 8:43:46 AM (4178 views)
Re: AMERISTAR - Doug Hintzman/IA
10/22/2007 9:45:42 AM (4220 views)
Re: AMERISTAR - Jean Lurtsema/AK
10/22/2007 6:06:25 PM (4120 views)
Re: AMERISTAR - Lori Cassidy/CT
10/22/2007 9:42:58 PM (4438 views)
Re: AMERISTAR - we got paid - Deborah Manion/VA
10/23/2007 11:16:31 AM (4117 views)

NCS - Scott Aduddell/MO
10/18/2007 10:43:53 AM (3199 views)
Re: NCS - Jay Duncan/MO
10/18/2007 9:07:05 PM (4401 views)
Re: NCS - Scott Aduddell/MO
10/22/2007 1:27:40 PM (3968 views)

E&O insurance - Scott Aduddell/MO
10/18/2007 10:39:14 AM (3364 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 10:50:17 AM (4374 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 1:32:29 PM (4201 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 2:41:39 PM (4250 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 7:56:39 PM (4259 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 11:34:02 AM (5829 views)
Re: E&O insurance - Ron King/OK
10/26/2007 4:45:47 PM (5709 views)


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