If you are hypothesizing that the lien was filed after she took title to the property, which it would have to be to attach, then it would depend on how she held title. If she held title under her new name, then a lien filed with a different name would not be sufficient notice unless there was something filed that would provide an examiner with sufficient notice that the previous name should be checked, such as a divorce case or an AKA on the documents.
If you are trying to devise a situation where there is a title claim due to fraud or negligence of the lender not providing information contained on a credit report, it is going to be pretty tough to do without negligence on the part of the title searcher, also.
Best,
Robert A. Franco
SOURCE OF TITLE
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