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Contemporary Realty-STILL - SHARON YAHRAES/ID
10/16/2006 1:39:50 PM (2462 views)
Re: Contemporary Realty-STILL - Dave Pell/GA
10/16/2006 2:22:21 PM (2857 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/16/2006 2:27:58 PM (2888 views)
Re: Contemporary Realty-STILL - SHARON YAHRAES/ID
10/16/2006 3:24:40 PM (2860 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/16/2006 3:29:42 PM (2861 views)
Re: Contemporary Realty-STILL - Audra Howell/KS
10/17/2006 7:44:36 AM (2834 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/17/2006 10:30:01 AM (2844 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/17/2006 2:03:23 PM (2774 views)
Re: Contemporary Realty-STILL - Loretta Reed/MD
10/17/2006 12:02:27 PM (2747 views)

Another one bites the dust! - Kurt deVries/FL
10/16/2006 12:56:47 PM (2471 views)
Re: Another one bites the dust! - JOSEPH MARTINEZ/NM
10/17/2006 5:18:13 PM (2687 views)
Re: Another one bites the dust! - Kurt deVries/FL
10/18/2006 3:18:45 PM (2628 views)

Carolinas Title Camp Approching - Robert Franco/OH
10/16/2006 11:14:12 AM (2439 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/16/2006 10:24:37 PM (2818 views)
Re: Carolinas Title Camp Approching - Jay Duncan/MO
10/19/2006 11:44:45 AM (2660 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/19/2006 12:36:49 PM (2612 views)
Re: Carolinas Title Camp Approching - Jay Duncan/MO
10/19/2006 1:24:51 PM (2531 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/20/2006 8:39:18 AM (2605 views)

What is a "direct" vs. "indirect" search - Jeanine Johnson/FL
10/15/2006 11:43:04 AM (2342 views)
Re: What is a "direct" vs. "indirect" search - Scott Perry/PA
10/15/2006 2:11:09 PM (2968 views)
Re: What is a "direct" vs. "indirect" search - LAWANDA  MCMILLIAN/AR
10/16/2006 3:25:14 PM (2896 views)
Re: What is a "direct" vs. "indirect" search - Doug Hollowell/TX
10/18/2006 11:23:50 PM (4600 views)

Here in Texas, when refering to "direct" and "indirect " searches we would interepret as "starts" or "starter files".  In other words, a prior title commitment or policy.  If the prior covers your exact legal description (i.e. exact match on lot & block and map reference in a subdivision) then it is considered a "direct start";  if the prior covers a different lot and/or block within the same subdivision then it is considered an "indirect start".  The purpose and use of this is to assist in expediting the completion of the title commitment by helping reduce reseach time in finding "exceptions" items typically shown on Schedule B of a Texas Title Commitment.  Texas requires that the exceptions items like restrictive covenants, recorded easements, etc., be set out individually as opposed to generally excepting to these items. Texas Title Commitment forms are promulgated by the Texas Department of Insurance (TDI) and contain a Schedule A, B, C & D; unlike ALTA Commitments which include a Schedule A, B1 & B2.  Additionally, the TDI also requires that the title search be derived from an underwritten title plant (i.e. minimum 25 year geographic index of the county records).  A Texas title agent cannot recieve a license from TDI without ownership in or a valid lease of an underwritten title plant (see procedural rule P-12; http://www.tdi.state.tx.us/company/titlem4c.html#P-12).

Hope this helps.

Doug Hollowell

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You Gotta See It To Believe It - Jan Forster/NC
10/14/2006 6:14:46 AM (3435 views)
Re: You Gotta See It To Believe It - David Bloys/TX
10/14/2006 11:21:04 AM (2869 views)
Re: You Gotta See It To Believe It - Leroy Lewis/GA
10/15/2006 12:00:26 PM (2721 views)




Election Assistance Needed - Jan Forster/NC
10/14/2006 5:57:41 AM (1869 views)

Friday 13 th - Kevin Ahern/CT
10/13/2006 6:32:25 AM (2361 views)
Re: Friday 13 th - George Booth/TX
10/13/2006 8:15:16 AM (2908 views)
Re: Friday 13 th - mike/PA
10/13/2006 8:58:08 AM (2931 views)
Re: Friday 13 th - George Booth/TX
10/13/2006 9:24:57 AM (2807 views)
Re: Friday 13 th - Robert Franco/OH
10/13/2006 9:28:46 AM (2803 views)
Re: Friday 13 th - Kevin Ahern/CT
10/13/2006 9:41:19 AM (2856 views)
Re: Friday 13 th - Jarrod Clabaugh/OH
10/13/2006 9:59:04 AM (2803 views)
Re: Friday 13 th - Kevin Ahern/CT
10/13/2006 11:10:13 AM (2714 views)
Re: Friday 13 th - Scott Perry/PA
10/13/2006 1:15:04 PM (2772 views)
Re: Friday 13 th - mike/PA
10/13/2006 3:02:22 PM (2790 views)
Re: Friday 13 th - Ricky Farrow/FL
10/13/2006 9:21:30 PM (2886 views)
Re: Friday 13 th - Scott Perry/PA
10/15/2006 2:06:48 PM (2846 views)

"Experienced Novice" has a question - David Adler/NY
10/12/2006 1:04:08 PM (1996 views)

Candidates Duel Over Online Records - David Bloys/TX
10/12/2006 12:36:29 AM (3170 views)
Re: Candidates Duel Over Online Records - Jarrod Clabaugh/OH
10/13/2006 3:43:44 PM (2820 views)
Re: Candidates Duel Over Online Records - David Bloys/TX
10/14/2006 11:24:06 AM (2783 views)
Re: Candidates Duel Over Online Records - Lisa Ramsey/TX
10/15/2006 2:54:55 PM (2796 views)

Credit Card Interest Rates - Ricky Farrow/FL
10/12/2006 12:28:08 AM (2259 views)
Re: Credit Card Interest Rates - George Booth/TX
10/12/2006 1:17:01 AM (2622 views)

Recordings & Transfer Forms - Danielle Nelson/WI
10/11/2006 10:45:38 AM (2342 views)
Re: Recordings & Transfer Forms - George Booth/TX
10/11/2006 11:20:58 AM (2916 views)
Re: Recordings & Transfer Forms - Bobbi Shorthouse, Notary Public/CT
10/11/2006 11:30:52 AM (2873 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/11/2006 4:03:07 PM (2841 views)
Re: Recordings & Transfer Forms - mason haas/NY
10/11/2006 7:56:06 PM (2823 views)
Re: Recordings & Transfer Forms - Norean/GA
10/11/2006 9:02:05 PM (2733 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/16/2006 1:56:33 PM (2756 views)
Re: Recordings & Transfer Forms - Robert Franco/OH
10/16/2006 2:01:43 PM (2771 views)
Re: Recordings & Transfer Forms - Scott Perry/PA
10/12/2006 12:40:34 AM (2648 views)
Re: Recordings & Transfer Forms - Danielle Nelson/WI
10/12/2006 11:35:14 AM (2854 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/16/2006 2:01:10 PM (2762 views)

Learned Something New - Helene /GA
10/10/2006 10:21:23 PM (2400 views)
Re: Learned Something New - Jay Duncan/MO
10/11/2006 8:03:26 AM (2912 views)
Re: Learned Something New - STEVE MEINECKE/VA
10/11/2006 2:12:14 PM (2774 views)
Re: Learned Something New - george Hubka/MI
10/11/2006 4:07:11 PM (2742 views)
Re: Learned Something New - Ben Kohnen/WI
10/12/2006 11:18:04 AM (2737 views)

INFORMAL "LIST" POLL - Jan Forster/NC
10/9/2006 12:01:52 AM (3261 views)
Update - Jan Forster/NC
10/11/2006 1:21:50 AM (2841 views)
Re: Update - Tammy Knight/MO
10/13/2006 3:56:18 AM (2812 views)
Re: Update - Jan Forster/NC
10/14/2006 5:39:10 AM (2856 views)
Re: INFORMAL "LIST" POLL - Sara Leamon/NC
10/16/2006 7:41:29 AM (2725 views)

The "A" List - Jan Forster/NC
10/6/2006 9:45:48 AM (2656 views)
Re: The "A" List - Loretta Reed/MD
10/6/2006 10:11:27 AM (2932 views)
Re: The "A" List - Kevin Ahern/CT
10/6/2006 10:12:47 AM (2875 views)
Re: The "A" List - Jan Forster/NC
10/6/2006 10:20:11 AM (2867 views)
Re: The "A" List - George Booth/TX
10/6/2006 11:06:19 AM (2852 views)
Re: The "A" List - Robert Franco/OH
10/6/2006 11:41:44 AM (2889 views)
Re: The "A" List - Scott Perry/PA
10/6/2006 7:23:15 PM (2996 views)
Re: The "A" List - Ricky Farrow/FL
10/7/2006 4:27:50 PM (2824 views)
Re: The "A" List - Robert Franco/OH
10/7/2006 6:08:48 PM (2773 views)
Re: The "A" List - Scott Perry/PA
10/7/2006 7:56:41 PM (2796 views)
Re: The "A" List - Robert Franco/OH
10/7/2006 8:40:06 PM (2861 views)
Re: The "A" List - Jan Forster/NC
10/7/2006 8:01:29 PM (2765 views)
Re: The "A" List - george Hubka/MI
10/8/2006 9:46:03 PM (2737 views)

Red Light Cameras Exposed Thousands To Identity Theft - David Bloys/TX
10/5/2006 9:07:00 PM (3131 views)


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