There is usually more to a title examination than simply retyping your search information into their system.  Depending on the type of transaction and other factors, there are exceptions to coverage and requirements raised that have nothing to do with the information that you have obtained.

The title examiner may also require documents for examination that are not of public record in order to close and fund the loan. A title exam can be complicated, even if it would appear very simple by your viewing of the public record.  Aside from the good work that you are doing with regard to lien position, the examiner is also concerned with perfecting the new lien.

Thus, the title company is providing a core service for which it is compensated.  Your fee is rolled into the cost of the service as a whole.