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Carolinas Title Camp Approching - Robert Franco/OH
10/16/2006 11:14:12 AM (2782 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/16/2006 10:24:37 PM (3722 views)
Re: Carolinas Title Camp Approching - Jay Duncan/MO
10/19/2006 11:44:45 AM (3582 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/19/2006 12:36:49 PM (3464 views)
Re: Carolinas Title Camp Approching - Jay Duncan/MO
10/19/2006 1:24:51 PM (3470 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/20/2006 8:39:18 AM (3551 views)

What is a "direct" vs. "indirect" search - Jeanine Johnson/FL
10/15/2006 11:43:04 AM (2662 views)
Re: What is a "direct" vs. "indirect" search - Scott Perry/PA
10/15/2006 2:11:09 PM (4015 views)
Re: What is a "direct" vs. "indirect" search - LAWANDA  MCMILLIAN/AR
10/16/2006 3:25:14 PM (3982 views)
Re: What is a "direct" vs. "indirect" search - Doug Hollowell/TX
10/18/2006 11:23:50 PM (5697 views)

Here in Texas, when refering to "direct" and "indirect " searches we would interepret as "starts" or "starter files".  In other words, a prior title commitment or policy.  If the prior covers your exact legal description (i.e. exact match on lot & block and map reference in a subdivision) then it is considered a "direct start";  if the prior covers a different lot and/or block within the same subdivision then it is considered an "indirect start".  The purpose and use of this is to assist in expediting the completion of the title commitment by helping reduce reseach time in finding "exceptions" items typically shown on Schedule B of a Texas Title Commitment.  Texas requires that the exceptions items like restrictive covenants, recorded easements, etc., be set out individually as opposed to generally excepting to these items. Texas Title Commitment forms are promulgated by the Texas Department of Insurance (TDI) and contain a Schedule A, B, C & D; unlike ALTA Commitments which include a Schedule A, B1 & B2.  Additionally, the TDI also requires that the title search be derived from an underwritten title plant (i.e. minimum 25 year geographic index of the county records).  A Texas title agent cannot recieve a license from TDI without ownership in or a valid lease of an underwritten title plant (see procedural rule P-12; http://www.tdi.state.tx.us/company/titlem4c.html#P-12).

Hope this helps.

Doug Hollowell

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You Gotta See It To Believe It - Jan Forster/NC
10/14/2006 6:14:46 AM (3802 views)
Re: You Gotta See It To Believe It - David Bloys/TX
10/14/2006 11:21:04 AM (3766 views)
Re: You Gotta See It To Believe It - Leroy Lewis/GA
10/15/2006 12:00:26 PM (3609 views)

Election Assistance Needed - Jan Forster/NC
10/14/2006 5:57:41 AM (2103 views)

Friday 13 th - Kevin Ahern/CT
10/13/2006 6:32:25 AM (2654 views)
Re: Friday 13 th - George Booth/TX
10/13/2006 8:15:16 AM (3767 views)
Re: Friday 13 th - mike/PA
10/13/2006 8:58:08 AM (3838 views)
Re: Friday 13 th - George Booth/TX
10/13/2006 9:24:57 AM (3750 views)
Re: Friday 13 th - Robert Franco/OH
10/13/2006 9:28:46 AM (3778 views)
Re: Friday 13 th - Kevin Ahern/CT
10/13/2006 9:41:19 AM (3804 views)
Re: Friday 13 th - Jarrod Clabaugh/OH
10/13/2006 9:59:04 AM (3738 views)
Re: Friday 13 th - Kevin Ahern/CT
10/13/2006 11:10:13 AM (3629 views)
Re: Friday 13 th - Scott Perry/PA
10/13/2006 1:15:04 PM (3735 views)
Re: Friday 13 th - mike/PA
10/13/2006 3:02:22 PM (3689 views)
Re: Friday 13 th - Ricky Farrow/FL
10/13/2006 9:21:30 PM (3829 views)
Re: Friday 13 th - Scott Perry/PA
10/15/2006 2:06:48 PM (3770 views)




"Experienced Novice" has a question - David Adler/NY
10/12/2006 1:04:08 PM (2275 views)

Candidates Duel Over Online Records - David Bloys/TX
10/12/2006 12:36:29 AM (3520 views)
Re: Candidates Duel Over Online Records - Jarrod Clabaugh/OH
10/13/2006 3:43:44 PM (4031 views)
Re: Candidates Duel Over Online Records - David Bloys/TX
10/14/2006 11:24:06 AM (3787 views)
Re: Candidates Duel Over Online Records - Lisa Ramsey/TX
10/15/2006 2:54:55 PM (3835 views)

Credit Card Interest Rates - Ricky Farrow/FL
10/12/2006 12:28:08 AM (2551 views)
Re: Credit Card Interest Rates - George Booth/TX
10/12/2006 1:17:01 AM (3574 views)

Recordings & Transfer Forms - Danielle Nelson/WI
10/11/2006 10:45:38 AM (2699 views)
Re: Recordings & Transfer Forms - George Booth/TX
10/11/2006 11:20:58 AM (3913 views)
Re: Recordings & Transfer Forms - Bobbi Shorthouse, Notary Public/CT
10/11/2006 11:30:52 AM (3899 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/11/2006 4:03:07 PM (3846 views)
Re: Recordings & Transfer Forms - mason haas/NY
10/11/2006 7:56:06 PM (3794 views)
Re: Recordings & Transfer Forms - Norean/GA
10/11/2006 9:02:05 PM (3758 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/16/2006 1:56:33 PM (3714 views)
Re: Recordings & Transfer Forms - Robert Franco/OH
10/16/2006 2:01:43 PM (3763 views)
Re: Recordings & Transfer Forms - Scott Perry/PA
10/12/2006 12:40:34 AM (3566 views)
Re: Recordings & Transfer Forms - Danielle Nelson/WI
10/12/2006 11:35:14 AM (3901 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/16/2006 2:01:10 PM (3727 views)

Learned Something New - Helene /GA
10/10/2006 10:21:23 PM (2712 views)
Re: Learned Something New - Jay Duncan/MO
10/11/2006 8:03:26 AM (3890 views)
Re: Learned Something New - STEVE MEINECKE/VA
10/11/2006 2:12:14 PM (3775 views)
Re: Learned Something New - george Hubka/MI
10/11/2006 4:07:11 PM (3735 views)
Re: Learned Something New - Ben Kohnen/WI
10/12/2006 11:18:04 AM (3927 views)

INFORMAL "LIST" POLL - Jan Forster/NC
10/9/2006 12:01:52 AM (3582 views)
Update - Jan Forster/NC
10/11/2006 1:21:50 AM (3923 views)
Re: Update - Tammy Knight/MO
10/13/2006 3:56:18 AM (3839 views)
Re: Update - Jan Forster/NC
10/14/2006 5:39:10 AM (4029 views)
Re: INFORMAL "LIST" POLL - Sara Leamon/NC
10/16/2006 7:41:29 AM (3660 views)

The "A" List - Jan Forster/NC
10/6/2006 9:45:48 AM (2960 views)
Re: The "A" List - Loretta Reed/MD
10/6/2006 10:11:27 AM (3938 views)
Re: The "A" List - Kevin Ahern/CT
10/6/2006 10:12:47 AM (3864 views)
Re: The "A" List - Jan Forster/NC
10/6/2006 10:20:11 AM (3798 views)
Re: The "A" List - George Booth/TX
10/6/2006 11:06:19 AM (3828 views)
Re: The "A" List - Robert Franco/OH
10/6/2006 11:41:44 AM (4091 views)
Re: The "A" List - Scott Perry/PA
10/6/2006 7:23:15 PM (3933 views)
Re: The "A" List - Ricky Farrow/FL
10/7/2006 4:27:50 PM (3807 views)
Re: The "A" List - Robert Franco/OH
10/7/2006 6:08:48 PM (3793 views)
Re: The "A" List - Scott Perry/PA
10/7/2006 7:56:41 PM (3717 views)
Re: The "A" List - Robert Franco/OH
10/7/2006 8:40:06 PM (3906 views)
Re: The "A" List - Jan Forster/NC
10/7/2006 8:01:29 PM (3746 views)
Re: The "A" List - george Hubka/MI
10/8/2006 9:46:03 PM (3750 views)

Red Light Cameras Exposed Thousands To Identity Theft - David Bloys/TX
10/5/2006 9:07:00 PM (3450 views)

SOT Member in USA Today - David Bloys/TX
10/5/2006 2:24:01 PM (3808 views)
Re: SOT Member in USA Today - George Booth/TX
10/5/2006 2:36:37 PM (3857 views)
Re: SOT Member in USA Today - Jan Forster/NC
10/5/2006 8:08:47 PM (3759 views)
Re: SOT Member in USA Today - Vikki Moffitt/GA
10/5/2006 8:06:24 PM (3742 views)

If I see one more post about non-payers.... - George Booth/TX
10/5/2006 12:26:28 PM (2805 views)
Re: If I see one more post about non-payers.... - Scott Perry/PA
10/5/2006 12:51:43 PM (3906 views)
Re: If I see one more post about non-payers.... - George Booth/TX
10/5/2006 1:46:27 PM (3848 views)
Re: If I see one more post about non-payers.... - Robert Franco/OH
10/5/2006 2:04:45 PM (3831 views)
Re: If I see one more post about non-payers.... - Robert Franco/OH
10/5/2006 1:57:17 PM (3779 views)
Re: If I see one more post about non-payers.... - David Bloys/TX
10/5/2006 2:18:23 PM (3860 views)


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