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National Funding Services Inc - J Nisonger/CA
6/15/2006 5:50:12 PM (2770 views)
Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/16/2006 1:21:42 PM (3784 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 11:41:14 AM (3697 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 1:22:03 PM (3679 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 5:14:35 PM (3704 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 5:51:57 PM (3559 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:58:18 PM (3590 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:56:36 PM (3550 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (2788 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (3734 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (3765 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (3577 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (3735 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (3682 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (2888 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (5321 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (3900 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (3965 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (3966 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (3836 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (3913 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (3883 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (3758 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (3502 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (4077 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (4130 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (3997 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (4038 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (4034 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (3890 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (3935 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

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Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (3881 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (3767 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (3885 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (3808 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (3936 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (3980 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (4039 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (4014 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (3839 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (3878 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (3909 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (3908 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (3847 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (3862 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (3879 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (3891 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (3704 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (3700 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (3728 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (3731 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3254 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (3914 views)


Real Title Services


Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (2991 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (3786 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3270 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (4140 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (3981 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (4030 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (3781 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (3719 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (4064 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (3908 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (3852 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (3956 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (3922 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (3941 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (3889 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3212 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (4148 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (4178 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (5705 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (4036 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (4039 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (6261 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (3826 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (4097 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (4323 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (4143 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (4149 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (5402 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (4081 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (4106 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (4078 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (4061 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (10272 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (4654 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (4493 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (4361 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (4370 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4160 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (4160 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (4090 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (3978 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (4093 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (4146 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (3437 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (4448 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (4383 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (4284 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (4284 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (4264 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (4266 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (4200 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (4255 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (4185 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (4247 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3236 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (4302 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (2814 views)


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