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Odd request...E & O/clients - Michael /KS
6/19/2006 12:42:29 PM (3078 views)
Re: Odd request...E & O/clients - JON SARVER/GA
6/26/2006 8:43:30 AM (4465 views)

Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:08:37 PM (3010 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 12:31:25 PM (4798 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:35:04 PM (4778 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:41:19 PM (4817 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 1:11:19 PM (4754 views)
Re: Is Everyone Finally Ready? - george Hubka/MI
6/20/2006 6:19:31 PM (4553 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:37:17 PM (4751 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 5:04:57 PM (5396 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 11:36:03 PM (4608 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/20/2006 11:30:11 AM (4574 views)
Re: Is Everyone Finally Ready? - Scott Perry/PA
6/20/2006 7:10:21 PM (4584 views)
Re: Is Everyone Finally Ready? - Scott Aduddell/MO
6/21/2006 10:51:03 AM (4820 views)

NATIONWIDE COURT SERVICES PAYING ???? - Mason Haas/NY
6/19/2006 10:22:49 AM (3151 views)
Re: NATIONWIDE COURT SERVICES PAYING ???? - Johanna Malki/FL
6/19/2006 11:57:35 AM (4710 views)

Lindsey's Title Abstracting - Kim Goodman/GA
6/19/2006 9:36:44 AM (2983 views)
Re: Lindsey's Title Abstracting - Vikki Moffitt/GA
6/19/2006 12:45:41 PM (4877 views)
Re: Lindsey's Title Abstracting - Norean /GA
6/20/2006 7:48:00 PM (4808 views)
Re: New Address for Lindsey's Title Abstracting - Kim Goodman/GA
11/9/2007 9:15:35 AM (4428 views)

Underwriting manuals - Tim Shelton/AL
6/16/2006 5:42:12 PM (3107 views)
Re: Underwriting manuals - George Booth/OH
6/17/2006 12:48:46 AM (5131 views)
Re: Underwriting manuals - STEVE MEINECKE/VA
6/17/2006 10:31:13 AM (5175 views)
Re: Underwriting manuals - Robert Franco/OH
6/17/2006 12:34:56 PM (5087 views)
Re: Underwriting manuals - Jay Duncan/MO
6/17/2006 4:05:45 PM (6421 views)
Re: Underwriting manuals - Tim Shelton/AL
6/21/2006 2:20:02 PM (4697 views)


Real Title Services


Wendi!!! - J Nisonger/CA
6/15/2006 6:21:47 PM (2547 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 5:50:12 PM (3125 views)
Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/16/2006 1:21:42 PM (4728 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 11:41:14 AM (4641 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 1:22:03 PM (4674 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 5:14:35 PM (4730 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 5:51:57 PM (4573 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:58:18 PM (4861 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:56:36 PM (4734 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3181 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (4750 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (4712 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (4604 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (4787 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (4636 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3248 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6389 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5113 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5167 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (4941 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (4788 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (4940 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (4852 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (4749 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4001 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5049 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5149 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (4998 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5012 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (4999 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (4883 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (4941 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

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Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5213 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (4818 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (4861 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (4803 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (4883 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (4898 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5032 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5027 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (4865 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (4902 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (4927 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (4922 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (4861 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (4900 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (4904 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (4873 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (4719 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (4703 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (4737 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (4699 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3602 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (4833 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3360 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (4755 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3663 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5270 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5089 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (4966 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (4712 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (4630 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (4985 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (4824 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (4717 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4469 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (4870 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (4929 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (4859 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3638 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5084 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5131 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7081 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5005 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5025 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (7309 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5146 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5041 views)


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