Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | hide all replies



Kasparnet - Barbara Bennett/IN
6/20/2006 6:49:58 PM (3519 views)
Re: Kasparnet - George Booth/OH
6/20/2006 7:14:55 PM (5813 views)
Re: Kasparnet - Veronica Owens/MI
6/21/2006 11:07:59 AM (5946 views)
Re: Kasparnet - Barbara Bennett/IN
6/21/2006 3:58:09 PM (5411 views)

Odd request...E & O/clients - Michael /KS
6/19/2006 12:42:29 PM (3272 views)
Re: Odd request...E & O/clients - JON SARVER/GA
6/26/2006 8:43:30 AM (5095 views)

Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:08:37 PM (3235 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 12:31:25 PM (5459 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:35:04 PM (5387 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:41:19 PM (5510 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 1:11:19 PM (5380 views)
Re: Is Everyone Finally Ready? - george Hubka/MI
6/20/2006 6:19:31 PM (5215 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:37:17 PM (5363 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 5:04:57 PM (6067 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 11:36:03 PM (5254 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/20/2006 11:30:11 AM (5162 views)
Re: Is Everyone Finally Ready? - Scott Perry/PA
6/20/2006 7:10:21 PM (5234 views)
Re: Is Everyone Finally Ready? - Scott Aduddell/MO
6/21/2006 10:51:03 AM (5470 views)

NATIONWIDE COURT SERVICES PAYING ???? - Mason Haas/NY
6/19/2006 10:22:49 AM (3372 views)
Re: NATIONWIDE COURT SERVICES PAYING ???? - Johanna Malki/FL
6/19/2006 11:57:35 AM (5344 views)

Lindsey's Title Abstracting - Kim Goodman/GA
6/19/2006 9:36:44 AM (3234 views)
Re: Lindsey's Title Abstracting - Vikki Moffitt/GA
6/19/2006 12:45:41 PM (5506 views)
Re: Lindsey's Title Abstracting - Norean /GA
6/20/2006 7:48:00 PM (5410 views)
Re: New Address for Lindsey's Title Abstracting - Kim Goodman/GA
11/9/2007 9:15:35 AM (5126 views)




Underwriting manuals - Tim Shelton/AL
6/16/2006 5:42:12 PM (3304 views)
Re: Underwriting manuals - George Booth/OH
6/17/2006 12:48:46 AM (5802 views)
Re: Underwriting manuals - STEVE MEINECKE/VA
6/17/2006 10:31:13 AM (5926 views)
Re: Underwriting manuals - Robert Franco/OH
6/17/2006 12:34:56 PM (5792 views)
Re: Underwriting manuals - Jay Duncan/MO
6/17/2006 4:05:45 PM (7158 views)
Re: Underwriting manuals - Tim Shelton/AL
6/21/2006 2:20:02 PM (5375 views)

Wendi!!! - J Nisonger/CA
6/15/2006 6:21:47 PM (2715 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 5:50:12 PM (3332 views)
Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/16/2006 1:21:42 PM (5430 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 11:41:14 AM (5353 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 1:22:03 PM (5331 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 5:14:35 PM (5473 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 5:51:57 PM (5286 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:58:18 PM (5563 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:56:36 PM (5416 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3448 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (5449 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (5374 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (5372 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (5446 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (5317 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3429 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (7087 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5758 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5822 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5611 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (5448 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5556 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (5492 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (5409 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4279 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5688 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5791 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5633 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5690 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5613 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5581 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5562 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

to post a reply: login - or - register


Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5812 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (5475 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (5511 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (5420 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (5478 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (5533 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5678 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5709 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (5487 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5591 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5544 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5545 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (5535 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5543 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5539 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (5526 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (5356 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (5377 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (5383 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (5382 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3826 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (5885 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3555 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5452 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3903 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5946 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5851 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5660 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5413 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5304 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5672 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5494 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5373 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4816 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5491 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5620 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5498 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8973 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

What Is Title Insurance & Benefits
Michael Stelzer's Blog
2026/03/14
0 comments

The Source of Title - Part I: Freedom Written, Freedom Insured
Ben DuBay's Blog
2026/02/15
0 comments

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Second Century Ventures Announces 6 Technology Companies for 2026 REACH Scale-Up Program
For more than a decade, REACH has vetted, selected and accelerated unique technology solutions focused on the U.S. resid...
New Home Sales Down in April on Affordability Concerns
“Although there are still signs of demand, many potential buyers are stepping back because of higher mortgage rate...
D.A. Bragg Announces Indictment Of 18 Individuals & 3 Companies For Deed Theft Conspiracy
“Eighteen individuals went to extreme lengths to exploit a grieving family by allegedly conspiring to sell the fam...
Mortgage Applications Decrease in Latest MBA Weekly Survey
“The 30-year fixed rate has increased 30 basis points over the past five weeks to its highest level since August 2...
Rate Debuts EnTitled, a Refinance Pilot That Saves Borrowers Money at Closing
The pilot uses data and technology to evaluate title-related risk during the mortgage refinancing process. In certain lo...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.