Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | hide all replies



Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3859 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5831 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5792 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7871 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5674 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5825 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (8029 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5832 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5742 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5088 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (5869 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5764 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7645 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5688 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (5813 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (5842 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5660 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11131 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6385 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6314 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (6025 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (6078 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4849 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (5863 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (5831 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5632 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5807 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (5855 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4168 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (6191 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (6115 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (6000 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (5934 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (6044 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (5937 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (5863 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (5941 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (5864 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (6080 views)




Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3904 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (6178 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3312 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3840 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (6261 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6412 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

to post a reply: login - or - register


Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6333 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (6178 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (6131 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (6144 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6296 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (6056 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (6194 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6454 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5903 views)

I know you're tired of seeing my name... - Wendi See/SC
6/8/2006 5:45:45 PM (5107 views)
Re: I know you're tired of seeing my name... - Scott Perry/PA
6/8/2006 11:23:14 PM (6221 views)
Re: I know you're tired of seeing my name... - Robert Franco/OH
6/8/2006 11:32:39 PM (6310 views)
Re: I know you're tired of seeing my name... - Jim Girardi/NY
6/9/2006 8:46:32 AM (6210 views)
Re: I know you're tired of seeing my name... - J Nisonger/CA
6/9/2006 12:36:31 PM (6132 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/9/2006 12:55:25 PM (6172 views)
Re: I know you're tired of seeing my name... - Angelica Schneider/IN
6/9/2006 5:45:37 PM (6197 views)
Re: I know you're tired of seeing my name... - Michaela Urban/OH
6/9/2006 6:29:07 PM (6248 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/10/2006 5:19:18 PM (6277 views)

India - Wendi See/SC
6/8/2006 11:22:52 AM (4284 views)
Re: India - Scott Perry/PA
6/8/2006 12:23:50 PM (6567 views)
Re: India - STEVE MEINECKE/VA
6/8/2006 2:24:40 PM (6593 views)
Re: India - David Bloys/TX
6/8/2006 5:51:27 PM (6313 views)
Re: India - Kevin Ahern/CT
6/8/2006 2:56:20 PM (6447 views)
Re: India - Robert Franco/OH
6/8/2006 3:41:52 PM (6354 views)
Re: India - Wendi See/SC
6/8/2006 5:30:48 PM (6316 views)
Re: India - Lisa Ramsey/TX
6/8/2006 5:45:23 PM (6223 views)
Re: India - Wendi See/SC
6/8/2006 5:51:11 PM (6210 views)
Re: India - David Bloys/TX
6/8/2006 5:53:57 PM (6392 views)
Re: India - Jill Kissell/IA
6/12/2006 8:41:33 AM (6348 views)
Re: India - Wendi See/SC
6/12/2006 12:34:49 PM (6392 views)
Re: India - J Nisonger/CA
6/12/2006 1:08:24 PM (6186 views)
Re: India - Michael O'Brien/NJ
12/20/2006 11:25:26 AM (6249 views)
Re: India - J Nisonger/CA
6/9/2006 12:45:53 PM (8024 views)
Re: India - Lisa Ramsey/TX
6/9/2006 12:56:03 PM (6184 views)
Re: INDIA - SHARON MAUSER BA CJSW CNSA/DE
6/12/2006 11:09:22 AM (6325 views)
Re: INDIA - Wendi See/SC
6/12/2006 12:35:39 PM (6283 views)
Re: INDIA - J Nisonger/CA
6/12/2006 1:02:29 PM (6154 views)
Re: INDIA - Lisa Ramsey/TX
6/12/2006 5:29:21 PM (6666 views)
Re: INDIA - Candis Richter/NJ
6/12/2006 6:18:18 PM (6210 views)
Re: INDIA - Infinity? - Helene /GA
6/13/2006 12:19:31 AM (9327 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 7:46:07 AM (6316 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 7:53:07 AM (6312 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 8:29:24 AM (6331 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 1:11:09 PM (6225 views)
Re: INDIA - Infinity? - J Nisonger/CA
6/13/2006 3:01:15 PM (6191 views)

Mechanic's Liens - Wendi See/SC
6/8/2006 10:39:49 AM (3754 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 10:59:45 AM (6450 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 11:21:39 AM (6343 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 11:36:35 AM (6365 views)
Re: Mechanic's Liens - Michael Persyn/TX
6/8/2006 1:44:53 PM (6344 views)
Re: Mechanic's Liens - Patrick Scott/IL
6/8/2006 3:18:26 PM (6140 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 5:41:04 PM (6235 views)
Re: Mechanic's Liens - Scott Aduddell/MO
6/14/2006 11:22:03 AM (6130 views)
Re: Mechanic's Liens - Lisa Ramsey/TX
6/14/2006 12:56:16 PM (6348 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/14/2006 1:47:56 PM (6506 views)

America's Loneliest County - David Bloys/TX
6/6/2006 12:13:39 PM (5394 views)
Re: America's Loneliest County - Robert Franco/OH
6/6/2006 1:24:41 PM (6733 views)
Re: America's Loneliest County - David Bloys/TX
6/6/2006 3:24:32 PM (8198 views)
Re: America's Loneliest County - Scott Perry/PA
6/6/2006 3:36:41 PM (6638 views)
Re: America's Loneliest County - Lisa Ramsey/TX
6/6/2006 10:56:29 PM (6944 views)
Re: America's Loneliest County - David Bloys/TX
6/6/2006 10:59:23 PM (6708 views)
Re: America's Loneliest County - Scott Perry/PA
6/7/2006 12:15:31 AM (6614 views)
Re: America's Loneliest County - David Bloys/TX
6/7/2006 7:39:12 AM (6684 views)
Re: America's Loneliest County - Scott Perry/PA
6/7/2006 7:57:55 AM (6668 views)
Re: America's Loneliest County - David Bloys/TX
6/7/2006 10:47:26 PM (8274 views)
Re: America's Loneliest County - Robert Breakell/CT
6/7/2006 9:01:33 PM (6654 views)
Re: America's Loneliest County - David Bloys/TX
6/7/2006 10:21:50 PM (6591 views)
Re: America's Loneliest County - Michael Persyn/TX
6/7/2006 11:12:10 PM (6582 views)
Re: America's Loneliest County - Robert Breakell/CT
6/8/2006 9:37:10 PM (6427 views)
Re: America's Loneliest County - David Bloys/TX
6/8/2006 10:33:26 PM (6769 views)

Certain Inalienable Rights - Wendi See/SC
6/6/2006 11:09:29 AM (3823 views)
Re: Certain Inalienable Rights - Scott Perry/PA
6/6/2006 2:23:00 PM (6700 views)
Re: Certain Inalienable Rights - Wendi See/SC
6/6/2006 4:44:38 PM (6492 views)
Re: Certain Inalienable Rights - Angelica Schneider/IN
6/6/2006 9:11:16 PM (6458 views)
Re: Certain Inalienable Rights - george Hubka/MI
10/2/2007 9:57:56 AM (6800 views)

My question was answered. Thank you - I live in/WI
6/5/2006 8:02:37 PM (3379 views)

ATAPOL, Inc - Scott Perry/PA
6/5/2006 7:50:49 PM (5674 views)
Re: ATAPOL, Inc - Helga Hinck/NH
6/6/2006 9:14:11 AM (7787 views)
Re: ATAPOL, Inc - Michaela Urban/OH
6/6/2006 5:29:48 PM (7306 views)
Re: ATAPOL, Inc - Scott Perry/PA
6/6/2006 9:48:12 PM (7279 views)
Re: ATAPOL, Inc - Michaela Urban/OH
6/7/2006 4:45:23 PM (7239 views)
Re: ATAPOL, Inc - Scott Perry/PA
6/7/2006 10:21:27 PM (7220 views)
Re: ATAPOL, Inc - HAL DICKSON/VA
6/9/2006 11:10:41 PM (7634 views)
Re: ATAPOL, Inc - J Nisonger/CA
6/10/2006 1:27:14 AM (7015 views)
Re: ATAPOL, Inc - george Hubka/MI
10/2/2007 10:03:54 AM (7221 views)
Re: ATAPOL, Inc - J Nisonger/CA
10/3/2007 6:24:15 PM (6939 views)
Re: ATAPOL, Inc - Jessica Talley/NJ
6/12/2006 8:41:49 AM (7089 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8973 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

What Is Title Insurance & Benefits
Michael Stelzer's Blog
2026/03/14
0 comments

The Source of Title - Part I: Freedom Written, Freedom Insured
Ben DuBay's Blog
2026/02/15
0 comments

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Second Century Ventures Announces 6 Technology Companies for 2026 REACH Scale-Up Program
For more than a decade, REACH has vetted, selected and accelerated unique technology solutions focused on the U.S. resid...
New Home Sales Down in April on Affordability Concerns
“Although there are still signs of demand, many potential buyers are stepping back because of higher mortgage rate...
D.A. Bragg Announces Indictment Of 18 Individuals & 3 Companies For Deed Theft Conspiracy
“Eighteen individuals went to extreme lengths to exploit a grieving family by allegedly conspiring to sell the fam...
Mortgage Applications Decrease in Latest MBA Weekly Survey
“The 30-year fixed rate has increased 30 basis points over the past five weeks to its highest level since August 2...
Rate Debuts EnTitled, a Refinance Pilot That Saves Borrowers Money at Closing
The pilot uses data and technology to evaluate title-related risk during the mortgage refinancing process. In certain lo...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.