Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | hide all replies



NALTEA - LAWANDA MCMILLIAN/AR
8/30/2005 4:28:08 PM (2447 views)
Re: NALTEA - Robert Franco/OH
8/30/2005 5:17:54 PM (2803 views)
Re: NALTEA - Wanda Steudel/OH
8/31/2005 10:49:19 AM (2828 views)

SOT Monthly Spotlight Feature - Jarrod Clabaugh/OH
8/30/2005 1:19:09 PM (1899 views)

Abstracting Software - Regina Engebritson Engebritson/MN
8/30/2005 1:24:11 AM (2531 views)
Re: Abstracting Software - Kurt deVries/FL
8/30/2005 9:42:43 AM (3049 views)
Re: Abstracting Software - Robert Franco/OH
8/30/2005 9:49:24 AM (2972 views)
Re: Abstracting Software - Jay Duncan/MO
8/30/2005 12:32:40 PM (4102 views)
Re: Abstracting Software - Kurt deVries/FL
8/30/2005 12:43:17 PM (3045 views)
Re: Abstracting Software - Spencer Kinsey/AR
8/30/2005 7:13:06 PM (2985 views)

looking for Abstract textbook reviewers - Jeanne Johnson/MN
8/29/2005 11:22:34 AM (2478 views)
Re: looking for Abstract textbook reviewers - Jay Duncan/MO
8/29/2005 1:59:09 PM (2834 views)
Re: looking for Abstract textbook reviewers - Jeanne Johnson/MN
9/6/2005 5:08:30 PM (3894 views)

UNITED DOCUMENT SERVICES INC - Ted Lannon/MA
8/29/2005 11:21:08 AM (3721 views)
Re: UNITED DOCUMENT SERVICES INC - Kevin Ahern/CT
8/29/2005 12:17:28 PM (3092 views)
Re: UNITED DOCUMENT SERVICES INC - Anne Gilbert/VT
9/1/2005 9:52:29 PM (3062 views)
Re: UNITED DOCUMENT SERVICES INC - Scott Perry/PA
9/2/2005 7:26:56 AM (3038 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Scott Perry/PA
9/2/2005 7:38:23 AM (3108 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Kevin Ahern/CT
9/2/2005 8:44:54 AM (3042 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Scott Perry/PA
9/6/2005 9:04:11 PM (2974 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Ted Lannon/MA
9/6/2005 4:41:37 PM (3125 views)
Re: UNITED DOCUMENT SERVICES INC ***UPDATE*** - Gail Frey/CT
9/19/2005 11:14:06 PM (2874 views)
Re: UNITED DOCUMENT SERVICES INC - Cherie Smurthwaite/CA
10/29/2005 6:23:59 PM (2841 views)


Real Title Services


Source of Title's new look... - Robert Franco/OH
8/27/2005 10:10:33 AM (2429 views)
Re: Source of Title's new look... - Dave Pell/FL
8/27/2005 11:15:07 AM (2990 views)
Re: Source of Title's new look... - Robert Franco/OH
8/27/2005 11:56:22 AM (2948 views)
But Where Are The Factoids?! - Scott Perry/PA
8/27/2005 12:12:32 PM (2959 views)
Re: But Where Are The Factoids?! - Robert Franco/OH
8/27/2005 2:07:42 PM (2986 views)
Re: Source of Title's new look... - Jay Duncan/MO
8/29/2005 7:33:17 AM (2860 views)
Re: Source of Title's new look... - Jason Sheppard/PA
8/29/2005 8:00:03 PM (3020 views)

Title Direct non-payment - Anne Gilbert/VT
8/26/2005 6:25:10 PM (2432 views)
Re: Title Direct non-payment - Kevin Ahern/CT
8/31/2005 3:10:47 PM (2723 views)
Re: Title Direct non-payment - Ted Lannon/MA
9/6/2005 4:55:03 PM (2961 views)
Re: Title Direct non-payment - Kevin Ahern/CT
9/6/2005 6:17:04 PM (2819 views)
Re: Title Direct non-payment - Lois Morgan/AZ
9/6/2005 10:13:33 AM (2804 views)
Re: Title Direct non-payment - Jacqueline Costa/RI
9/6/2005 3:24:46 PM (2930 views)

Mortgage over 30 years old, but no release - David Kossman/MO
8/25/2005 3:16:53 PM (2689 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
8/25/2005 4:22:52 PM (3184 views)
Re: Mortgage over 30 years old, but no release - David Kossman/MO
8/25/2005 4:39:48 PM (3124 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
8/25/2005 5:23:39 PM (2923 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/25/2005 6:46:54 PM (3022 views)
Re: Mortgage over 30 years old, but no release - Jeanne Mendes/CA
10/7/2005 3:46:42 AM (2755 views)
Re: Mortgage over 30 years old, but no release - Robert Franco/OH
10/7/2005 12:44:27 PM (2915 views)
Re: Mortgage over 30 years old, but no release - Patrick Scott/IL
8/25/2005 7:05:29 PM (2990 views)
Re: Mortgage over 30 years old, but no release - Kevin Ahern/CT
8/25/2005 7:32:06 PM (3069 views)
Re: Mortgage over 30 years old, but no release - LAWANDA MCMILLIAN/AR
8/25/2005 9:33:34 PM (2916 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/26/2005 9:02:34 AM (2979 views)
Re: Mortgage over 30 years old, but no release - Kevin Ahern/CT
8/26/2005 11:51:44 AM (2973 views)
Re: Mortgage over 30 years old, but no release - Lisa Ramsey/TX
8/26/2005 2:28:31 PM (2926 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/26/2005 8:05:28 PM (3001 views)
Re: Mortgage over 30 years old, but no release - Jay Duncan/MO
8/28/2005 6:57:05 PM (2936 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/28/2005 7:43:29 PM (2901 views)
Re: Mortgage over 30 years old, but no release - Jay Duncan/MO
8/29/2005 7:31:14 AM (2851 views)
Re: Mortgage over 30 years old, but no release - James "Lin" Toney/MS
8/26/2005 10:48:04 PM (2988 views)
Re: Mortgage over 30 years old, but no release - Donna Grady/NC
8/27/2005 7:50:27 PM (2975 views)
Re: Mortgage over 30 years old, but no release - Scott Perry/PA
8/27/2005 8:08:16 PM (2932 views)

Back to school - monica froese/ME
8/23/2005 4:16:43 PM (2345 views)
Re: Back to school - Robert Franco/OH
8/23/2005 4:39:58 PM (3014 views)
Re: Back to school - Kevin Ahern/CT
8/23/2005 6:04:12 PM (2988 views)
Re: Back to school - Robert Franco/OH
8/24/2005 8:32:11 AM (2845 views)
Re: Back to school - Kevin Ahern/CT
8/24/2005 9:37:44 AM (2847 views)
Re: Back to school - Wendi See/SC
8/24/2005 9:32:33 PM (2922 views)
Re: Back to school - James "Lin" Toney/MS
8/24/2005 10:04:10 PM (2860 views)
Re: Back to school - Kevin Ahern/CT
8/25/2005 7:43:34 AM (2882 views)
Re: Back to school - Robert Franco/OH
8/25/2005 10:01:26 AM (2841 views)
Re: Back to school - Robert Franco/OH
8/25/2005 9:54:47 AM (2782 views)
Re: Back to school - LAWANDA MCMILLIAN/AR
8/25/2005 9:38:24 PM (2886 views)
Re: Back to school - Anne Gilbert/VT
8/26/2005 5:51:16 PM (2787 views)

Liability Disclaimer - Danielle Nelson/WI
8/23/2005 2:01:59 PM (2459 views)
Re: Liability Disclaimer - Robert Franco/OH
8/23/2005 4:14:02 PM (3143 views)
Re: Liability Disclaimer - Lisa Ramsey/TX
8/23/2005 5:18:18 PM (3037 views)
Re: Liability Disclaimer - David Bloys/TX
8/23/2005 5:31:15 PM (3059 views)
Re: Liability Disclaimer - William Pattison /CA
3/18/2008 5:13:07 PM (2556 views)
Re: Liability Disclaimer - Kelli Gorman/TX
9/1/2005 1:14:08 PM (2872 views)
Re: Liability Disclaimer - Kevin Ahern/CT
9/1/2005 1:52:10 PM (2886 views)
Re: Liability Disclaimer - Kelli Gorman/TX
9/1/2005 10:38:48 PM (2890 views)
Re: Liability Disclaimer - Kevin Ahern/CT
9/2/2005 6:11:19 AM (2936 views)
Re: Liability Disclaimer - Scott Perry/PA
8/23/2005 5:42:49 PM (3052 views)
Re: Liability Disclaimer - Kevin Ahern/CT
8/23/2005 6:45:13 PM (2972 views)

In Connecticut we are not permitted to disclaim liability for negligence through a writing. We are permitted to limit our liability to a reasonable dollar amount through a written agreement. When I draft contracts for clients, I routinely put a clause into the contract limiting liability. I have a client that rents out "Moonwalks" for kids parties. If you are not familiar with the term, these are the big inflatable enclosures that kids climb into and jump up and down. In order to get liability insurance, their insurance carrier expressly requested a clause in the contract limiting liability since waivers don't seem to hold up in the Superior Court.

In so far as placing the language of limitation in the abstract itself after concluding a contract, I am not sure that it would work in all states. I would think that it would be better to put the clause in the contract rather than the abstract. It would then become an enforceable term of the contract.  Placing the language in the abstract alone, could be construed as a unilatteral attempt to amend or modify the prior contract or possibly a counter offer. Whether it would be enforceable would depend on the facts of each case and the law of the state which governed the contract. There is no universal answer. I have run into instances in which a client questioned the absence of an encumbrance on an abstract which resulted from a mistake in the land records. Once a copy of the index page showing the omission  was produced, the client was satisfied.

I do not use a disclaimer in my abstracts. In so far as the common law of negligence is concerned in Connecticut there are four elements to a negligence claim: 1. there is a duty to exercise reasonable care in performing a search, 2. there was a breach of this standard of care, 3. there were damages, 4. the damages were proximately cause by the breach of the standard of care that was owed. It would seem that the duty owed would be to accurately report the information contained in the public records. If the information is incorrectly contained in the Town Clerk's records, it would seem that the abstractor has correctly reported the information in the land records, and it could be argued that there was no breach of the standard of care owed to the client. It could be further argued that the damages to the client were not proximately caused by the contents of the title abstract, but rather by the contents of the land records. That would be the abstractor's defense, and he would still have to go through the tribulations of a trial. If he were sued, he would file a third party claim or a cross claim against both the Town and the Town Clerk. The sovereign immunity doctrine that protects state employees does not extend to political subdivisions of Connecticut

In Connecticut corrections of errors in the index are usually dated by the Town Clerk. However, if an error is brought to the abstractor's attention, it is a good idea for him to get a copy of the page without the correction before he brings the mistake to the Town Clerk's attention. He should also get a copy of the index page after the correction is made. He then has proof that the error was in the index rather than in his abstract. I had a conversation with one of the Town Clerks several months ago in which she admitted that they are very sensitive to corrections in the index because both the Town Clerk and the Town are liable.

to post a reply: login - or - register


Re: Liability Disclaimer - Anne Gilbert/VT
8/26/2005 6:13:07 PM (3929 views)
Re: Liability Disclaimer - Lisa Ramsey/TX
8/27/2005 10:24:42 AM (2939 views)

The Jordan Group - Any experience with any of these affiliated companies? - Matt Papsch/MD
8/22/2005 5:41:51 PM (2510 views)
Re: The Jordan Group - Any experience with any of these affiliated companies? - Loretta Reed/MD
8/22/2005 11:00:41 PM (2893 views)
Re: The Jordan Group - Any experience with any of these affiliated companies? - Robert Franco/OH
8/23/2005 11:16:51 AM (2902 views)

Gasoline Trivia - Who Would Have Thought? - Lisa Ramsey/TX
8/19/2005 8:45:16 PM (2434 views)
Re: Gasoline Trivia - Who Would Have Thought? - Scott Perry/PA
8/20/2005 10:24:55 AM (3025 views)
Re: Gasoline Trivia - Who Would Have Thought? - Jay Duncan/MO
8/20/2005 11:13:37 AM (4398 views)
Re: Gasoline Trivia - Who Would Have Thought? - Lisa Ramsey/TX
8/20/2005 1:08:34 PM (2969 views)
Re: Gasoline Trivia - Who Would Have Thought? - Scott Perry/PA
8/20/2005 2:58:57 PM (2949 views)
Re: Gasoline Trivia - Who Would Have Thought? - Jay Duncan/MO
8/21/2005 8:39:17 PM (3100 views)
Re: Gasoline Trivia - Who Would Have Thought? - ginger galloway/OH
8/22/2005 9:17:07 AM (2925 views)

NALTEA committees... - Robert Franco/OH
8/18/2005 12:25:11 PM (1828 views)

thanks anyway - Kim Haase/MT
8/18/2005 12:18:26 PM (1874 views)

VIEWS - LAWANDA MCMILLIAN/AR
8/18/2005 9:28:38 AM (2447 views)
Re: VIEWS - Jay Duncan/MO
8/18/2005 9:46:42 AM (3105 views)
Re: VIEWS - Robert Franco/OH
8/18/2005 10:04:00 AM (3092 views)
Re: VIEWS - LAWANDA MCMILLIAN/AR
8/18/2005 10:56:28 AM (3022 views)
Re: VIEWS - Jay Duncan/MO
8/18/2005 11:22:10 AM (3035 views)
Re: VIEWS - Kevin Ahern/CT
8/18/2005 1:48:09 PM (2818 views)
Re: VIEWS - Robert Franco/OH
8/18/2005 2:37:02 PM (3058 views)
Re: VIEWS - LAWANDA MCMILLIAN/AR
8/18/2005 4:07:10 PM (2891 views)
Re: VIEWS - Patrick Scott/IL
8/18/2005 11:03:59 PM (2909 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8961 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

U.S. Housing Market Hits 30-Year Low in Home Sales: Causes and Consequences
Marissa Berends's Blog
2025/09/08
0 comments

Understanding Mineral Rights and the Importance of Trained Mineral Researchers
Marissa Berends's Blog
2025/09/05
0 comments

FHFA Title Acceptance Pilot: What to know
Marissa Berends's Blog
2025/09/02
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Commercial and Multifamily Mortgage Delinquency Rates Increased in Second-Quarter 2025
“The delinquency rate for commercial mortgages increased in the second quarter of 2025 across most major capital s...
MISMO Publishes Updated Charge and Fee Naming Guide for Industry Use
“The Naming Guide empowers lenders to deliver a more transparent, efficient, and compliant mortgage experience for...
Holland & Knight Files Amicus Brief on Behalf of American Land Title Association Contesting AML Regulations for Residential Real Estate Transactions
ALTA, the national voice of the title insurance and settlement services industry, has approximately 5,700 company member...
Mortgage Application Payments Increased in Latest MBA Weekly Survey
“Mortgage rates declined for the second consecutive week as Treasury yields moved lower on data indicating that th...
NAHB Calls on Congress to Protect Energy Choice
The National Association of Home Builders today called on Congress to help ease the housing affordability crisis by supp...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.